SK HORECA

Active

Private limited companyfounded 20251 year activeAvenue de la Joyeuse entrée(N) 50, 7000 Mons, BelgiumKBO/BCE: BE 1020.374.474

Summary

The computed 12-month bankruptcy probability of SK HORECA is 3.5% (moderate). The 2025 annual accounts show equity of €27,266 and a net result of €24,766. Its solvency ranks better than 65% of 16,276 sector peers (NACE 56, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SK HORECAActiveChecked score 51/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

2 sites

Size

€57,016total assets 2025

Staff: 3.1 FTE
Equity: €27,266
Profit: €24,766

Turnover not published (abridged schema)

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.5%

Structure

Accounts 23 days early0 of 1 deed read

Why 51- Founded in 2025- Size: total assets €57,016- Sector Food and beverage service activities (NACE 56)+ Equity €27,266 (47.8% of total assets)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 70% of its sector peers (NACE 56, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 73

equity 47.8% of total assets

Liquidity 50

short-term debt 31.3% · cash 10.8%

Profitability 100

return on assets 43.4%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,697 companies)

Last 24 months 03-2026: 4.4% 04-2026: 4.4%● unchanged vs 03-2026 05-2026: 4.5%▲ +0.1 percentage points vs 04-2026 06-2026: 5.0%▲ +0.5 percentage points vs 05-2026 07-2026: 5.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 3.3%▼ -1.8 percentage points vs 07-2026lowest value 09-2026: 3.3%● unchanged vs 08-2026lowest value 10-2026: 3.5%▲ +0.2 percentage points vs 09-2026

Credit up to €1,000 at 30 days acceptable

Liquidity short (current ratio 0.78; short-term debt: 31.3% and cash: 10.8% of total assets), and 52.2% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 66% on solvency, 52% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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