AMBEO
ActiveSummary
AMBEO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €28k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+3
Solvency53▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.83 in 2024; short-term debt: 50.3% and cash: 2% of total assets), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
66 d early
2024
136 d early
2023
30 d early
2022
18 d early
2021
6 d early
2020
4 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 33.7%
2024 · €80k
2018: €24k
2019: €44k
2020: €52k
2021: €20k
2022: €56k
2023: €82k
2024: €80k
2018 → 2025
Total assets
€193k▼ 16.1%
2024 · €230k
2018: €352k
2019: €351k
2020: €330k
2021: €322k
2022: €70k
2023: €241k
2024: €230k
2018 → 2025
Net result
€28k▼ 2.8%
2024 · €29k
2018: €5k
2019: €20k
2020: €8k
2021: €19k
2022: €36k
2023: €46k
2024: €29k
2018 → 2025
Working capital
€-52k▼ 303%
2024 · €-13k
2018: €-35k
2019: €-21k
2020: €-11k
2021: €-38k
2022: €14k
2023: €-11k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€56k▲ 174%€82k▲ 45.5%€80k▼ 1.6%€53k▼ 33.7%
Operating result€29k-€34k▲ 16.9%€50k▲ 45.1%€43k▼ 14.2%€42k▼ 1.3%
Net result€19k-€36k▲ 86.9%€46k▲ 27.6%€29k▼ 37.0%€28k▼ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€148k ▼ 10.1%
Current assets
€45k ▼ 31.4%
Equity and liabilities €193k
Equity
€53k ▼ 33.7%
Debt
€140k ▼ 6.7%
Debt's share of the balance-sheet total rises from 65.1% to 72.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €82k
Cash flow
€66k▼
2024 · €68k
Current ratio
0.46▼
2024 · 0.83
Debt to equity
2.62▲
2024 · 1.86
ROE
52.4%▲
2024 · 35.7%
ROA
14.5%▲
2024 · 12.5%
Interest coverage
26.91▲
2024 · 21.43
Debt ≤ 1 year
€97k▲
2024 · €78k
Debt > 1 year
€43k▼
2024 · €72k
Income taxes
€11k▲
2024 · €10k
Staff costs
€0▼
2024 · €291
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€230k€193k▼
Fixed assets21/28€165k€148k▼
Tangible fixed assets22/27€129k€92k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€118k€84k▼
Financial fixed assets28€36k€57k▲
Current assets29/58€65k€45k▼
Amounts receivable within one year40/41€29k€25k▼
Trade receivables40€22k€24k▲
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€25k€4k▼
Deferred charges and accrued income490/1€11k€16k▲
Equity and liabilities
Total equity and liabilities10/49€230k€193k▼
Equity10/15€80k€53k▼
Contributions10/11€19k€19k=
Reserves13€62k€35k▼
Distributable reserves133€62k€35k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€150k€140k▼
Amounts payable after more than one year17€72k€43k▼
Financial debts170/4€72k€43k▼
Amounts payable within one year42/48€78k€97k▲
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€20k€18k▼
Other amounts payable47/48€26k€42k▲
Income statement
Code20242025
Remuneration, social security and pensions62€291€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Other operating charges640/8€1k€779▼
Non-recurring operating charges66A-€677
Gross operating margin9900€83k€81k▼
Operating profit (loss)9901€43k€42k▼
Financial income75/76B€0€15▲
Recurring financial income75€0€15▲
Non-recurring financial income76B€0-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€39k€39k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Transfer from equity791/2€30k€35k▲
Transfer to equity691/2€29k€8k▼
To other reserves6921€29k€8k▼
Profit to be distributed694/7€30k€55k▲
Return on contributions (dividend)694€30k€55k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €46k ▲27.6%
Operating result €50k, net result €46k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 2.00
Current ratio from 0.57 to 2.00; short-term debt falls from €88k to €14k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pausleenstraat 301570 PajottegemGround area
3,372 m²
Building footprint
181 m²
Volume, LiDAR
1,061 m³
Parcel 23087C0167/00V000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMBEO
since 20172.264.555.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087C0167/00V000 | Flanders | 3,372 m² | 1 · 181 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOOGIN
BE 0770.419.926
Overijse · Eq €53,274
ORGA'SALE
BE 0863.702.054
Burdinne · Eq €53,275
The Nomads
BE 0661.914.439
Ukkel · Eq €53,263
EDMAR
BE 0441.517.967
Duffel · Eq €53,277
ROUNDSTONE
BE 0544.379.539
Bever · Eq €53,279
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
42110Construction of roads and motorways
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.