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SkillPoint

Active
Private limited companyfounded 20179 yrs activeKleinveldstraat 96, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0681.536.054
Summary

SkillPoint has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186,413 and a net result of €54,781. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 4.44 against 5.29 in 2024; short-term debt: 20.4% and cash: 66.8% of total assets), and 20.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.6%
Return on assets
23.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
15 d early
2024
13 d late
2023
23 d early
2022
24 d early
2021
26 d late
2020
32 d early
2019
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 September 2017, SkillPoint was incorporated.1 Total assets went from EUR 34,099 in 2018 to EUR 234,075 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€186,413▲ 41.6%
2024 · €131,632
Total assets
€234,075▲ 50.4%
2024 · €155,634
Net result
€54,781▲ 27.7%
2024 · €42,910
Working capital
€164,032▲ 59.2%
2024 · €103,010
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,369▼ 91.5%€2,534▲ 85.1%€6,396▲ 152%€25,003▲ 291%€71,286▲ 185%
Net result€482within the sector's middle half▼ 95.9%€1,111below the sector's middle half▲ 131%€32,966within the sector's middle half▲ 2,867%€42,910within the sector's middle half▲ 30.2%€54,781within the sector's middle half▲ 27.7%
Equity€42,244below the sector's middle half▲ 1.2%€43,355within the sector's middle half▲ 2.6%€88,722within the sector's middle half▲ 105%€131,632within the sector's middle half▲ 48.4%€186,413above the sector's middle half▲ 41.6%
Total assets€53,542below the sector's middle half▼ 6.0%€52,006below the sector's middle half▼ 2.9%€99,673within the sector's middle half▲ 91.7%€155,634within the sector's middle half▲ 56.1%€234,075within the sector's middle half▲ 50.4%
Debt€11,298▼ 25.6%€8,651▼ 23.4%€10,951▲ 26.6%€24,002▲ 119%€47,662▲ 98.6%
Working capital€30,244within the sector's middle half▲ 1.6%€31,355within the sector's middle half▲ 3.7%€69,894within the sector's middle half▲ 123%€103,010within the sector's middle half▲ 47.4%€164,032above the sector's middle half▲ 59.2%
Solvency78.9%above the sector's middle half▲ 5.6pp83.4%above the sector's middle half▲ 4.5pp89.0%above the sector's middle half▲ 5.6pp84.6%above the sector's middle half▼ 4.4pp79.6%within the sector's middle half▼ 4.9pp
Current ratio3.68above the sector's middle half▲ 0.724.62within the sector's middle half▲ 0.957.38above the sector's middle half▲ 2.765.29above the sector's middle half▼ 2.094.44within the sector's middle half▼ 0.85
Return on assets (ROA)0.9%within the sector's middle half▼ 19.8pp2.1%below the sector's middle half▲ 1.2pp33.1%within the sector's middle half▲ 30.9pp27.6%within the sector's middle half▼ 5.5pp23.4%within the sector's middle half▼ 4.2pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €1,369€1,369Net result 2021: €482€482Operating result 2022: €2,534€2,534Net result 2022: €1,111€1,111Operating result 2023: €6,396€6,396Net result 2023: €32,966€32,966Operating result 2024: €25,003€25,003Net result 2024: €42,910€42,910Operating result 2025: €71,286€71,286Net result 2025: €54,781€54,78120212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €6,396€6,400Net result 2023: €32,966€33,000Operating result 2024: €25,003€25,000Net result 2024: €42,910€42,900Operating result 2025: €71,286€71,300Net result 2025: €54,781€54,800202320242025
The operating result has risen four years in a row; 2025 is 185% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234,075
Fixed assets €22,381 ▼ 21.8%
Current assets €211,694 ▲ 66.7%
Equity and liabilities €234,075
Equity €186,413 ▲ 41.6%
Debt €47,662 ▲ 98.6%
Debt's share of the balance-sheet total rises from 15.4% to 20.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77,527▲
2024 · €27,209
Cash flow
€61,023▲
2024 · €45,116
Debt to equity
0.26▲
2024 · 0.18
ROE
29.4%▼
2024 · 32.6%
Interest coverage
303.28▲
2024 · 112.39
Debt ≤ 1 year
€47,662▲
2024 · €24,002
Income taxes
€16,249▲
2024 · €6,851
Staff costs
€400▼
2024 · €547
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€155,634€234,075▲
Fixed assets21/28€28,622€22,381▼
Tangible fixed assets22/27€13,522€7,281▼
Furniture and vehicles24€13,522€7,281▼
Financial fixed assets28€15,100€15,100=
Current assets29/58€127,012€211,694▲
Stocks and contracts in progress3€600-
Stocks30/36€600-
Amounts receivable within one year40/41€18,631€54,424▲
Trade receivables40€18,568€54,422▲
Other amounts receivable41€63€2▼
Cash at bank and in hand54/58€107,125€156,449▲
Deferred charges and accrued income490/1€655€821▲
Equity and liabilities
Total equity and liabilities10/49€155,634€234,075▲
Equity10/15€131,632€186,413▲
Contributions10/11€18,600€18,600=
Reserves13€36,044€36,044=
Distributable reserves133€36,044€36,044=
Profit (loss) carried forward14€76,988€131,769▲
Amounts payable17/49€24,002€47,662▲
Amounts payable within one year42/48€24,002€47,662▲
Trade debts44€2,045€3,563▲
Suppliers440/4€2,045€3,563▲
Taxes, remuneration and social security45€18,622€36,946▲
Taxes450/3€16,222€36,946▲
Remuneration and social security454/9€2,400-
Other amounts payable47/48€3,335€7,153▲
Income statement Code20242025
Remuneration, social security and pensions62€547€400▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,206€6,241▲
Other operating charges640/8€2,705€1,351▼
Gross operating margin9900€30,461€79,278▲
Operating profit (loss)9901€25,003€71,286▲
Financial income75/76B€25,000-
Recurring financial income75€25,000-
Financial charges65/66B€242€256▲
Recurring financial charges65€242€256▲
Profit (loss) for the period before taxes9903€49,761€71,031▲
Income taxes67/77€6,851€16,249▲
Profit (loss) for the period9904€42,910€54,781▲
Profit (loss) for the period to be appropriated9905€42,910€54,781▲
Appropriation of the result
Profit (loss) to be appropriated9906€76,988€131,769▲
Profit (loss) brought forward from the previous period14P€34,078€76,988▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€13,000----
Remuneration, social security and pensions62--€3,034€547€400▼ 27.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€290€2,206€6,241▲ 183%
Other operating charges640/8€487€524€2,833€2,705€1,351▼ 50.0%
Gross operating margin9900€1,855€3,058€12,554€30,461€79,278▲ 160%
Operating profit (loss)9901€1,369€2,534€6,396€25,003€71,286▲ 185%
Financial income75/76B-€0€30,028€25,000--
Recurring financial income75-€0€30,028€25,000--
Financial charges65/66B€220€293€279€242€256▲ 5.6%
Recurring financial charges65€220€293€279€242€256▲ 5.6%
Profit (loss) for the period before taxes9903€1,149€2,241€36,145€49,761€71,031▲ 42.7%
Income taxes67/77€667€1,130€3,178€6,851€16,249▲ 137%
Profit (loss) for the period9904€482€1,111€32,966€42,910€54,781▲ 27.7%
Profit (loss) for the period to be appropriated9905€482€1,111€32,966€42,910€54,781▲ 27.7%
Line20212022202320242025Change
Assets
Total assets20/58€53,542€52,006€99,673€155,634€234,075▲ 50.4%
Fixed assets21/28€12,000€12,000€18,828€28,622€22,381▼ 21.8%
Tangible fixed assets22/27--€3,728€13,522€7,281▼ 46.2%
Furniture and vehicles24--€3,728€13,522€7,281▼ 46.2%
Financial fixed assets28€12,000€12,000€15,100€15,100€15,100=
Current assets29/58€41,542€40,006€80,845€127,012€211,694▲ 66.7%
Stocks and contracts in progress3---€600--
Stocks30/36---€600--
Amounts receivable within one year40/41€19,101€9,474€5,049€18,631€54,424▲ 192%
Trade receivables40€19,101€9,348€4,512€18,568€54,422▲ 193%
Other amounts receivable41-€126€536€63€2▼ 96.8%
Cash at bank and in hand54/58€22,441€30,031€75,271€107,125€156,449▲ 46.0%
Deferred charges and accrued income490/1-€501€525€655€821▲ 25.3%
Equity and liabilities
Total equity and liabilities10/49€53,542€52,006€99,673€155,634€234,075▲ 50.4%
Equity10/15€42,244€43,355€88,722€131,632€186,413▲ 41.6%
Contributions10/11€6,200€6,200€18,600€18,600€18,600=
Reserves13€36,044€36,044€36,044€36,044€36,044=
Non-distributable reserves130/1€1,414€1,414----
Reserves not available under the articles1311€1,414€1,414----
Distributable reserves133€34,630€34,630€36,044€36,044€36,044=
Profit (loss) carried forward14-€1,111€34,078€76,988€131,769▲ 71.2%
Amounts payable17/49€11,298€8,651€10,951€24,002€47,662▲ 98.6%
Amounts payable within one year42/48€11,298€8,651€10,951€24,002€47,662▲ 98.6%
Trade debts44€1,159€1,716€1,752€2,045€3,563▲ 74.2%
Suppliers440/4€1,159€1,716€1,752€2,045€3,563▲ 74.2%
Taxes, remuneration and social security45€9,745€6,484€9,199€18,622€36,946▲ 98.4%
Taxes450/3€9,745€6,484€9,199€16,222€36,946▲ 128%
Remuneration and social security454/9---€2,400--
Other amounts payable47/48€393€451-€3,335€7,153▲ 115%
Line20212022202320242025Change
Profit (loss) for the period9904€482€1,111€32,966€42,910€54,781▲ 27.7%
+ Depreciation and write-downs630--€290€2,206€6,241▲ 183%
Operating cash flow (approximation)€482€1,111€33,256€45,116€61,023▲ 35.3%
Investment in fixed assets (approximation)-€0-€7,118-€12,000€0▲ 100%
Change in cash-€7,590€45,240€31,854€49,324▲ 54.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €54,781 ▲27.7%
Operating result €71,286, net result €54,781, both a record.
31-12
Financial Equity above €150,000Eq €186,413 ▲41.6%
8 profitable years in a row build equity to €186,413.
13-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial Equity above €100,000Eq €131,632 ▲48.4%
7 profitable years in a row build equity to €131,632.
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial Weakest financial yearnet €482 ▼95.9%
Net result drops to €482, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
31-12
Financial Liquidity triplescurrent ratio 3.28
Current ratio from 1.24 to 3.28; short-term debt falls from €23,104 to €13,129.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
535 m²
Building footprint
117 m²
Volume, LiDAR
719 m³
Parcel 73094B0437/00B002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SkillPoint
Kleinveldstraat 96, 3700 Tongeren-BorgloonComputer programming, consultancy and related activities
since 20172.268.321.838
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73094B0437/00B002 Flanders 535 m² 1 · 117 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of SkillPoint and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 81 EUR awarded · 81 EUR paid
Year Entries awardedpaid
2024 1 81 EUR81 EUR
Schemes
1 entry · 81 EUR · 81 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,915 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
82990Other business support services
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0681536054
Also 9925:BE0681536054
Registered 02-04-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.