SINT BARBARA
ActiveSINT BARBARA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €17k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.87 against 3.59 in 2024), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
10.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
59 d early
2023
41 d early
2022
68 d early
2021
52 d early
2020
32 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 14.2%
2024 · €120k
2018: €65k
2019: €56k
2020: €69k
2021: €85k
2022: €90k
2023: €94k
2024: €120k
2018 → 2025
Total assets
€162k▲ 8.8%
2024 · €149k
2018: €99k
2019: €85k
2020: €96k
2021: €106k
2022: €104k
2023: €106k
2024: €149k
2018 → 2025
Net result
€17k▼ 33.7%
2024 · €26k
2018: €-4k
2019: €-9k
2020: €12k
2021: €16k
2022: €5k
2023: €4k
2024: €26k
2018 → 2025
Working capital
€71k▲ 58.9%
2024 · €45k
2018: €8k
2019: €6k
2020: €25k
2021: €44k
2022: €30k
2023: €44k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€90k▲ 5.7%€94k▲ 4.6%€120k▲ 27.3%€137k▲ 14.2%
Operating result€17k-€5k▼ 68.1%€5k▼ 9.3%€27k▲ 463%€20k▼ 26.9%
Net result€16k-€5k▼ 70.0%€4k▼ 13.7%€26k▲ 516%€17k▼ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€72k▼ 16.8%
Current assets
€90k▲ 44.3%
Equity and liabilities €162k
Equity
€137k▲ 14.2%
Debt
€25k▼ 13.6%
The debt ratio falls from 19.6% to 15.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2024 · €40k
Cash flow
€32k▼
2024 · €39k
Solvency
84.5%▲
2024 · 80.4%
Current ratio
4.87▲
2024 · 3.59
Quick ratio
4.73▲
2024 · 3.38
Debt / equity
0.18▼
2024 · 0.24
ROE
12.4%▼
2024 · 21.5%
ROA
10.5%▼
2024 · 17.3%
Interest coverage
29.55▼
2024 · 37.31
Debt
€25k▼
2024 · €29k
Debt ≤ 1 year
€18k▲
2024 · €17k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€2k▲
2024 · €199
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€162k▲
Fixed assets21/28€87k€72k▼
Tangible fixed assets22/27€86k€72k▼
Land and buildings22€19k€19k=
Plant, machinery and equipment23€25k€21k▼
Furniture and vehicles24€43k€32k▼
Financial fixed assets28€25€25=
Current assets29/58€62k€90k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€24-
Other amounts receivable41€24-
Cash at bank and in hand54/58€55k€87k▲
Deferred charges and accrued income490/1€4k€574▼
Equity and liabilities
Total equity and liabilities10/49€149k€162k▲
Equity10/15€120k€137k▲
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€35k€38k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€33k€36k▲
Profit (loss) carried forward14€-15k-
Amounts payable17/49€29k€25k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€17k€18k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€291€2k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€19k€2k▼
Remuneration, social security and pensions62€175-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€44k€38k▼
Operating profit (loss)9901€27k€20k▼
Financial income75/76B€0€84▲
Recurring financial income75€0€84▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B€179-
Profit (loss) for the period before taxes9903€26k€19k▼
Income taxes67/77€199€2k▲
Profit (loss) for the period9904€26k€17k▼
Profit (loss) for the period to be appropriated9905€26k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€2k▲
Profit (loss) brought forward from the previous period14P€-40k€-15k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €26k ▲516%
Operating result €27k, net result €26k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲27.3%
5 profitable years in a row build equity to €120k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Barbarastraat(KMT) 1553300 TienenGround area
1,415 m²
Building footprint
729 m²
Volume, LiDAR
2,690 m³
Parcel 24057C0291/00F002, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SINT-BARBARA NV
since 19902.049.151.328
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057C0291/00F002 | Flanders | 1,415 m² | 1 · 728 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTienen2.049.151.328
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Of 4,200 companies in sector 10712 we hold annual accounts for 1,851. 1,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-06-1990
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
15812
47221Retail sale of meat and meat products, excluding game and poultry
52220
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.