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SIO2 Solutions

Active Private limited companyfounded 2023active for 3 yearsMartelarenplein 20, 3000 LeuvenKBO/BCE: BE 0804.477.022

Lifetime

2 annual accounts with figures on one time axis
peak €20,909 (2025)
€20,909▲ 201%
peak €9,006 (2025)
€9,006▲ 80×
peak €19,118 (2025)
€19,118▲ 89.1%
€42,600▼ 3.6%
Board2 names since 2023
1 directorBack Yves
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €6,938 to €20,909Result from €113 to €9,006Equity from €10,113 to €19,118

Key points

from the 2025 annual accounts

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Checked score

51
Fair
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.4% 01-2025: 2.7%▲ +0.3 percentage points vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 3.0%▲ +0.3 percentage points vs 02-2025 04-2025: 3.0%● unchanged vs 03-2025 05-2025: 2.9%▼ -0.1 percentage points vs 04-2025 06-2025: 3.0%▲ +0.1 percentage points vs 05-2025 07-2025: 3.3%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 3.3%● unchanged vs 07-2025highest value 09-2025: 1.2%▼ -2.1 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 3.2%▲ +1.9 percentage points vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026

Financial strength
Average

56+12equity 31.0% of total assets
34-21short-term debt 63.2%
87+18return on assets 14.6%

Score breakdown

raises risk
Founded in 2023
Liquidity: current ratio 1.30
Size: total assets €61,718
Sector: Specialised construction activities (NACE 43)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 22% on liquidity, 72% on profitability and 90% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as SIO2 Solutions has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SIO2 Solutions itself is higher: 3.2% within 12 months. It rests on far more data about SIO2 Solutions than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SIO2 Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.3 (1.03 in 2024), below the usual 1.5. Short-term debt is 63.2% of total assets. 69% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.30
NBB · annual accounts
raises risk · Size: total assets €61,718
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 days early
2024
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 8 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

BY
Director
  • LEON MATTINA, Diego 400 sharesdeed of 04-08-2023
  • BACK,Yves 400 sharesdeed of 04-08-2023
  • PREDIERI,Magali Irène 200 sharesdeed of 04-08-2023
Board & ownership

Recent changes

Resignation: Leon Mattina Diego (director) Appointment: Back Yves (director) · Director discharge: Leon Mattina Diego · General meeting of 23-08-2024 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804477022
Incorporation Founding capital of €10,000, 1,000 shares · Founders: LEON MATTINA, Diego; BACK, Yves; PREDIERI, Magali Irène · Appointment: LEON MATTINA, Diego (director) · published on 04-08-2023 · Gazette deed
First establishment Rue de Flémalle-Grande 101, Flémalle
All 6 events

Comparable companies

same main activity, similar in size and age
Company
SIO2 Solutions Leuven €61,718 €20,909 31.0% -
EFE PRO Zaventem €59,973 €17,473 35.2% -
Interiorr Bertem €59,780 €19,686 49.2% -
REPAIR CHASSIS Overijse €57,745 €21,373 67.3% -
Zoniënwood Overijse €55,012 €19,147 6.6% -
Propere Parket Scherpenheuvel-Zichem €70,006 €22,454 73.8% -
Godewi Zottegem €59,488 €22,693 21.9% -

These companies have the same main activity as SIO2 Solutions: joinery installation (NACE 43320). They are comparable in size and age: total assets between €55,000 and €70,000, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 02-08-2023Normal situation
Registered office
44 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Joinery installationNACE 43320
Establishment unit
2.348.079.3944400 Flémalle, since 02-08-2023
Financial year end
31 December
Peppol
Reachable since 28-07-2024
Company details

Annual accounts 2025

€61,718▲ 13.7%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on SIO2 Solutions

The computed 12-month bankruptcy probability of SIO2 Solutions is 3.2% (moderate). The 2025 annual accounts show equity of €19,118 and a net result of €9,006.

Its solvency ranks better than 33% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SIO2 Solutions

What is the company number of SIO2 Solutions?
The company number of SIO2 Solutions is 0804.477.022. The VAT number is the same number with BE in front: BE 0804.477.022.
Where is SIO2 Solutions based?
The registered office is at Martelarenplein 20, 3000 Leuven.Company details
What does SIO2 Solutions do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of SIO2 Solutions?
SIO2 Solutions is a private limited company (BV).
When was SIO2 Solutions founded?
SIO2 Solutions was founded on 02-08-2023.
Is SIO2 Solutions still active?
Yes, SIO2 Solutions is an active enterprise in the KBO register.
What is the turnover of SIO2 Solutions?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €20,909 and 56 comparable companies (NACE 43320). It probably lies between €130,000 and €410,000. It is a rough estimate.Financials
Is SIO2 Solutions profitable?
In financial year 2025, SIO2 Solutions made a profit of €9,006.
Where can I find the annual accounts of SIO2 Solutions?
SIO2 Solutions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SIO2 Solutions due?
SIO2 Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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