Miserie
ActiveThe computed 12-month bankruptcy probability of Miserie is 2.3% (moderate). The 2025 annual accounts show equity of €30k and a net result of €23k. Its solvency ranks better than 66% of 13306 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency74▲+39
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.73 against 2.14 in 2024; short-term debt: 33.6% and cash: 9.8% of total assets), and 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
38.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 358%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€60k▼ 4.2%
2024 · €63k
2024: €63k
2024 → 2025
Net result
€23k▲ 484%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€-5k
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€30k▲ 358%
Operating result€5k-€32k▲ 548%
Net result€4k-€23k▲ 484%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 548% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€45k▼ 2.8%
Current assets
€15k▼ 8.3%
Equity and liabilities €60k
Equity
€30k▲ 358%
Debt
€30k▼ 46.0%
The debt ratio falls from 89.7% to 50.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €6k
Cash flow
€28k▲
2024 · €5k
Solvency
49.5%▲
2024 · 10.3%
Current ratio
0.73▼
2024 · 2.14
Quick ratio
0.56▼
2024 · 1.37
Debt / equity
1.02▼
2024 · 8.67
ROE
78.2%▲
2024 · 61.4%
ROA
38.7%▲
2024 · 6.3%
Interest coverage
322.25▲
2024 · 162.89
Debt
€30k▼
2024 · €56k
Debt ≤ 1 year
€20k▲
2024 · €8k
Debt > 1 year
€9k▼
2024 · €49k
Income taxes
€9k▲
2024 · €997
Staff costs
€38k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€60k▼
Fixed assets21/28€47k€45k▼
Intangible fixed assets21€39k€35k▼
Tangible fixed assets22/27€875€4k▲
Plant, machinery and equipment23€875€557▼
Other tangible fixed assets26-€3k
Financial fixed assets28€7k€7k=
Current assets29/58€16k€15k▼
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€288€4k▲
Trade receivables40€288€1k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€63k€60k▼
Equity10/15€6k€30k▲
Contributions10/11€3k€3k=
Reserves13€4k€27k▲
Distributable reserves133€4k€27k▲
Amounts payable17/49€56k€30k▼
Amounts payable after more than one year17€49k€9k▼
Financial debts170/4€40k€1k▼
Other amounts payable178/9€9k€8k▼
Amounts payable within one year42/48€8k€20k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€4k€13k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€650€3k▲
Accrued charges and deferred income492/3-€754
Income statement
Code20242025
Remuneration, social security and pensions62€3k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€989€5k▲
Other operating charges640/8-€2k
Gross operating margin9900€9k€78k▲
Operating profit (loss)9901€5k€32k▲
Financial income75/76B€0€14▲
Recurring financial income75€0€14▲
Financial charges65/66B€37€115▲
Recurring financial charges65€37€115▲
Profit (loss) for the period before taxes9903€5k€32k▲
Income taxes67/77€997€9k▲
Profit (loss) for the period9904€4k€23k▲
Profit (loss) for the period to be appropriated9905€4k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€23k▲
Transfer to equity691/2€4k€23k▲
To other reserves6921€4k€23k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Andriesplaats 62000 AntwerpenGround area
125 m²
Building footprint
132 m²
Volume, LiDAR
1,969 m³
Parcel 11804D2815/00A000, Flanders · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bar Miserie
since 20242.365.044.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D2815/00A000 | Flanders | 125 m² | 1 · 132 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.365.044.595
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2024
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.