SIX-BRAS GEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €56k and a net result of €-13k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 2435 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
135 d early
2024
142 d early
2023
169 d early
2022
35 d early
2021
37 d early
2020
62 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 19.2%
2024 · €69k
2018: €161k
2019: €147k
2020: €70k
2021: €123k
2022: €173k
2023: €94k
2024: €69k
2018 → 2025
Net result
€-13k▲ 24.6%
2024 · €-18k
2018: €194k
2019: €-14k
2020: €-7k
2021: €53k
2022: €49k
2023: €56k
2024: €-18k
2018 → 2025
Total assets
€56k▼ 19.3%
2024 · €70k
2018: €198k
2019: €147k
2020: €214k
2021: €190k
2022: €191k
2023: €235k
2024: €70k
2018 → 2025
Solvency
100.0%▲ 0.1pp
2024 · 99.9%
2018: 81.0%
2019: 99.7%
2020: 32.9%
2021: 65.0%
2022: 90.2%
2023: 39.9%
2024: 99.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€173k▲ 39.8%€94k▼ 45.8%€69k▼ 25.8%€56k▼ 19.2%
Operating result€77k-€70k▼ 8.5%€189k▲ 169%€-20k€-13k▲ 32.9%
Net result€53k-€49k▼ 7.4%€56k▲ 13.9%€-18k€-13k▲ 24.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€1k▼ 37.1%
Current assets
€55k▼ 18.7%
Equity and liabilities €56k
Equity
€56k▼ 19.2%
Debt
€2▼ 98.0%
The debt ratio falls from 0.1% to 0.0%. Equity and debt are lower.
Key figures and ratios
Solvency
100.0%▲
2024 · 99.9%
ROE
-23.7%▲
2024 · -25.4%
ROA
-23.7%▲
2024 · -25.4%
Debt
€2▼
2024 · €89
Debt ≤ 1 year
€2▼
2024 · €89
Income taxes
€48▼
2024 · €144
A ratio outside any meaningful range has been withheld (balance sheet total €56k, equity €56k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€56k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€67k€55k▼
Amounts receivable within one year40/41€2k€192▼
Trade receivables40€1k-
Other amounts receivable41€726€192▼
Cash at bank and in hand54/58€65k€55k▼
Equity and liabilities
Total equity and liabilities10/49€70k€56k▼
Equity10/15€69k€56k▼
Contributions10/11€19k€19k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€8k€-5k▼
Amounts payable17/49€89€2▼
Amounts payable within one year42/48€89€2▼
Trade debts44-€2
Suppliers440/4-€2
Other amounts payable47/48€89-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€636€465▼
Gross operating margin9900€-16k€-10k▲
Operating profit (loss)9901€-20k€-13k▲
Financial income75/76B€2k€168▼
Recurring financial income75€2k€168▼
Financial charges65/66B€152€150▼
Recurring financial charges65€152€150▼
Profit (loss) for the period before taxes9903€-18k€-13k▲
Income taxes67/77€144€48▼
Profit (loss) for the period9904€-18k€-13k▲
Profit (loss) for the period to be appropriated9905€-18k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-5k▼
Profit (loss) brought forward from the previous period14P€26k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 40current ratio 30052.99
Current ratio from 756.96 to 30052.99; short-term debt falls from €89 to €2.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼132%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 465current ratio 756.96
Current ratio from 1.63 to 756.96; short-term debt falls from €141k to €89.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 2.46
Current ratio from 0.34 to 2.46; short-term debt falls from €49k to €11k.
31-12
Financial
Equity above €150kEq €173k ▲39.8%
2 profitable years in a row build equity to €173k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €53k
Net result €53k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €123k ▲75.5%
Equity rises from €70k to €123k.
30-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 18current ratio 29.68
Current ratio from 1.66 to 29.68; short-term debt falls from €38k to €378.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l' Eglise(LV) 95170 ProfondevilleGround area
1,621 m²
Building footprint
259 m²
Volume, LiDAR
1,914 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BNP PARIBAS FORTIS
since 20062.152.747.526
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92071C0332/00G002 ProtectedSite or landscape |
Wallonia | 1,144 m² | 1 · 101 m² | 11.2 m · 3 fl. |
| 92014C1106/00L002 | Wallonia | 478 m² | 1 · 158 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 2,375 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2006
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
64999Other financial services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081/56.44.90