SIVA
ActiveSIVA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.89 in 2024; short-term debt: 181.4% and cash: 75.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-81.4%
Return on assets
-49.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
23 d late
2023
30 d late
2022
57 d late
2021
37 d late
2020
5 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-7k▼ 156%
2024 · €-3k
2018: €-25k
2019: €-16k
2020: €-4k
2021: €644
2022: €14k
2023: €5k
2024: €-3k
2018 → 2025
Total assets
€8k▼ 68.6%
2024 · €26k
2018: €29k
2019: €34k
2020: €49k
2021: €41k
2022: €42k
2023: €34k
2024: €26k
2018 → 2025
Net result
€-4k▲ 46.8%
2024 · €-8k
2018: €3k
2019: €9k
2020: €13k
2021: €5k
2022: €14k
2023: €-9k
2024: €-8k
2018 → 2025
Working capital
€-7k▼ 111%
2024 · €-3k
2018: €-25k
2019: €-16k
2020: €-6k
2021: €-1k
2022: €13k
2023: €4k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€644-€14k▲ 2,131%€5k▼ 65.2%€-3k€-7k▼ 156%
Operating result€5k-€13k▲ 141%€-9k€-7k▲ 20.7%€-4k▲ 48.2%
Net result€5k-€14k▲ 159%€-9k€-8k▲ 18.9%€-4k▲ 46.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€216▼ 66.7%
Current assets
€8k▼ 68.6%
Key figures and ratios
EBITDA
€-3k▲
2024 · €-7k
Cash flow
€-4k▲
2024 · €-7k
Solvency
-81.4%▼
2024 · -10.0%
Current ratio
0.54▼
2024 · 0.89
Quick ratio
0.54▼
2024 · 0.89
Debt / equity
-2.23▲
2024 · -10.99
ROA
-49.6%▼
2024 · -29.3%
Interest coverage
-11.76▲
2024 · -21.21
Debt
€15k▼
2024 · €29k
Debt ≤ 1 year
€15k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€8k▼
Fixed assets21/28€649€216▼
Tangible fixed assets22/27€649€216▼
Furniture and vehicles24€649€216▼
Current assets29/58€25k€8k▼
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€484€1k▲
Other amounts receivable41€1k€490▼
Cash at bank and in hand54/58€24k€6k▼
Deferred charges and accrued income490/1-€86
Equity and liabilities
Total equity and liabilities10/49€26k€8k▼
Equity10/15€-3k€-7k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€30k€30k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-51k€-55k▼
Amounts payable17/49€29k€15k▼
Amounts payable within one year42/48€29k€15k▼
Trade debts44€4k€898▼
Suppliers440/4€4k€898▼
Other amounts payable47/48€24k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€659€433▼
Other operating charges640/8€438€200▼
Gross operating margin9900€-6k€-3k▲
Operating profit (loss)9901€-7k€-4k▲
Financial income75/76B€25€55▲
Recurring financial income75€25€55▲
Financial charges65/66B€316€287▼
Recurring financial charges65€316€287▼
Profit (loss) for the period before taxes9903€-8k€-4k▲
Income taxes67/77€-50-
Profit (loss) for the period9904€-8k€-4k▲
Profit (loss) for the period to be appropriated9905€-8k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€-55k▼
Profit (loss) brought forward from the previous period14P€-43k€-51k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-9k ▼168%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲159%
Operating result €13k, net result €14k, both a record.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachtlaan 21640 Sint-Genesius-RodeGround area
629 m²
Building footprint
114 m²
Volume, LiDAR
679 m³
Parcel 22004A0033/00A008, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIVA
since 20032.132.093.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004A0033/00A008 | Flanders | 629 m² | 1 · 114 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,580 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-2002
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.