Active BE 1004.113.613Cooperative company

Siraj Financial Services

Sint Michielswarande 10 ·1040 Etterbeek, Belgium· 2 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of Siraj Financial Services is 1.6% (moderate). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	2 yrs
Board	3
Publications	5

Bankruptcy probability (12 mo) Checked model v1 · free

1.6% Moderate

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview

No annual accounts filed

We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Directors & mandates 4 directors

Current directors & mandates

Rabih Yazbeck
Managing director
State Gazette act 26050373 (17-04-2026)

Current
17-04-2026 → present
Hani Khbbaz
Director
State Gazette act 25006414 (14-01-2025)

Current
14-01-2025 → present
ASHBY John A Jr
Director
State Gazette act 25014014 (28-01-2025)

Current
01-10-2024 → present

Former directors (1)

JACOBS Linda Katherine
Director
State Gazette act 25014014 (28-01-2025)

Former
- → 01-10-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	-
Legal form	Cooperative company(706)
Incorporation	02-01-2024
Status	Active
Postal code	1040

Connections & network 10 connected companies

Network connections

ALIGN ADVISORY

Shared address

→

ALIGN MEDIA

Shared address

→

BRANDBUSTER

Shared address

→

DATAVILLAGE

Shared address

→

Show 2 more network connections

Digital Leadership Institute

Shared address

→

DYNALI

Shared address

→

4 further connected companies in this network. Available in Kantoor S. See plans →

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21362B0253/02F000	Brussels	1.3 ha	1 · 1.1 ha	34.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

17-04-2026

State Gazette act Director changes

v3.2

2025

28-01-2025

State Gazette act Registered-office change

v3.2

14-01-2025

State Gazette act Director changes

v3.2

2024

13-11-2024

State Gazette act Registered-office change

v3.2

04-01-2024

State Gazette act Incorporation

oprichting

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts

Address history · 2

28-01-2025

v3.2

13-11-2024

v3.2

All acts · 5 updated 4 months ago

2026

17-04-2026 Rabih Yazbeck appointed as managing director Director changes

Rabih Yazbeck, Gedelegeerd bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Rabih Yazbeck",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Le Conseil d\u0027administration a d\u00E9cid\u00E9 de d\u00E9l\u00E9guer la gestion journali\u00E8re de la Soci\u00E9t\u00E9, conform\u00E9ment \u00E0 l\u0027article 20 des statuts, portant le titre de \u003C\u003C directeur g\u00E9n\u00E9ral \u003E, \u00E0 : Rabih Yazbeck, n\u00E9 \u00E0 Tannourine (Liban) le 24 d\u00E9cembre 1976 et domicili\u00E9 au 63, Idlecombe Road, Londres SW17 9TD, Royaume-Uni"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1004.113.613",
    "name_full": "SIRAJ FINANCIAL SERVICES",
    "legal_form": "SC"
  }
}

2025

28-01-2025 Registered office moved within Etterbeek Registered-office change

Cours Saint-Michel 10b, 1040 Etterbeek → Cours Saint-Michel 30b, 1040 Etterbeek

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Etterbeek",
        "region": "Brussels",
        "street": "Cours Saint-Michel",
        "country": "BE",
        "postcode": "1040",
        "box_number": null,
        "street_number": "30b"
      },
      "old_address": {
        "city": "Etterbeek",
        "region": "Brussels",
        "street": "Cours Saint-Michel",
        "country": "BE",
        "postcode": "1040",
        "box_number": null,
        "street_number": "10b"
      },
      "effective_date": "2024-10-01",
      "evidence_quote": "Les membres du Conseil d\u0027Administration d\u00E9cident \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer le si\u00E8ge de la Soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante: Hive 5/ Securex Building Cours Saint-Michel, 30b 1040 Etterbeek/ Bruxelles Belgique"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1004.113.613",
    "name_full": "SIRAJ FINANCIAL SERVICES",
    "legal_form": "SC"
  }
}

14-01-2025 Hani Khbbaz appointed as director Director changes

Hani Khbbaz, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hani Khbbaz",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Conform\u00E9ment \u00E0 article 17 des statuts, l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de d\u00E9signer, Hani Khbbaz, n\u00E9 \u00E0 Damas (Syrie), le 29 mai 1971, domicill\u00E9 \u00E0 Flat 103, Manazel Garhoud, 2nd St Garhoud, P.O. Box 500011, Duba\u0457 (Emirats arabes unis), en tant qu\u0027administrateur de classe A de la Soci\u00E9t\u00E9, pour une dur\u00E9e il"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1004.113.613",
    "name_full": "SIRAJ FINANCIAL SERVICES",
    "legal_form": "SC"
  }
}

2024

13-11-2024 Registered office moved from Forest to Etterbeek Registered-office change

Drève du Pressoir 38, 1190 Forest → Cours Saint-Michel 30, 1040 Etterbeek

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Etterbeek",
        "region": "Brussels",
        "street": "Cours Saint-Michel",
        "country": "BE",
        "postcode": "1040",
        "box_number": "b",
        "street_number": "30"
      },
      "old_address": {
        "city": "Forest",
        "region": "Brussels",
        "street": "Dr\u00E8ve du Pressoir",
        "country": "BE",
        "postcode": "1190",
        "box_number": null,
        "street_number": "38"
      },
      "effective_date": "2024-10-01",
      "evidence_quote": "Les membres du Conseil d\u0027Administration d\u00E9cident \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer le si\u00E8ge de la Soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante: Hive 5/ Securex Building Cours Saint-Michel, 30b 1040 Etterbeek/ Bruxelles Belgique"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1004.113.613",
    "name_full": "SIRAJ FINANCIAL SERVICES",
    "legal_form": "SC"
  }
}

04-01-2024 Incorporation of a new SNC Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "1190 Forest, Dr\u00E8ve du Pressoir 38",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0708.928.458",
        "name": "NEF Belgium"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": "0708.928.458",
      "holder_org_name": "NEF Belgium",
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 1966090.25,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1966090.25,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "Near East Foundation"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "Near East Foundation",
      "contribution_type": "cash",
      "amount_paid_in_eur": 1966.09,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 1966.09,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "Near East Foundation UK"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "Near East Foundation UK",
      "contribution_type": "cash",
      "amount_paid_in_eur": 1966.09,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 1966.09,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1970022.43,
  "subject_company": {
    "kbo": "1004.113.613",
    "name_full": "Siraj Financial Services",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-29",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR	Siraj Financial Services
AbbreviationFR	SFS

Registered office

Sint Michielswarande 30 bus B

1040 Etterbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.