JELKO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €450k and a net result of €81k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 7994 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
8 d late
2023
34 d early
2022
24 d early
2021
34 d early
2020
33 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€450k▲ 22.1%
2024 · €368k
2018: €-15k
2019: €8k
2020: €147k
2021: €203k
2022: €262k
2023: €322k
2024: €368k
2018 → 2025
Net result
€81k▲ 76.6%
2024 · €46k
2018: €20k
2019: €23k
2020: €139k
2021: €57k
2022: €59k
2023: €60k
2024: €46k
2018 → 2025
Total assets
€478k▲ 22.8%
2024 · €389k
2018: €22k
2019: €44k
2020: €198k
2021: €225k
2022: €282k
2023: €344k
2024: €389k
2018 → 2025
Solvency
94.0%▼ 0.5pp
2024 · 94.6%
2018: -66.8%
2019: 18.0%
2020: 74.0%
2021: 90.4%
2022: 92.9%
2023: 93.6%
2024: 94.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€203k-€262k▲ 28.9%€322k▲ 22.9%€368k▲ 14.3%€450k▲ 22.1%
Operating result€79k-€78k▼ 1.6%€71k▼ 8.4%€62k▼ 13.1%€57k▼ 8.5%
Net result€57k-€59k▲ 3.8%€60k▲ 2.4%€46k▼ 23.3%€81k▲ 76.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €478k
Fixed assets
€13k▲ 469%
Current assets
€465k▲ 20.2%
Equity and liabilities €478k
Equity
€450k▲ 22.1%
Debt
€29k▲ 34.9%
The debt ratio rises from 5.4% to 6.0%. Equity and debt are higher.
Key figures and ratios
Solvency
94.0%▼
2024 · 94.6%
ROE
18.1%▲
2024 · 12.5%
ROA
17.0%▲
2024 · 11.8%
Debt
€29k▲
2024 · €21k
Debt ≤ 1 year
€29k▲
2024 · €21k
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€478k▲
Fixed assets21/28€2k€13k▲
Tangible fixed assets22/27€2k€13k▲
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€829€8k▲
Current assets29/58€387k€465k▲
Amounts receivable within one year40/41€143k€300k▲
Trade receivables40€18k-
Other amounts receivable41€125k€300k▲
Current investments50/53€203k€83k▼
Cash at bank and in hand54/58€22k€68k▲
Deferred charges and accrued income490/1€19k€15k▼
Equity and liabilities
Total equity and liabilities10/49€389k€478k▲
Equity10/15€368k€450k▲
Contributions10/11€12k€12k=
Reserves13€356k€437k▲
Tax-exempt reserves132€161€161=
Distributable reserves133€356k€437k▲
Amounts payable17/49€21k€29k▲
Amounts payable within one year42/48€21k€29k▲
Trade debts44€315€2k▲
Suppliers440/4€315€2k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€14k€12k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€4k€11k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€794€593▼
Gross operating margin9900€65k€61k▼
Operating profit (loss)9901€62k€57k▼
Financial income75/76B€4k€48k▲
Recurring financial income75€4k€48k▲
Financial charges65/66B€1k€137▼
Recurring financial charges65€996€137▼
Non-recurring financial charges66B€7-
Profit (loss) for the period before taxes9903€65k€104k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€46k€81k▲
Profit (loss) for the period to be appropriated9905€46k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€81k▲
Transfer to equity691/2€46k€81k▲
To other reserves6921€46k€81k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 10.13
Current ratio from 3.72 to 10.13; short-term debt falls from €51k to €22k.
31-12
Financial
Equity above €200kEq €203k ▲38.5%
4 profitable years in a row build equity to €203k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €139k ▲508%
Operating result €198k, net result €139k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.72
Current ratio from 1.12 to 3.72.
31-12
Financial
Equity above €100kEq €147k ▲1772%
3 profitable years in a row build equity to €147k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoorbakkestraat(P) 378600 DiksmuideGround area
1,762 m²
Building footprint
143 m²
Volume, LiDAR
1,229 m³
Parcel 38019B0408/00A000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JELKO
since 20122.208.909.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38019B0408/00A000 | Flanders | 1,762 m² | 1 · 143 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BELPORT-BRABUS
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TILKIN PROJECTS
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JP&CO
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mussly@telenet.be
Phone:0496784099