SKAL
ActiveSummary
The computed 12-month bankruptcy probability of SKAL is 6.0% (elevated). For SKAL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €19,110 and a net result of -€28,667. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 17% of 6612 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability32▼-39
Solvency30▼-11
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
4.8%
Return on assets
-7.1%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-10-2024, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
92 d late
2022
81 d late
2021
249 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 141 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€28,667
2022 · €6,786
Working capital
-€52,522▼ 75.8%
2022 · -€29,879
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result-€4,571-€45-€29,121
Net result-€5,603below the sector's middle half-€6,786within the sector's middle half-€28,667below the sector's middle half
Equity€19,397below the sector's middle half-€58,574below the sector's middle half▲ 202%€19,110below the sector's middle half▼ 67.4%
Total assets€80,117below the sector's middle half-€363,790below the sector's middle half▲ 354%€401,544below the sector's middle half▲ 10.4%
Debt€60,720-€305,216▲ 403%€382,434▲ 25.3%
Working capital-€39,026below the sector's middle half--€29,879below the sector's middle half▲ 23.4%-€52,522below the sector's middle half▼ 75.8%
Solvency24.2%within the sector's middle half-16.1%within the sector's middle half▼ 8.1pp4.8%below the sector's middle half▼ 11.3pp
Current ratio0.36below the sector's middle half-0.80below the sector's middle half▲ 0.440.80below the sector's middle half=
Return on assets (ROA)-7.0%below the sector's middle half-1.9%within the sector's middle half▲ 8.9pp-7.1%below the sector's middle half▼ 9.0pp
Staff (FTE)5.1within the sector's middle half4.8within the sector's middle half▼ 5.9%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €29,121 after €45 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €401,544
Fixed assets
€188,249 ▼ 23.2%
Current assets
€213,295 ▲ 81.0%
Equity and liabilities €401,544
Equity
€19,110 ▼ 67.4%
Debt
€382,434 ▲ 25.3%
Debt's share of the balance-sheet total rises from 83.9% to 95.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€28,571▼
2022 · €44,407
Cash flow
€29,025▼
2022 · €51,148
Quick ratio
0.53▲
2022 · 0.40
Debt to equity
20.01▲
2022 · 5.21
ROE
-150.0%▼
2022 · 11.6%
Interest coverage
2.62▼
2022 · 9.61
Debt ≤ 1 year
€265,817▲
2022 · €147,728
Debt > 1 year
€106,088▼
2022 · €134,700
Staff costs
€178,259▲
2022 · €134,414
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €134,414 | €178,259 | ▲ 32.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,571 | €44,362 | €57,692 | ▲ 30.0% |
| Other operating charges640/8 | - | €695 | €895 | ▲ 28.7% |
| Gross operating margin9900 | - | €179,516 | €207,724 | ▲ 15.7% |
| Operating profit (loss)9901 | -€4,571 | €45 | -€29,121 | ▼ 64,471% |
| Financial income75/76B | - | €11,361 | €11,378 | ▲ 0.1% |
| Recurring financial income75 | - | €11,361 | €11,378 | ▲ 0.1% |
| Financial charges65/66B | €1,033 | €4,620 | €10,923 | ▲ 136% |
| Recurring financial charges65 | €1,033 | €4,620 | €10,923 | ▲ 136% |
| Profit (loss) for the period before taxes9903 | -€5,603 | €6,786 | -€28,667 | ▼ 522% |
| Profit (loss) for the period9904 | -€5,603 | €6,786 | -€28,667 | ▼ 522% |
| Profit (loss) for the period to be appropriated9905 | -€5,603 | €6,786 | -€28,667 | ▼ 522% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €80,117 | €363,790 | €401,544 | ▲ 10.4% |
| Formation expenses20 | - | €672 | - | - |
| Fixed assets21/28 | €58,423 | €245,269 | €188,249 | ▼ 23.2% |
| Tangible fixed assets22/27 | €58,423 | €245,269 | €188,249 | ▼ 23.2% |
| Plant, machinery and equipment23 | €52,731 | €235,965 | €180,725 | ▼ 23.4% |
| Furniture and vehicles24 | €5,692 | €5,305 | €3,967 | ▼ 25.2% |
| Other tangible fixed assets26 | - | €3,998 | €3,558 | ▼ 11.0% |
| Current assets29/58 | €21,694 | €117,849 | €213,295 | ▲ 81.0% |
| Stocks and contracts in progress3 | - | €58,116 | €73,175 | ▲ 25.9% |
| Stocks30/36 | - | €58,116 | €73,175 | ▲ 25.9% |
| Amounts receivable within one year40/41 | €13,173 | €12,243 | €7,768 | ▼ 36.6% |
| Trade receivables40 | €13,173 | €12,243 | €447 | ▼ 96.3% |
| Other amounts receivable41 | - | - | €7,321 | - |
| Cash at bank and in hand54/58 | €8,521 | €38,290 | €115,370 | ▲ 201% |
| Deferred charges and accrued income490/1 | - | €9,200 | €16,982 | ▲ 84.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €80,117 | €363,790 | €401,544 | ▲ 10.4% |
| Equity10/15 | €19,397 | €58,574 | €19,110 | ▼ 67.4% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€5,603 | €1,183 | -€27,484 | ▼ 2,424% |
| Investment grants15 | - | €32,391 | €21,594 | ▼ 33.3% |
| Amounts payable17/49 | €60,720 | €305,216 | €382,434 | ▲ 25.3% |
| Amounts payable after more than one year17 | - | €134,700 | €106,088 | ▼ 21.2% |
| Financial debts170/4 | - | €134,700 | €106,088 | ▼ 21.2% |
| Amounts payable within one year42/48 | €60,720 | €147,728 | €265,817 | ▲ 79.9% |
| Current portion of amounts payable after more than one year42 | - | €21,540 | €26,312 | ▲ 22.2% |
| Trade debts44 | €60,720 | €89,052 | €221,081 | ▲ 148% |
| Suppliers440/4 | €60,720 | €89,052 | €221,081 | ▲ 148% |
| Taxes, remuneration and social security45 | - | €35,760 | €17,047 | ▼ 52.3% |
| Taxes450/3 | - | €6,242 | - | - |
| Remuneration and social security454/9 | - | €29,518 | €17,047 | ▼ 42.2% |
| Other amounts payable47/48 | - | €1,377 | €1,377 | = |
| Accrued charges and deferred income492/3 | - | €22,788 | €10,529 | ▼ 53.8% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,603 | €6,786 | -€28,667 | ▼ 522% |
| + Depreciation and write-downs630 | €4,571 | €44,362 | €57,692 | ▲ 30.0% |
| Operating cash flow (approximation) | -€1,033 | €51,148 | €29,025 | ▼ 43.3% |
| Investment in fixed assets (approximation) | - | -€231,208 | -€672 | ▲ 99.7% |
| Change in cash | - | €29,770 | €77,080 | ▲ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet -€28,667
Net result drops to -€28,667, the lowest in the series.
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 81 days late
06-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 249 days late
2022
31-12
Financial
Back to profitnet €6,786
Net result €6,786 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Ground area
325 m²
Building footprint
235 m²
Volume, LiDAR
2,918 m³
Parcel 21683D0371/00Z060, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sinte-Aleidisvoorplein 17-19, 1150 Sint-Pieters-Woluwe
since 20212.323.692.012
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00Z060 | Brussels | 325 m² | 1 · 235 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.323.692.012
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 4,112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775754233
Also
9925:BE0775754233
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.