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Complete company report
Generated 08-08-2026
Active BE 0820.040.473Private limited company (pre-2019)Open bankruptcy

SIVAMICO

Rue Ferdinand Nicolay 209 ·4420 Saint-Nicolas, Belgium· 16 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

A bankruptcy procedure is open for SIVAMICO according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €29k and a net result of €-11k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €29k
Net result €-11k
Better than sector 18%
Active 16 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency17Growth32Stability0
10 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 17
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 27-07-2023 with the NBB · fiscal year 2022 · micro
€-500k€0€500k€1.00MOperating result 2018: €53k€53kNet result 2018: €31k€31kRevenue 2019: €1.08M€1.08MOperating result 2019: €23k€23kNet result 2019: €43k€43kOperating result 2020: €-24k€-24kNet result 2020: €46k€46kOperating result 2021: €-8k€-8kNet result 2021: €-17k€-17kOperating result 2022: €2k€2kNet result 2022: €-11k€-11k20182019202020212022
RevenueOperating resultNet result
Sector comparison
Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.7% 35.6%
better than 18% of 2226 sector peers
Net result €-11k €10k
better than 9% of 2220 sector peers
Equity €29k €22k
better than 58% of 2231 sector peers
Gross operating margin €21k €25k
better than 45% of 2214 sector peers
Total assets €374k €73k
better than 91% of 2228 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€1.08M
- 18-22
EBITDA
€7k
- far above sector median
Net profit
€-11k
+38.1% -1% vs sector
Cash flow
€-6k
+50.7% +37% vs sector
Total assets
€374k
-10.9% +121% vs sector
Equity
€29k
-26.9% -70% vs sector
Working capital
€19k
+6.8% -78% vs sector
Employees (FTE)
1
- -90% vs sector
Income taxes
€714
-23.9% far above sector median
Debt
€345k
-9.2% far above sector median
Debt ≤ 1y
€345k
-9.2% far above sector median
Current ratio
1.05
+0.8% -51% vs sector
Quick ratio
1.05
+3.8% -51% vs sector
Solvency
7.7%
-18.0% -86% vs sector
Debt / equity
11.94
+24.3% far above sector median
ROE
-36.9%
+15.2% -169% vs sector
ROA
-2.8%
+30.5% +70% vs sector
Net margin
4.0%
- 18-22
EBITDA margin
2.3%
- 18-22
Interest coverage
0.54
- far above sector median
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€7k
Net profit€-11k
Cash flow€-6k
Staff costs-
Income taxes€714
Dividends-
Total assets€374k
Equity€29k
Debt€345k
of which ≤ 1y€345k
of which > 1y-
Working capital€19k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.05
Quick ratio1.05
Working capital ratio5.0%
Solvency7.7%
Debt / equity11.94
Long-term debt ratio-
Interest coverage0.54
Gross margin-
Net margin-
ROA-2.8%
ROE-36.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€374k
Fixed assets 21/28€10k
Intangible fixed assets 21€4k
Tangible fixed assets 22/27€6k
Current assets 29/58€364k
Amounts receivable within one year 40/41€361k
Cash & bank 54/58€158
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€374k
Equity 10/15€29k
Contributions / capital 10/11€9k
Reserves 13€2k
Accumulated profits (losses) 14€18k
Amounts payable 17/49€345k
Amounts payable within one year 42/48€345k
Trade debts payable within one year 44€103k
Income statement
Gross operating margin 9900€21k
Operating result 9901€2k
Financial income 75€64
Financial charges 65€12k
Result before taxes 9903€-10k
Income taxes 67/77€714
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates2 persons
Role Name Tenure Source
Curator OLIVIER EVRARD
QUAI DE ROME, 25, 4000 LIEGE 1-
 31-07-2024 → present Belgian State Gazette
Curator ISABELLE BIEMAR
QUAI DE ROME, 25, 4000 LIEGE 1
 31-07-2024 → present Belgian State Gazette
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company (pre-2019)(015)
Incorporation26-10-2009
StatusActive
Postal code4420
First BS signal 06-08-2024
Latest BS signal 06-08-2024
Company structure, linked entities2 linked entities
SIVAMICOBE 0820.040.473OLIVIER EVRARDReceiverISABELLE BIEMARReceiver
Mandates
Establishment units 1 location
SIVAMICO
Rue Ferdinand Nicolay 209, 4420 Saint-NicolasOntwikkeling van residentiële bouwprojecten
since 20172.262.504.115
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62093A0360/00K000 Wallonia 185 m² 1 · 55 m² 9.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
06-08-2024
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Liège · SIVAMICO SRL RUE FERDINAND NICOLAY 209, 4420 SAINT-NICOLAS (LG.) · event 31-07-2024
13-06-2024
State Gazette act Director changes
2023
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
07-06-2023
State Gazette act Registered-office change
2022
27-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
10-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
25-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
25-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
29-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
30-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals 1 events
06-08-2024
Bankruptcy Opening
Date: 31-07-2024 · Tribunal de l’entreprise de Liège, division Liège · SIVAMICO SRL RUE FERDINAND NICOLAY 209, 4420 SAINT-NICOLAS (LG.) · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-08-06 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Address history · 1
07-06-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
13-06-2024 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_provisional",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois LIGOT",
        "address": "4000 LIEGE, place du Haut Pr\u00E9 10",
        "birth_date": null,
        "profession": "avocat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "D\u00E9s\u00EDgnons en qualit\u00E9 d\u0027administrateur provisoire Ma\u00EEtre Fran\u00E7ois LIGOT, avocat",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2024-06-30"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_provisional",
      "role": "administrateur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0820.040.473",
        "name": "SRL SIVAMICO",
        "address": "4420 SAINT-NICOLAS, rue Ferdinand Nicolay 209",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Pour autant que de besoin, dessaisissons les organes de: - la SRL SIVAMICO",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2024-06-30"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_provisional",
      "role": "administrateur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0835.417.250",
        "name": "SCS SIVAHOME",
        "address": "4420 SAINT-NICOLAS, rue Ferdinand Nicolay 209",
        "country": "BE",
        "legal_form": "SCS"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "la SCS SIVAHOME, dont le si\u00E8ge social est \u00E9tabli \u00E0 4420 SAINT-NICOLAS, rue Ferdinand Nicolay 209",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2024-06-30"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2024-04-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "tribunal_de_l_entreprise",
      "date": "2024-04-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0820.040.473",
    "name_full": "SIVAMICO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Fran\u00E7ois LIGOT",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur provisoire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
07-06-2023 Registered office moved to Saint-Nicolas Registered-office change
  • Rue Ferdinand Nicolay 209, 4420 Saint-Nicolas
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": null,
        "city": "Saint-Nicolas",
        "region": "waals_gewest",
        "street": "Rue Ferdinand Nicolay",
        "country": "BE",
        "postcode": "4420",
        "box_number": null,
        "street_number": "209",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": true,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-06-07",
    "filing_date": "2023-05-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-05-22",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0820.040.473",
    "name_full": "UNAL DE L\u0027ENTREPAISE DE LIECA",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "AMICO Vincenzo",
    "org_rep_person_name": null,
    "person_role_at_subject": "administrateur"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Slopen43110Slopen43110Schrijnwerk43320Schrijnwerk43320Metselwerk43910Uitvoeren van metsel- en voegwerken43994Groothandel in machines en apparaten voor de warmte-, koel- en vriestechniek voor industrieel gebruik46647Groothandel in machines en apparaten voor de warmte-, koel- en vriestechniek voor industrieel gebruik46697Detailhandel in houten bouw- en tuinmaterialen in gespecialiseerde winkels47522Detailhandel in houten bouw- en tuinmaterialen47522Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameFR SIVAMICO
Registered office
Rue Ferdinand Nicolay 209
4420 Saint-Nicolas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative