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Bio Vrac Schaarbeek

Active
Private limited companyfounded 2021active for 5 yearsGeorges Raeymaekersstraat 51-53, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0771.667.068
Summary

The computed 12-month bankruptcy probability of Bio Vrac Schaarbeek is 3.9% (moderate). The 2025 annual accounts show negative equity (-€113,736) and a net result of €7,104. Equity has been shrinking by about 17% per year since 2022. Its solvency ranks better than 8% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-07-2021 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 4 others
Establishment unit
2.320.396.980 1030 Schaarbeek, since 23-07-2021
Financial year end
31 December
Peppol
Reachable since 25-09-2025

Board and ownership

Board
  • WallaceDirector
Shareholders
  • Wallace2024 annual accounts of Wallace

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Annual accounts 2025
Gross margin
€477,214
Turnover
≈ €4.6m
estimated
Profit
€7,104
Equity
-€113,736
Total assets
€362,692
Employees on 31-12-2025
6
  • Negative equity on 31-12-2025
Score breakdownraises riskNegative equity -€113,736Size: 7 FTE, total assets €362,692Liquidity: current ratio 0.26, cash €10,642Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -31.4% of total assets
Liquidity 4-2
short-term debt 98.5% · cash 2.9%
Profitability 62+3
return on assets 2.0%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 2.0%▲ +0.1 percentage points vs 12-2024 02-2025: 1.5%▼ -0.5 percentage points vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.2%▼ -0.3 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025lowest value 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.3%▲ +0.1 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.5%▲ +0.2 percentage points vs 12-2025 02-2026: 2.0%▲ +0.5 percentage points vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 3.0%▲ +0.9 percentage points vs 03-2026 05-2026: 3.2%▲ +0.2 percentage points vs 04-2026 06-2026: 3.9%▲ +0.7 percentage points vs 05-2026 07-2026: 3.8%▼ -0.1 percentage points vs 06-2026 08-2026: 3.9%▲ +0.1 percentage points vs 07-2026 09-2026: 3.9%● unchanged vs 08-2026 10-2026: 3.9%● unchanged vs 09-2026highest value 11-2026: 3.9%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.26 (0.26 in 2024), below 1. Short-term debt is 98.5% and cash 2.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 6% on liquidity and 43% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Negative equity -€113,736
NBB · annual accounts
raises risk · Size: 7 FTE, total assets €362,692
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.26, cash €10,642
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12777 sector peers (2025).
NBB · sector comparison
Position among 12777 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
80 days early
2024
29 days early
2023
1 day early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 28 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€113,736 View
  • Caution: Less equity than 95% of companies in retail tradesector median €236,633 · 12,787 companies -€113,736 View
  • Caution: Fewer staff in 2025from 10 FTE to 7 FTE ▼ 30.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as Bio Vrac Schaarbeek: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €287,000 and €507,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
Bio Vrac Schaarbeek Schaarbeek€362,692€477,214
LPX Retail Ukkel€459,456€408,642
T.O Sint-Gillis (bij-Brussel)€506,887€362,625
NICO4JACO Ukkel€321,874€262,693
SLOT Market Sint-Lambrechts-Woluwe€287,466€273,124
MarchéBio.Tenbosch Elsene€330,897€298,945
INVIDIA10 Sint-Pieters-Woluwe€495,890€483,018
Full comparison

Key facts about Bio Vrac Schaarbeek

What is the company number of Bio Vrac Schaarbeek?
The company number of Bio Vrac Schaarbeek is 0771.667.068. The VAT number is the same number with BE in front: BE 0771.667.068.
Where is Bio Vrac Schaarbeek based?
The registered office is at Georges Raeymaekersstraat 51-53, 1030 Schaarbeek.Company details
What does Bio Vrac Schaarbeek do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of Bio Vrac Schaarbeek?
The legal form of Bio Vrac Schaarbeek is Private limited company (BV).
When was Bio Vrac Schaarbeek founded?
Bio Vrac Schaarbeek was founded on 23-07-2021.
Is Bio Vrac Schaarbeek still active?
Yes, Bio Vrac Schaarbeek is an active enterprise in the KBO register.
How many employees does Bio Vrac Schaarbeek have?
Bio Vrac Schaarbeek had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Bio Vrac Schaarbeek?
The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €477,214 and 44 comparable companies (NACE 47110). It probably lies between €3.7m and €6.1m.
Is Bio Vrac Schaarbeek profitable?
In financial year 2025, Bio Vrac Schaarbeek made a profit of €7,104.
Where can I find the annual accounts of Bio Vrac Schaarbeek?
Bio Vrac Schaarbeek filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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