SIO2 Solutions
ActiveSummary
The computed 12-month bankruptcy probability of SIO2 Solutions is 2.6% (moderate). The 2025 annual accounts show equity of €19k and a net result of €9k. Its solvency ranks better than 32% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+18
Solvency56▲+12
Growth78
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.03 in 2024; short-term debt: 63.2% of total assets), and 69% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 89.1%
2024 · €10k
2024: €10k
2025: €19k▲ +89.1% vs 2024
2024 → 2025
Total assets
€62k▲ 13.7%
2024 · €54k
2024: €54k
2025: €62k▲ +13.7% vs 2024
2024 → 2025
Net result
€9k▲ 7,899%
2024 · €113
2024: €113
2025: €9k▲ +7899% vs 2024
2024 → 2025
Working capital
€12k▲ 709%
2024 · €1k
2024: €1k
2025: €12k▲ +709% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€19k▲ 89.1%
2024: €10k
2025: €19k▲ +89.1% vs 2024
Operating result€1k-€13k▲ 1,065%
2024: €1k
2025: €13k▲ +1065% vs 2024
Net result€113-€9k▲ 7,899%
2024: €113
2025: €9k▲ +7899% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,065% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€11k ▲ 27.7%
Current assets
€51k ▲ 11.0%
Equity and liabilities €62k
Equity
€19k ▲ 89.1%
Debt
€43k ▼ 3.6%
Debt's share of the balance-sheet total falls from 81.4% to 69.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €6k
Cash flow
€16k▲
2024 · €5k
Current ratio
1.30▲
2024 · 1.03
Quick ratio
1.13▲
2024 · 1.00
Debt to equity
2.23▼
2024 · 4.37
ROE
47.1%▲
2024 · 1.1%
ROA
14.6%▲
2024 · 0.2%
Interest coverage
23.60▲
2024 · 16.52
Debt ≤ 1 year
€39k▼
2024 · €44k
Debt > 1 year
€4k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€62k▲
Fixed assets21/28€9k€11k▲
Tangible fixed assets22/27€7k€9k▲
Plant, machinery and equipment23€971€573▼
Furniture and vehicles24€6k€8k▲
Financial fixed assets28€2k€2k=
Current assets29/58€46k€51k▲
Stocks and contracts in progress3€1k€6k▲
Stocks30/36€1k€6k▲
Amounts receivable within one year40/41€11k€38k▲
Trade receivables40€11k€38k▲
Cash at bank and in hand54/58€28k-
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€54k€62k▲
Equity10/15€10k€19k▲
Contributions10/11€10k€10k=
Reserves13€113€9k▲
Distributable reserves133€113€9k▲
Amounts payable17/49€44k€43k▼
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€44k€39k▼
Current portion of amounts payable after more than one year42-€3k
Financial debts43-€724
Credit institutions430/8-€724
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Advances received on contracts in progress46€13k-
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€18k€14k▼
Income statement
Code20242025
Non-recurring operating income76A-€212
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€618€582▼
Non-recurring operating charges66A-€500
Gross operating margin9900€7k€21k▲
Operating profit (loss)9901€1k€13k▲
Financial income75/76B€994€1▼
Recurring financial income75€994€1▼
Financial charges65/66B€383€840▲
Recurring financial charges65€383€840▲
Profit (loss) for the period before taxes9903€2k€12k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€113€9k▲
Profit (loss) for the period to be appropriated9905€113€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113€9k▲
Transfer to equity691/2€113€9k▲
To the legal reserve6920€113-
To other reserves6921-€9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €212 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €7k | ▲ 27.3% |
| Other operating charges640/8 | €618 | €582 | ▼ 5.7% |
| Non-recurring operating charges66A | - | €500 | - |
| Gross operating margin9900 | €7k | €21k | ▲ 201% |
| Operating profit (loss)9901 | €1k | €13k | ▲ 1,065% |
| Financial income75/76B | €994 | €1 | ▼ 99.9% |
| Recurring financial income75 | €994 | €1 | ▼ 99.9% |
| Financial charges65/66B | €383 | €840 | ▲ 120% |
| Recurring financial charges65 | €383 | €840 | ▲ 120% |
| Profit (loss) for the period before taxes9903 | €2k | €12k | ▲ 609% |
| Income taxes67/77 | €2k | €3k | ▲ 107% |
| Profit (loss) for the period9904 | €113 | €9k | ▲ 7,899% |
| Profit (loss) for the period to be appropriated9905 | €113 | €9k | ▲ 7,899% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €54k | €62k | ▲ 13.7% |
| Fixed assets21/28 | €9k | €11k | ▲ 27.7% |
| Tangible fixed assets22/27 | €7k | €9k | ▲ 36.9% |
| Plant, machinery and equipment23 | €971 | €573 | ▼ 40.9% |
| Furniture and vehicles24 | €6k | €8k | ▲ 50.5% |
| Financial fixed assets28 | €2k | €2k | = |
| Current assets29/58 | €46k | €51k | ▲ 11.0% |
| Stocks and contracts in progress3 | €1k | €6k | ▲ 330% |
| Stocks30/36 | €1k | €6k | ▲ 330% |
| Amounts receivable within one year40/41 | €11k | €38k | ▲ 259% |
| Trade receivables40 | €11k | €38k | ▲ 259% |
| Cash at bank and in hand54/58 | €28k | - | - |
| Deferred charges and accrued income490/1 | €6k | €6k | ▲ 3.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €54k | €62k | ▲ 13.7% |
| Equity10/15 | €10k | €19k | ▲ 89.1% |
| Contributions10/11 | €10k | €10k | = |
| Reserves13 | €113 | €9k | ▲ 7,999% |
| Distributable reserves133 | €113 | €9k | ▲ 7,999% |
| Amounts payable17/49 | €44k | €43k | ▼ 3.6% |
| Amounts payable after more than one year17 | - | €4k | - |
| Financial debts170/4 | - | €4k | - |
| Amounts payable within one year42/48 | €44k | €39k | ▼ 11.8% |
| Current portion of amounts payable after more than one year42 | - | €3k | - |
| Financial debts43 | - | €724 | - |
| Credit institutions430/8 | - | €724 | - |
| Trade debts44 | €11k | €12k | ▲ 14.9% |
| Suppliers440/4 | €11k | €12k | ▲ 14.9% |
| Advances received on contracts in progress46 | €13k | - | - |
| Taxes, remuneration and social security45 | €3k | €9k | ▲ 247% |
| Taxes450/3 | €3k | €9k | ▲ 247% |
| Other amounts payable47/48 | €18k | €14k | ▼ 24.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €113 | €9k | ▲ 7,899% |
| + Depreciation and write-downs630 | €5k | €7k | ▲ 27.3% |
| Operating cash flow (approximation) | €5k | €16k | ▲ 195% |
| Investment in fixed assets (approximation) | - | €-9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2023
Ground area
4.6 ha
Building footprint
1,362 m²
Volume, LiDAR
18,803 m³
2 parcels, Flanders, Wallonia · tallest building 22.3 m, ±5 floors. Linked by address, not a title deed.
44
companies at this address
See who is registered here
1 establishment unit
Sio2 Solutions
since 20232.348.079.394
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062H0036/00L013 | Flanders | 4.6 ha | 1 · 1,320 m² | 22.3 m · 5 fl. |
| 62036B0073/00Z002indicative | Wallonia | 453 m² | 1 · 42 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 6,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-08-2023
Fiscal year end31-12
Abbreviation NL
SIO2
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.