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SIVA

Active Private limited companyfounded 2006active for 20 yearsJean Tombeurstraat 21, 3090 OverijseKBO/BCE: BE 0883.085.426

Lifetime

19 annual accounts with figures on one time axis
peak €911,274 (2025)
€911,274▲ 131%
lowest -€15,976 (2014)
€470,340▲ 32.9%
peak €2.2m (2025)
€2.2m▲ 8.5%
€566,045▲ 264%
Board2 names since 2021
2 directorsSILENCE Karen Guillaume Ghislaine and 1 other
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Gross margin from €395,208 to €911,274Result from €353,842 to €470,340Dividend €301,039Debts from €155,638 to €566,045

Key points

from the 2025 annual accounts

Equity

€2.2m ▲ 8.5%
2.02024+0.5Profit-0.3Dividend2.22025

SIVA paid out €301,039 in dividends. That is 64% of the 2025 profit.

Result

€470,340 ▲ 32.9%
€354,0002024€470,0002025

The result rose in 2025 from €353,842 to €470,340.

Turnover

≈ €1.8m estimated

The micro format states no turnover.

Debts

€566,045 ▲ 264%
Other debts
+130,874
Taxes and wages
+122,471
The rest
+157,063

Debts rose by €410,408 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Filings

19 annual accounts 91 days
AprilJune31 JulyOctober2010201520202025

Latest accounts filed late: after the legal deadline.

Position in the sector

€470,340

Higher net result than 95% of companies in advertising and market research. Sector median €14,813 · 8,612 companies.

Checked score

57
Fair
Financially stronger than 74% of small companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 722 companies (NACE 73, small).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 79.2% of total assets
56-5short-term debt 12.1% · cash 5.8%
81+2return on assets 17.3%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 91 days late; 3 of the last 3 accounts late
lowers risk
Figures for financial year 2025 (filed on 30-10-2026)
Founded in 2006
Size: total assets €2.7m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small). It does better than 87% of them on solvency, 66% on liquidity, 80% on profitability and 63% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as SIVA has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SIVA itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for SIVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €120,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline

Liquidity is ample, with a current ratio of 5.86 (7.12 in 2024), above the usual 1.5. Short-term debt is 12.1% and cash 5.8% of total assets. 20.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 91 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 30-10-2026)
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €2.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
91 days late
2024
119 days late
2023
92 days late
2022
472 days late
2021
30 days late
2020
1 day early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 118 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 November (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SK
Director, since 28-07-2023
VV
Director, since 28-07-2023

Shares in 3 companies, including IRENE III and INVESTMENTS IN RENEWABLE ENERGY

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0883085426
Reappointment: VAN VOOREN Bart Robert Maria (director) Appointment: SILENCE Karen Guillaume Ghislaine (director) · Gazette deed
Incorporation published on 30-08-2006 · Gazette deed
First establishment -, Jean Tombeurstraat 21, Overijse
All 35 events

Comparable companies

same main activity, similar in size and age
Company
SIVA Overijse €2.7m €0.9m 79.2% -
Alan Sint-Lievens-Houtem €2.7m €0.8m 95.5% -
Event Trailer Services Antwerp €2.6m €1.0m 19.8% 1.6
WMH Project Etterbeek €3.0m €0.7m 54.3% 7
PENMAN CONSULTING Ixelles €2.1m €1.0m 57.4% 7.5
ORANGE TREE Mortsel €3.3m €0.8m 85.2% -
Half Blue Aartselaar €2.0m €0.7m 10.8% 7.9

These companies have the same main activity as SIVA: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €2m and €3.3m, founded between 2002 and 2009.

Official details

Source: KBO
Status
Active since 22-08-2006Normal situation
Activity
Public relations and communication consultancyNACE 73300
Establishment unit
2.157.637.8113090 Overijse, since 22-08-2006
Financial year end
31 December
Peppol
Reachable since 27-11-2025
Company details

Annual accounts 2025

€2.7m▲ 27.1%
Filing
Filed on 30-10-2026
Financials

Companies linked to SIVA

Insights on SIVA

SIVA files the micro format. That format states no turnover. The gross margin rose from €217,524 in 2007 to €911,274 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SIVA

What is the company number of SIVA?
The company number of SIVA is 0883.085.426. The VAT number is the same number with BE in front: BE 0883.085.426.
Where is SIVA based?
The registered office is at Jean Tombeurstraat 21, 3090 Overijse.Company details
What does SIVA do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of SIVA?
SIVA is a private limited company (BV).
When was SIVA founded?
SIVA was founded on 22-08-2006.
Is SIVA still active?
Yes, SIVA is an active enterprise in the KBO register.
What is the turnover of SIVA?
The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €911,274 and 46 comparable companies (NACE 73). It probably lies between €1.2m and €2.3m.Financials
Is SIVA profitable?
In financial year 2025, SIVA made a profit of €470,340.
Where can I find the annual accounts of SIVA?
SIVA filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SIVA due?
SIVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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