SK Solutions
ActiveSummary
The computed 12-month bankruptcy probability of SK Solutions is 6.5% (elevated). The 2025 annual accounts show equity of €83,281 and a net result of -€13,835. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 28374 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▼-48
Solvency53▼-16
Growth52=
Track record84
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.39 against 1.78 in 2024; short-term debt: 71.9% and cash: 0.2% of total assets), and 71.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.1%
Return on assets
-4.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2022
31 d late
2021
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 15 May (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€433,906
EBIT margin
7.8%
Net result
-€13,835
2024 · €8,708
Working capital
€82,583▼ 13.5%
2024 · €95,475
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220242025
Turnover€433,906-
Operating result€33,752-€112,010▲ 232%€11,092--€12,716
Net result€29,548above the sector's middle half-€104,400above the sector's middle half▲ 253%€8,708within the sector's middle half--€13,835below the sector's middle half
EBIT margin7.8%-
Equity€34,548within the sector's middle half-€108,948within the sector's middle half▲ 215%€97,117within the sector's middle half-€83,281within the sector's middle half▼ 14.2%
Total assets€153,688within the sector's middle half-€432,403above the sector's middle half▲ 181%€218,830within the sector's middle half-€296,070within the sector's middle half▲ 35.3%
Debt€119,140-€323,454▲ 171%€121,714-€212,789▲ 74.8%
Working capital€16,404within the sector's middle half-€100,144above the sector's middle half▲ 510%€95,475above the sector's middle half-€82,583within the sector's middle half▼ 13.5%
Solvency22.5%within the sector's middle half-25.2%within the sector's middle half▲ 2.7pp44.4%within the sector's middle half-28.1%within the sector's middle half▼ 16.3pp
Current ratio1.14within the sector's middle half-1.31within the sector's middle half▲ 0.171.78within the sector's middle half-1.39within the sector's middle half▼ 0.40
Return on assets (ROA)19.2%above the sector's middle half-24.1%above the sector's middle half▲ 4.9pp4.0%within the sector's middle half--4.7%below the sector's middle half▼ 8.7pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12,716 after €11,092 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296,070
Fixed assets
€699 ▼ 57.5%
Current assets
€295,372 ▲ 36.0%
Equity and liabilities €296,070
Equity
€83,281 ▼ 14.2%
Debt
€212,789 ▲ 74.8%
Debt's share of the balance-sheet total rises from 55.6% to 71.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€11,773▼
2024 · €12,090
Cash flow
-€12,892▼
2024 · €9,705
Debt to equity
2.56▲
2024 · 1.25
ROE
-16.6%▼
2024 · 9.0%
Debt ≤ 1 year
€212,789▲
2024 · €121,714
Income taxes
€1,119▼
2024 · €2,400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
4.3%
went bankrupt
3.9%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €433,906 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €383,741 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €5,456 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,113 | €11,310 | €997 | €943 | ▼ 5.4% |
| Other operating charges640/8 | €2,300 | €1,043 | €376 | €5,555 | ▲ 1,378% |
| Gross operating margin9900 | €53,165 | €129,819 | €12,465 | -€6,218 | ▼ 150% |
| Operating profit (loss)9901 | €33,752 | €112,010 | €11,092 | -€12,716 | ▼ 215% |
| Financial income75/76B | €3,423 | €113 | €30 | - | - |
| Recurring financial income75 | €3,423 | €113 | €30 | - | - |
| Financial charges65/66B | €127 | - | €14 | - | - |
| Recurring financial charges65 | €127 | - | €14 | - | - |
| Profit (loss) for the period before taxes9903 | €37,048 | €112,123 | €11,108 | -€12,716 | ▼ 214% |
| Income taxes67/77 | €7,500 | €7,723 | €2,400 | €1,119 | ▼ 53.4% |
| Profit (loss) for the period9904 | €29,548 | €104,400 | €8,708 | -€13,835 | ▼ 259% |
| Profit (loss) for the period to be appropriated9905 | €29,548 | €104,400 | €8,708 | -€13,835 | ▼ 259% |
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €153,688 | €432,403 | €218,830 | €296,070 | ▲ 35.3% |
| Fixed assets21/28 | €18,144 | €8,805 | €1,642 | €699 | ▼ 57.5% |
| Tangible fixed assets22/27 | €18,144 | €8,766 | €1,642 | €699 | ▼ 57.5% |
| Plant, machinery and equipment23 | €5,465 | €3,969 | €1,642 | €699 | ▼ 57.5% |
| Furniture and vehicles24 | €12,679 | €4,796 | - | - | - |
| Financial fixed assets28 | - | €39 | - | - | - |
| Current assets29/58 | €135,544 | €423,598 | €217,188 | €295,372 | ▲ 36.0% |
| Amounts receivable within one year40/41 | €113,385 | €390,038 | €216,153 | €293,727 | ▲ 35.9% |
| Trade receivables40 | €81,919 | €380,397 | €194,455 | €272,039 | ▲ 39.9% |
| Other amounts receivable41 | €31,466 | €9,641 | €21,698 | €21,688 | = |
| Cash at bank and in hand54/58 | €22,159 | €32,474 | €57 | €617 | ▲ 984% |
| Deferred charges and accrued income490/1 | - | €1,086 | €978 | €1,027 | ▲ 5.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €153,688 | €432,403 | €218,830 | €296,070 | ▲ 35.3% |
| Equity10/15 | €34,548 | €108,948 | €97,117 | €83,281 | ▼ 14.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Issued capital100 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €29,548 | €103,948 | €92,117 | €78,281 | ▼ 15.0% |
| Amounts payable17/49 | €119,140 | €323,454 | €121,714 | €212,789 | ▲ 74.8% |
| Amounts payable within one year42/48 | €119,140 | €323,454 | €121,714 | €212,789 | ▲ 74.8% |
| Trade debts44 | €67,761 | €122,324 | €8,000 | €34,660 | ▲ 333% |
| Suppliers440/4 | €67,761 | €122,324 | €8,000 | €34,660 | ▲ 333% |
| Advances received on contracts in progress46 | €10,554 | €161,570 | €77,480 | €133,608 | ▲ 72.4% |
| Taxes, remuneration and social security45 | €7,500 | €7,982 | €2,400 | €1,500 | ▼ 37.5% |
| Taxes450/3 | €7,500 | €7,611 | €2,400 | €1,500 | ▼ 37.5% |
| Remuneration and social security454/9 | - | €371 | - | - | - |
| Other amounts payable47/48 | €33,325 | €31,578 | €33,834 | €43,021 | ▲ 27.2% |
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,548 | €104,400 | €8,708 | -€13,835 | ▼ 259% |
| + Depreciation and write-downs630 | €17,113 | €11,310 | €997 | €943 | ▼ 5.4% |
| Operating cash flow (approximation) | €46,661 | €115,710 | €9,705 | -€12,892 | ▼ 233% |
| Investment in fixed assets (approximation) | - | -€1,970 | - | €0 | - |
| Change in cash | - | €10,316 | - | €560 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
KBO administration
Address strikeout annulled
18-08
State Gazette act
Registered officeRegistered-office move · Director in office3 facts ▸
State Gazette act
Registered office
Registered-office move · Director in office3 facts ▸
- General meeting, 12-04-2026
- Registered-office move, Santvoortbeeklaan 25,2100 Antwerpen
- Director in office, Khalid Samire (director and chair)
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
28-04
KBO administration
Address struck
event 12-04-2026
2025
30-09
Financial
Weakest financial yearnet -€13,835
Net result drops to -€13,835, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Highest result since 2021net €104,400 ▲253%
Operating result €112,010, net result €104,400, both a record.
30-09
Financial
Equity above €100,000Eq €108,948 ▲215%
2 profitable years in a row build equity to €108,948.
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
3,826 m²
Building footprint
2,522 m²
Volume, LiDAR
18,421 m³
Parcel 11012A0273/00R000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
41
companies at this address
See who is registered here
1 establishment unit
SK Solutions
since 20192.296.470.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11012A0273/00R000 | Flanders | 3,826 m² | 1 · 2,522 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other statement
Vermelding op laatste blz. van Luik B, Mededelingen
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Of 7,043 companies in sector 43221 we hold annual accounts for 3,480. 3,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43221Plumbing work
01301Crop and animal production, hunting and related service activities
43230Insulation installation
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738519990
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.