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SJU

Active
Private limited companyfounded 20251 yr activeTurfstraat(Sch) 2, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 1025.684.631
Summary

SJU has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,176 and a net result of €7,176. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
€19,193total assets 2025
Equity
€10,176
Profit
€7,176
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 35 d early0 of 1 deed read
Why 83- Founded in 2025+ Sector Legal and accounting activities (NACE 69)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Place in the band from the probability alone: no sector peers known
Financial strength
Strong
Solvency 78
equity 53.0% of total assets
Liquidity 64
short-term debt 47.0% · cash 30.0%
Profitability 100
return on assets 37.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (2,590 companies)
Last 24 months 08-2026: 0.3%lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%▲ +2.3% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Founded in 2025 raises the probability for this profile
  • No annual accounts with figures lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.76; short-term debt: 47% and cash: 30% of total assets), and 47% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · No annual accounts with figures
In the bankruptcy model this factor lowers the probability.
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
35 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Founded 14 months agofounded 18-07-2025 14 mo View
  • Total assets 2025first fiscal year filed €19,193 View

By topic

Financials

Fiscal year
2025
Total assets
€19,193
Profit
€7,176
Solvency
53.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
18-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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