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Sint Gummarus

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1986active for 40 yearsFelix Timmermansplein 7, 2500 Lier, BelgiumKBO/BCE: BE 0428.722.875
Summary

The computed 12-month bankruptcy probability of Sint Gummarus is 1.6% (moderate). The annual accounts of Sint Gummarus for financial year 2024 show a net loss of 100% of total assets. The 2024 annual accounts show equity of €1,593 and a net result of -€1,592. Equity is shrinking by about 29% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2025. The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€1,593total assets 2024
Equity
€1,593
Loss
-€1,592
Turnover not published (micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts not filed, 90 days past the deadline3 deeds in the Belgian Official Gazette
Why 55raises risk1 financial year not filed after the legal deadline; last filed accounts filed 278 days late; 1 of the last 3 latelowers riskFounded in 1986Size: total assets €1,593Equity €1,593 (100.0% of total assets)Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 100=
cash 99.7%
Profitability 0=
return on assets -99.9%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.3 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.3 percentage points vs 11-2025 01-2026: 1.9%▲ +0.9 percentage points vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 1.9%▼ -0.1 percentage points vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 0.9%▼ -1.0 percentage point vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +0.3 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 4% on profitability and 9% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 278 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €1,593
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €1,593 (100.0% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline29-10-2026 today
raises risk · 2024 accounts filed 278 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-05-2026, 278 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
278 days late
2023
2 days early
2022
11 days early
2021
2 days early
2020
17 days early
2019
97 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 57 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Risk: 7 loss-making years in a rowloss financial year 2024 -€1,592 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
  • Active since 1986founded 18-02-1986 40 years View

By topic

Financials

Financial year
2024
Total assets
€1,593
Loss
-€1,592
Solvency
100.0%
Total assets▼ 50.0%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1988
  1. 29-07-2022Annual accounts filed
  2. 14-07-2021Annual accounts filed
  3. 05-11-2020Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Founded
18-02-1986
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about Sint Gummarus

What is the company number of Sint Gummarus?
0428.722.875. In Belgium the VAT number is the company number with BE in front: BE 0428.722.875.
Where is Sint Gummarus based?
The registered office is at Felix Timmermansplein 7, 2500 Lier.Company details
What is the legal form of Sint Gummarus?
Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was Sint Gummarus founded?
On 18-02-1986.
Is Sint Gummarus still active?
Yes, Sint Gummarus is an active enterprise in the KBO register.
What is the turnover of Sint Gummarus?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Sint Gummarus profitable?
In financial year 2024, Sint Gummarus made a loss of €1,592.
Where can I find the annual accounts of Sint Gummarus?
Sint Gummarus filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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