SK Floors
ActiveSummary
The computed 12-month bankruptcy probability of SK Floors is 1.8% (moderate). The 2025 annual accounts show equity of €134k and a net result of €96k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency74▼-16
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 3.26 in 2024; short-term debt: 47.7% and cash: 47.9% of total assets), but 51.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.9%
Return on assets
35.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
35 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▼ 29.9%
2024 · €191k
2022: €37k
2023: €134k
2024: €191k
2022 → 2025
Total assets
€275k▼ 6.8%
2024 · €295k
2022: €62k
2023: €238k
2024: €295k
2022 → 2025
Net result
€96k▲ 68.4%
2024 · €57k
2022: €34k
2023: €97k
2024: €57k
2022 → 2025
Working capital
€117k▼ 35.6%
2024 · €183k
2022: €34k
2023: €116k
2024: €183k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€134k▲ 258%€191k▲ 42.7%€134k▼ 29.9%
Operating result€49k-€138k▲ 183%€74k▼ 46.3%€125k▲ 68.4%
Net result€34k-€97k▲ 181%€57k▼ 40.8%€96k▲ 68.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€26k ▼ 16.9%
Current assets
€249k ▼ 5.6%
Equity and liabilities €275k
Equity
€134k ▼ 29.9%
Debt
€140k ▲ 36.2%
Debt's share of the balance-sheet total rises from 35.0% to 51.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €86k
Cash flow
€109k▲
2024 · €69k
Current ratio
1.90▼
2024 · 3.26
Debt to equity
1.05▲
2024 · 0.54
ROE
71.9%▲
2024 · 29.9%
ROA
35.1%▲
2024 · 19.4%
Interest coverage
79.94▲
2024 · 48.99
Debt ≤ 1 year
€131k▲
2024 · €81k
Debt > 1 year
€9k▼
2024 · €17k
Income taxes
€27k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€295k€275k▼
Fixed assets21/28€31k€26k▼
Tangible fixed assets22/27€31k€26k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24-€2k
Leasing and similar rights25€28k€19k▼
Current assets29/58€263k€249k▼
Amounts receivable within one year40/41€121k€117k▼
Trade receivables40€86k€116k▲
Other amounts receivable41€35k€846▼
Cash at bank and in hand54/58€136k€132k▼
Deferred charges and accrued income490/1€6k€261▼
Equity and liabilities
Total equity and liabilities10/49€295k€275k▼
Equity10/15€191k€134k▼
Contributions10/11€3k€3k=
Reserves13€188k€131k▼
Distributable reserves133€188k€131k▼
Amounts payable17/49€103k€140k▲
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€81k€131k▲
Current portion of amounts payable after more than one year42€8k€17k▲
Trade debts44€14k€29k▲
Suppliers440/4€14k€29k▲
Taxes, remuneration and social security45€59k€24k▼
Taxes450/3€59k€24k▼
Other amounts payable47/48-€62k
Accrued charges and deferred income492/3€5k€249▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€89k€140k▲
Operating profit (loss)9901€74k€125k▲
Financial income75/76B€72€24▼
Recurring financial income75€72€24▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€73k€123k▲
Income taxes67/77€15k€27k▲
Profit (loss) for the period9904€57k€96k▲
Profit (loss) for the period to be appropriated9905€57k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€96k▲
Transfer from equity791/2-€57k
Transfer to equity691/2€57k-
To other reserves6921€57k-
Profit to be distributed694/7-€154k
Return on contributions (dividend)694-€154k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €191k ▲42.7%
3 profitable years in a row build equity to €191k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €97k ▲181%
Operating result €138k, net result €97k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲258%
2 profitable years in a row build equity to €134k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pandhoevestraat 383128 TremeloGround area
1,150 m²
Building footprint
418 m²
Volume, LiDAR
1,645 m³
2 parcels, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SK Floors
since 20212.324.807.116
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24038B0161/00H000 | Flanders | 855 m² | 1 · 123 m² | 5.7 m · 1 fl. |
| 24006B0309/00S000 | Flanders | 295 m² | 1 · 295 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
R.P. IDEAL CONSTRUCT
BE 0797.674.352
Riemst · Eq €134,204
BD-BOUW
BE 0832.349.377
Kasterlee · Eq €134,261
RF INNOV
BE 0800.052.931
Sint-Pieters-Leeuw · Eq €134,286
FD CONCEPT
BE 0780.541.578
Dour · Eq €134,080
KB PROJECTS
BE 0761.748.324
Zedelgem · Eq €134,055
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
16110Sawmilling and planing of wood
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.