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MODUS : GRAFIKA

Active
Private limited companyfounded 200620 yrs activeGrevensmolenweg 28, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0881.488.191
Summary

The computed 12-month bankruptcy probability of MODUS : GRAFIKA is 3.3% (moderate). The 2025 annual accounts show equity of €164,239 and a net result of -€29,237. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 95% of 20907 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020NACE 72100
1 site
Size
€169,069total assets 2025
Equity
€164,239
Loss
-€29,237
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2025
Bankruptcy chance 12 m
3.3%
Structure
Board
1 member
Accounts 22 d early1 of 4 deeds read
Why 50- 1 change of registered office in 24 months- Liquidity: current ratio 33.20, cash €549- 1 of the last 3 late- Ex-officio strike-off in the KBOShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 37% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.1% of total assets
Liquidity 50-1
short-term debt 2.9% · cash 0.3%
Profitability 0=
return on assets -17.3%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● 0.0% vs 11-2024 01-2025: 1.9%▼ -1.1% vs 12-2024 02-2025: 1.9%▲ +1.5% vs 01-2025 03-2025: 1.9%▼ -0.9% vs 02-2025 04-2025: 1.9%▼ -1.4% vs 03-2025 05-2025: 1.7%▼ -12.5% vs 04-2025 06-2025: 1.7%▲ +0.4% vs 05-2025 07-2025: 1.8%▲ +8.5% vs 06-2025 08-2025: 1.5%▼ -15.7% vs 07-2025 09-2025: 1.5%● 0.0% vs 08-2025 10-2025: 0.6%▼ -58.8% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -0.6% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▼ -0.3% vs 02-2026lowest value 04-2026: 1.1%▲ +84.6% vs 03-2026 05-2026: 2.6%▲ +130% vs 04-2026 06-2026: 2.6%▼ -0.4% vs 05-2026 07-2026: 2.8%▲ +5.3% vs 06-2026 08-2026: 3.3%▲ +18.0% vs 07-2026highest value 09-2026: 3.3%● 0.0% vs 08-2026highest value 10-2026: 3.3%● 0.0% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 33.20, cash €549 raises the probability
  • 1 of the last 3 late raises the probability
  • Ex-officio strike-off in the KBO raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 33.2; short-term debt: 2.9% and cash: 0.3% of total assets), and 2.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 30%, profitability 5%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Liquidity: current ratio 33.20, cash €549
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,237
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
17 d early
2023
55 d late
2022
32 d late
2021
16 d early
2020
89 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered office · Purpose · Statutes…Resignation: MATTHYS Kristof (director) ·…
  3. Address struckevent 12-01-2026

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€29,237 View
  • Caution: Among the weakest 5% on net resultsector median €28,719 · 20,914 companies -€29,237 View
  • New directorlatest change 23-04-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€169,069
Loss
-€29,237
Solvency
97.1%
Total assets▼ 12.9%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2017
Next accounts
by 31-07-2027
  1. 09-07-2026Annual accounts filed
  2. 23-04-2026Registered office · Purpose · Statutes amendment…
  3. 16-03-2026Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
23-05-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Who signs
Each director alone
Annual meeting
Third Friday of June at 15:00
Purpose
A) Het onderzoek, de ontwikkeling, de aanpassing en de commercialisering van alle…
Go to Articles of association

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