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SINT BARBARA

Active
Public limited companyfounded 1990active for 36 yearsSint-Barbarastraat(KMT) 155, 3300 Tienen, BelgiumKBO/BCE: BE 0440.845.796

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SINT BARBARA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,780 and a net result of €17,028. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 93% of 1,899 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 15-06-1990 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 1 other
Establishment unit
2.049.151.328 3300 Tienen, since 05-07-1990
Financial year end
31 December
Peppol
Reachable since 10-10-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€37,914
▼ 14.3%
Turnover
≈ €150,000
estimated
Profit
€17,028
▼ 33.7%
Equity
€136,780
▲ 14.2%
Total assets
€161,925
▲ 8.8%
Filed on 09-06-2026, 52 days before the deadlinePDF
Score breakdownraises riskSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 4.87, cash €86,830Equity €136,780 (84.5% of total assets)Founded in 1990Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 84.5% of total assets
Liquidity 99+4
short-term debt 11.4% · cash 53.6%
Profitability 82-8
return on assets 10.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.87 (3.59 in 2024), above the usual 1.5. Short-term debt is 11.4% and cash 53.6% of total assets. 15.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 93% of them on solvency, 97% on liquidity, 70% on profitability and 62% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.87, cash €86,830
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Equity €136,780 (84.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
59 days early
2023
41 days early
2022
68 days early
2021
52 days early
2020
32 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in food productssector median 30.9% · 1,899 companies 84.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €17,028 6 years View

Comparable companies

These companies have the same main activity as SINT BARBARA: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €117,000 and €205,000, founded between 1989 and 1997.

CompanyTotal assetsGross margin
SINT BARBARA Tienen€161,925€37,914
BAKKERIJ GOZIN Aalter€158,543€29,393
PUUR BAKKERIJ Temse€153,798€44,429
PANERIA Koekelare€135,119€48,130
HUYGHE REINOUD Comines-Warneton€204,974€47,491
JEAN - PHILIPPE PIROT Dinant€117,366€41,491
FIRAT Seraing€132,810€44,948
Full comparison

Documents

Annual accounts at the NBB

All 36 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SINT BARBARA

What is the company number of SINT BARBARA?
The company number of SINT BARBARA is 0440.845.796. The VAT number is the same number with BE in front: BE 0440.845.796.
Where is SINT BARBARA based?
The registered office is at Sint-Barbarastraat(KMT) 155, 3300 Tienen.Company details
What does SINT BARBARA do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of SINT BARBARA?
The legal form of SINT BARBARA is Public limited company (NV).
When was SINT BARBARA founded?
SINT BARBARA was founded on 15-06-1990.
Is SINT BARBARA still active?
Yes, SINT BARBARA is an active enterprise in the KBO register.
What is the turnover of SINT BARBARA?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €37,914 and 2,949 comparable companies of the same size. It probably lies between €92,000 and €270,000. It is a rough estimate.Financials
Is SINT BARBARA profitable?
In financial year 2025, SINT BARBARA made a profit of €17,028.
Where can I find the annual accounts of SINT BARBARA?
SINT BARBARA filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SINT BARBARA due?
SINT BARBARA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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