RANALE
ActiveRANALE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €117k and a net result of €19k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 3.11 in 2023; short-term debt: 18.5% and cash: 69% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-06-2025, 46 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
46 d early
2023
23 d early
2022
6 d early
2021
32 d early
2020
26 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€117k▲ 0.7%
2023 · €116k
2018: €62k
2019: €69k
2020: €80k
2021: €96k
2022: €120k
2023: €116k
2018 → 2024
Total assets
€143k▼ 2.3%
2023 · €147k
2018: €142k
2019: €115k
2020: €121k
2021: €119k
2022: €151k
2023: €147k
2018 → 2024
Net result
€19k▲ 34.4%
2023 · €14k
2018: €15k
2019: €19k
2020: €23k
2021: €22k
2022: €41k
2023: €14k
2018 → 2024
Working capital
€80k▲ 23.4%
2023 · €65k
2018: €32k
2019: €43k
2020: €57k
2021: €82k
2022: €57k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€80k-€96k▲ 20.6%€120k▲ 24.3%€116k▼ 3.3%€117k▲ 0.7%
Operating result€35k-€32k▼ 8.8%€55k▲ 71.8%€20k▼ 62.8%€26k▲ 26.0%
Net result€23k-€22k▼ 1.3%€41k▲ 86.2%€14k▼ 66.2%€19k▲ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143k
Fixed assets
€37k▼ 28.2%
Current assets
€107k▲ 11.4%
Equity and liabilities €143k
Equity
€117k▲ 0.7%
Debt
€27k▼ 13.8%
The debt ratio falls from 21.0% to 18.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2023 · €35k
Cash flow
€33k▲
2023 · €28k
Solvency
81.5%▲
2023 · 79.0%
Current ratio
4.02▲
2023 · 3.11
Quick ratio
4.02▲
2023 · 3.11
Debt / equity
0.23▼
2023 · 0.27
ROE
16.1%▲
2023 · 12.1%
ROA
13.1%▲
2023 · 9.6%
Interest coverage
270.18▼
2023 · 398.01
Debt
€27k▼
2023 · €31k
Debt ≤ 1 year
€27k▼
2023 · €31k
Income taxes
€8k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€147k€143k▼
Fixed assets21/28€51k€37k▼
Tangible fixed assets22/27€51k€36k▼
Furniture and vehicles24€51k€36k▼
Financial fixed assets28€400€400=
Current assets29/58€96k€107k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€7k€6k▼
Other amounts receivable41-€674
Cash at bank and in hand54/58€87k€99k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€147k€143k▼
Equity10/15€116k€117k▲
Contributions10/11€19k€19k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€42k€43k▲
Amounts payable17/49€31k€27k▼
Amounts payable within one year42/48€31k€27k▼
Trade debts44€558€240▼
Suppliers440/4€558€240▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€22k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€37k€42k▲
Operating profit (loss)9901€20k€26k▲
Financial income75/76B€0€843▲
Recurring financial income75€0€843▲
Financial charges65/66B€87€148▲
Recurring financial charges65€87€148▲
Profit (loss) for the period before taxes9903€20k€26k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€14k€19k▲
Profit (loss) for the period to be appropriated9905€14k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€61k▲
Profit (loss) brought forward from the previous period14P€46k€42k▼
Profit to be distributed694/7€18k€18k=
Return on contributions (dividend)694€18k€18k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €14k ▼66.2%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €41k ▲86.2%
Operating result €55k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲24.3%
5 profitable years in a row build equity to €120k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Prés 704802 VerviersGround area
1,650 m²
Building footprint
154 m²
Volume, LiDAR
801 m³
Parcel 63036A0164/00D000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RANALE
since 20172.260.882.532
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0164/00D000 | Wallonia | 1,650 m² | 1 · 154 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:y.elen@fiduciaireelen.be