SKIPPY MAGIC
ActiveSKIPPY MAGIC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €11k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+1
Solvency49▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.79 in 2024), and 63.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.3%
Return on assets
2.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
38 d early
2023
77 d late
2022
29 d late
2021
26 d late
2020
25 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€164k▲ 7.4%
2024 · €153k
2018: €89k
2019: €108k
2020: €119k
2021: €121k
2022: €134k
2023: €142k
2024: €153k
2018 → 2025
Total assets
€452k▼ 2.8%
2024 · €466k
2018: €91k
2019: €112k
2020: €494k
2021: €493k
2022: €483k
2023: €491k
2024: €466k
2018 → 2025
Net result
€11k▲ 9.5%
2024 · €10k
2018: €22k
2019: €19k
2020: €11k
2021: €1k
2022: €13k
2023: €9k
2024: €10k
2018 → 2025
Working capital
€-17k▼ 59.9%
2024 · €-11k
2018: €87k
2019: €103k
2020: €-238k
2021: €3k
2022: €4k
2023: €-10k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€134k▲ 10.7%€142k▲ 6.7%€153k▲ 7.3%€164k▲ 7.4%
Operating result€5k-€22k▲ 316%€16k▼ 25.8%€20k▲ 22.4%€20k▲ 2.4%
Net result€1k-€13k▲ 932%€9k▼ 31.0%€10k▲ 16.6%€11k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€419k▼ 1.6%
Current assets
€33k▼ 16.4%
Equity and liabilities €452k
Equity
€164k▲ 7.4%
Debt
€288k▼ 7.9%
The debt ratio falls from 67.2% to 63.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▼
2024 · €35k
Cash flow
€19k▼
2024 · €25k
Solvency
36.3%▲
2024 · 32.8%
Current ratio
0.66▼
2024 · 0.79
Quick ratio
0.66▼
2024 · 0.79
Debt / equity
1.75▼
2024 · 2.05
ROE
6.9%▲
2024 · 6.8%
ROA
2.5%▲
2024 · 2.2%
Interest coverage
8.53▲
2024 · 6.49
Debt
€288k▼
2024 · €313k
Debt ≤ 1 year
€50k▼
2024 · €50k
Debt > 1 year
€238k▼
2024 · €262k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€466k€452k▼
Fixed assets21/28€426k€419k▼
Tangible fixed assets22/27€424k€417k▼
Land and buildings22€419k€412k▼
Plant, machinery and equipment23€690€1k▲
Furniture and vehicles24€854€641▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€40k€33k▼
Amounts receivable within one year40/41€23k€8k▼
Trade receivables40€21k€7k▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€17k€25k▲
Equity and liabilities
Total equity and liabilities10/49€466k€452k▼
Equity10/15€153k€164k▲
Contributions10/11€12k€12k=
Reserves13€140k€151k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€138k€149k▲
Profit (loss) carried forward14€865€1k▲
Amounts payable17/49€313k€288k▼
Amounts payable after more than one year17€262k€238k▼
Financial debts170/4€262k€238k▼
Amounts payable within one year42/48€50k€50k▼
Current portion of amounts payable after more than one year42€24k€24k▲
Trade debts44€526€65▼
Suppliers440/4€526€65▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€22k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€36k€30k▼
Operating profit (loss)9901€20k€20k▲
Financial income75/76B-€95
Recurring financial income75-€95
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€15k€17k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€12k▲
Profit (loss) brought forward from the previous period14P€773€865▲
Transfer to equity691/2€10k€11k▲
To other reserves6921€10k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €153k ▲7.3%
7 profitable years in a row build equity to €153k.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼89.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.07
Current ratio from 0.36 to 1.07; short-term debt falls from €374k to €40k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 190 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲21.4%
2 profitable years in a row build equity to €108k.
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Van Damstraat 231932 ZaventemGround area
3,364 m²
Building footprint
131 m²
Parcel 23078A0490/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Jozef Van Damstraat 23, 1932 Zaventem
since 20102.189.448.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0490/00A000 | Flanders | 3,364 m² | 1 · 131 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 15,180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.