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Complete company report
Generated 07-08-2026
Active BE 0687.684.171Private limited company

SL CONSEILS

Avenue Paul Pastur 56 ·6032 Charleroi, Belgium· 8 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

SL CONSEILS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 07-08-2025 2025-00364853
31-12-2023 micro 28-08-2024 2024-00412739
31-12-2022 micro 28-06-2023 2023-00166091
31-12-2021 micro 22-06-2022 2022-20080545
31-12-2020 micro 24-06-2021 2021-23700387
31-12-2019 micro 17-07-2020 2020-32100478
31-12-2018 micro 03-07-2019 2019-28400218
Directors & mandates 2 directors
Current directors & mandates
  • Massimo SBARDELLA
    Director
    State Gazette act 23401364 (04-10-2023)
    Current
    04-10-2023 → present
Former directors (1)
  • Teresa LUONGO
    Director
    State Gazette act 23401364 (04-10-2023)
    Former
    04-10-2023 → 30-09-2025
    2 events
    • 30-09-2025 Resigned· Director
    • 04-10-2023 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation09-01-2018
StatusActive
Postal code6032
Establishment units 1 location
SL CONSEILS
Rue Arthur Warocqué(L.L) 5, 7100 La LouvièreAgenten en makelaars in bankdiensten
since 20182.271.371.893
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52050A0517/00A011 Wallonia 348 m² 1 · 53 m² 9.3 m · 3 fl.
55022A0471/00T045 Wallonia 194 m² 1 · 57 m² 14.0 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-12-2025
State Gazette act Director changes
v3.2
07-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
04-10-2023
State Gazette act Director changes
v3.2
28-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
20-03-2023
State Gazette act Registered-office change
v3.2
2022
22-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
17-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
03-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
19-01-2018
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 4 acts
Address history · 1
20-03-2023
v3.2
All acts · 4 updated 8 months ago
2025
10-12-2025 Teresa LUONGO resigns as director Director changes
  • Teresa LUONGO, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Teresa LUONGO",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-30",
      "evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 30 septembre 2025, l\u0027ensemble des actionnaires ont unanimement d\u00E9cid\u00E9 et accept\u00E9 la d\u00E9mission de Madame Teresa LUONGO et ce, \u00E0 dater du 30 septembre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0687.684.171",
    "name_full": "SL CONSEILS",
    "legal_form": "SRL"
  }
}
2023
04-10-2023 2 reappointed Director changes
  • Massimo SBARDELLA, Bestuurder
  • Teresa LUONGO, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Massimo SBARDELLA",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e d\u00E9cide \u00E0 l\u2019unanimit\u00E9 de mettre fin aux fonctions de g\u00E9rants actuels, Monsieur Massimo SBARDELLA et Madame Teresa LUONGO, et proc\u00E8de imm\u00E9diatement au renouvellement de leurs nominations comme administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Teresa LUONGO",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e d\u00E9cide \u00E0 l\u2019unanimit\u00E9 de mettre fin aux fonctions de g\u00E9rants actuels, Monsieur Massimo SBARDELLA et Madame Teresa LUONGO, et proc\u00E8de imm\u00E9diatement au renouvellement de leurs nominations comme administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0687.684.171",
    "name_full": "SL CONSEILS",
    "legal_form": "SPRL"
  }
}
20-03-2023 Registered office moved from Mont-sur-Marchienne to La Louvière Registered-office change
  • avenue Paul Pastur 41, 6032 Mont-sur-Marchienne → rue Arthur Warocqué 5, 7100 La Louvière
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "La Louvi\u00E8re",
        "region": null,
        "street": "rue Arthur Warocqu\u00E9",
        "country": "BE",
        "postcode": "7100",
        "box_number": null,
        "street_number": "5"
      },
      "old_address": {
        "city": "Mont-sur-Marchienne",
        "region": null,
        "street": "avenue Paul Pastur",
        "country": "BE",
        "postcode": "6032",
        "box_number": null,
        "street_number": "41"
      },
      "effective_date": "2023-02-22",
      "evidence_quote": "Il a \u00E9t\u00E9 d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 le transfert du si\u00E8ge \u00E0 7100 La Louvi\u00E8re, rue Arthur Warocqu\u00E9, 5."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0687.684.171",
    "name_full": "SL CONSEILS",
    "legal_form": "SPRL"
  }
}
2018
19-01-2018 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "6032 Mont-sur-Marchienne, Avenue Paul Pastur, 41",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-05-08",
        "name": "Mademoiselle LUONGO Teresa",
        "niss": null,
        "address": "Morlanwelz, section de Morlanwelz, rue de la Grattine, num\u00E9ro 79"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "Mademoiselle LUONGO Teresa",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-08-01",
        "name": "Monsieur SBARDELLA Massimo",
        "niss": null,
        "address": "Fleurus, section de Fleurus, Chauss\u00E9e de Charleroi, num\u00E9ro 614"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "Monsieur SBARDELLA Massimo",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "0687.684.171",
    "name_full": "SL CONSEILS",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2018-01-03",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191
Primary activity highlighted.
Names & trade names
Legal nameFR SL CONSEILS
Registered office
Avenue Paul Pastur 56
6032 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative