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SJB Consulting

Active
Private limited companyfounded 2016active for 10 yearsSmisstraat 2, 3080 Tervuren, BelgiumKBO/BCE: BE 0659.820.922
Summary

SJB Consulting has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,091 and a net result of €70,004. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 51% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-07-2016 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.255.938.601 3080 Tervuren, since 20-07-2016
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€86,527
▲ 17.9%
Turnover
≈ €180,000
estimated
Profit
€70,004
▲ 15.6%
Equity
€104,091
▼ 40.9%
Total assets
€185,061
▼ 24.6%
Filed on 21-05-2026, 71 days before the deadline
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.25, cash €58,894Size: total assets €185,061Equity €104,091 (56.2% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 81-16
equity 56.2% of total assets
Liquidity 69-7
short-term debt 43.8% · cash 31.8%
Profitability 100=
return on assets 37.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.25 (3.54 in 2024), above the usual 1.5. Short-term debt is 43.8% and cash 31.8% of total assets. 43.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 51% of them on solvency, 61% on liquidity, 84% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 2.25, cash €58,894
NBB · annual accounts
lowers risk · Size: total assets €185,061
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €104,091 (56.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
71 days early
2024
66 days early
2023
14 days early
2022
10 days late
2021
17 days early
2020
25 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €176,232 to €104,091 ▼ 40.9% View
  • Positive: 8 profitable years in a rowprofit 2025: €70,004 8 years View

Recent changes

  1. · Gazette deed Resignations: BEACH Brett (director) and LESCRAUWAET Sarah Jessica (director)Appointments: BEACH Brett (director) and LESCRAUWAET Sarah Jessica (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as SJB Consulting: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €173,000 and €198,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
SJB Consulting Tervuren€185,061€86,527
ACCELIUM Tervuren€191,244€77,489
BK 44 Linkebeek€198,136€87,233
Melita Aarschot€177,115€86,021
AMBEO Pajottegem€192,973€81,078
PREMIUM SERVICES INTERNATIONAL Herent€173,907€93,876
Q3T Bierbeek€173,350€95,116
Full comparison

Key facts about SJB Consulting

What is the company number of SJB Consulting?
The company number of SJB Consulting is 0659.820.922. The VAT number is the same number with BE in front: BE 0659.820.922.
Where is SJB Consulting based?
The registered office is at Smisstraat 2, 3080 Tervuren.Company details
What does SJB Consulting do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SJB Consulting?
The legal form of SJB Consulting is Private limited company (BV).
When was SJB Consulting founded?
SJB Consulting was founded on 20-07-2016.
Is SJB Consulting still active?
Yes, SJB Consulting is an active enterprise in the KBO register.
What is the turnover of SJB Consulting?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €86,527 and 119 comparable companies (NACE 70200). It probably lies between €130,000 and €220,000.Financials
Is SJB Consulting profitable?
In financial year 2025, SJB Consulting made a profit of €70,004.
Where can I find the annual accounts of SJB Consulting?
SJB Consulting filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SJB Consulting due?
SJB Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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