SKIPTOBUILD
ActiveSummary
SKIPTOBUILD has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,750 and a net result of €2,664. Equity is growing by about 37% per year across the filed financial years. Its solvency ranks better than 49% of 39,184 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €106,750
- Profit
- €2,664
Why 93lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.13, cash €139,196Size: total assets €194,551Equity €106,750 (54.9% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 50% on solvency, 70% on liquidity, 16% on profitability and 47% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 52 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €2,664 ▼96.5%
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 33% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €553 | €1,316 | €2,557 | ▲ 94.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €6,597 | €6,597 | = |
| Other operating charges640/8 | €732 | €627 | €494 | ▼ 21.3% |
| Gross operating margin9900 | €30,621 | €104,530 | €74,317 | ▼ 28.9% |
| Operating profit (loss)9901 | €29,336 | €95,990 | €64,670 | ▼ 32.6% |
| Financial income75/76B | €63 | €189 | €768 | ▲ 307% |
| Recurring financial income75 | €63 | €189 | €768 | ▲ 307% |
| Financial charges65/66B | €142 | €170 | €60,753 | ▲ 358× |
| Recurring financial charges65 | €142 | €170 | €60,753 | ▲ 358× |
| Profit (loss) for the period before taxes9903 | €29,257 | €96,009 | €4,685 | ▼ 95.1% |
| Income taxes67/77 | €6,939 | €19,982 | €2,020 | ▼ 89.9% |
| Profit (loss) for the period9904 | €22,317 | €76,027 | €2,664 | ▼ 96.5% |
| Profit (loss) for the period to be appropriated9905 | €22,317 | €76,027 | €2,664 | ▼ 96.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €62,244 | €136,540 | €194,551 | ▲ 42.5% |
| Fixed assets21/28 | €2,867 | €7,462 | €7,397 | ▼ 0.9% |
| Tangible fixed assets22/27 | €2,867 | €7,462 | €7,397 | ▼ 0.9% |
| Furniture and vehicles24 | €2,867 | €7,462 | €7,397 | ▼ 0.9% |
| Current assets29/58 | €59,378 | €129,077 | €187,154 | ▲ 45.0% |
| Amounts receivable within one year40/41 | €9,011 | €35,682 | €40,389 | ▲ 13.2% |
| Trade receivables40 | €6,583 | €28,104 | €19,642 | ▼ 30.1% |
| Other amounts receivable41 | €2,428 | €7,578 | €20,747 | ▲ 174% |
| Current investments50/53 | - | €17,000 | €6,000 | ▼ 64.7% |
| Cash at bank and in hand54/58 | €49,877 | €75,577 | €139,196 | ▲ 84.2% |
| Deferred charges and accrued income490/1 | €490 | €818 | €1,569 | ▲ 91.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €62,244 | €136,540 | €194,551 | ▲ 42.5% |
| Equity10/15 | €28,917 | €104,085 | €106,750 | ▲ 2.6% |
| Contributions10/11 | €10,100 | €10,100 | €10,100 | = |
| Reserves13 | €18,000 | €93,000 | €96,000 | ▲ 3.2% |
| Distributable reserves133 | €18,000 | €93,000 | €96,000 | ▲ 3.2% |
| Profit (loss) carried forward14 | €817 | €985 | €650 | ▼ 34.1% |
| Amounts payable17/49 | €33,327 | €32,454 | €87,802 | ▲ 171% |
| Amounts payable within one year42/48 | €33,327 | €32,451 | €87,725 | ▲ 170% |
| Financial debts43 | - | - | €39 | - |
| Credit institutions430/8 | - | - | €39 | - |
| Trade debts44 | €5,191 | €5,762 | €10,569 | ▲ 83.4% |
| Suppliers440/4 | €5,191 | €5,762 | €10,569 | ▲ 83.4% |
| Taxes, remuneration and social security45 | €23,286 | €23,915 | €19,702 | ▼ 17.6% |
| Taxes450/3 | €23,286 | €23,915 | €19,702 | ▼ 17.6% |
| Other amounts payable47/48 | €4,850 | €2,774 | €57,415 | ▲ 21× |
| Accrued charges and deferred income492/3 | - | €3 | €76 | ▲ 25× |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,317 | €76,027 | €2,664 | ▼ 96.5% |
| + Depreciation and write-downs630 | €553 | €1,316 | €2,557 | ▲ 94.3% |
| Operating cash flow (approximation) | €22,871 | €77,343 | €5,221 | ▼ 93.2% |
| Investment in fixed assets (approximation) | - | -€5,912 | -€2,491 | ▲ 57.9% |
| Change in cash | - | €25,700 | €63,619 | ▲ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-06-2026 | 2026-00209188 |
| 31-12-2024 | micro format | 12-06-2026 | 2026-00156017 |
| 31-12-2023 | micro format | 27-03-2024 | 2024-00052737 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LINARD DE GUERTECHIN Philippe Jacques Claire Christian |
|
Owners and capital
Capital and shareholders
- LINARD DE GUERTECHIN Philippe Jacques Claire Christian 100 shares (100%) · €100 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 27-12-2022 Incorporation · €100 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
SKIPTOBUILD was incorporated on 22 December 2022 as a private limited company by one natural person, with a starting capital of €100.12 Since 2022, LINARD DE GUERTECHIN Philippe Jacques Claire Christian has served as director of the company.2 Total assets rose from €62,244 in 2023 to €194,551 in 2025.3
Acts, filings and financial milestones
27-12
Gazette deed
IncorporationAppointment: LINARD DE GUERTECHIN Philippe Jacques Claire Christian (director) · Founder · Founding capital12 facts ▸
- Founder, LINARD DE GUERTECHIN Philippe Jacques Claire Christian
- Incorporation, “SkipToBuild” (deed in French)
- Founding capital, €100
- Other provision, 21-12-2022
- Bank account, “attestation de dépôt remise au notaire”, 100 (deed in French)
- Capital
- Other provision, “effectivité décisions finales, dépôt au greffe d'une expédition de l'acte constitutif” (deed in French)
- Registered office clause, “1150 Woluwe-Saint-Pierre,avenue de l'Escrime 108” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, LINARD DE GUERTECHIN Philippe Jacques Claire Christian
- Pre-incorporation commitments, “takeover, engagements,obligations et activités entreprises au nom et pour compte de la société en formation” (deed in French)
- Other provision, “gérant, représentation du mandataire” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0795.249.649
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21683D0242/00P004 | Brussels | 415 m² | 1 · 102 m² | 10.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SkipToBuild
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs,agences,ateliers,dépôts et succursales tant en Belgique qu'à l'étranger par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, inscrites dans registre des actions nominatives avec mentions requises par Code des sociétés et des associations” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Prévues pour les modifications aux statuts, en tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, assemblée générale” (deed in French)