PANERIA
ActiveFrom the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
PANERIA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,294 and a net result of -€7,321. Equity has been growing by about 2.7% per year since 2018. Its solvency ranks better than 80% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 17-12-1990 Normal situation
- Activity
- Limited-service restaurants, excluding mobile food services NACE 56112and 1 other
- Establishment unit
- 2.052.640.556 8680 Koekelare, since 21-01-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €48,130
- ▼ 1.3%
- Turnover
- ≈ €280,000
- estimated
- Loss
- €7,321
- ▼ 49.4%
- Equity
- €87,294
- ▼ 7.7%
- Total assets
- €135,119
- ▼ 14.1%
- Staff
- 1.5 FTE
- =
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Loss of €7,321, the second in a row (financial year 2025)lowers riskFounded in 1990Liquidity: current ratio 0.71, cash €16,394Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 80% of them on solvency, 58% on liquidity, 42% on profitability and 33% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: 3 loss-making years in a rowloss in financial year 2025 -€7,321 View
Comparable companies
These companies have the same main activity as PANERIA: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €125,000 and €155,000, founded between 1987 and 1997.
| Company | Total assets | Gross margin |
|---|---|---|
| PANERIA Koekelare | €135,119 | €48,130 |
| MANNICK Kasterlee | €128,217 | €47,456 |
| LONDON FOOD Elsene | €125,321 | €43,329 |
| SEMAX Overijse | €127,526 | €54,088 |
| DEN TJOUTER Hamme (Vl.) | €128,502 | €54,133 |
| PICOBELLO Laakdal | €154,919 | €47,785 |
| HUMPTY - DUMPTY Jabbeke | €150,440 | €46,091 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 29-06-2026
- Annual accounts 2024filed on 23-06-2025
- Annual accounts 2023filed on 06-08-2024
- Annual accounts 2022filed on 29-06-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about PANERIA
- What is the company number of PANERIA?
- The company number of PANERIA is 0442.717.502. The VAT number is the same number with BE in front: BE 0442.717.502.
- Where is PANERIA based?
- The registered office is at Sint Maartensplein 9, 8680 Koekelare.Company details
- What does PANERIA do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of PANERIA?
- The legal form of PANERIA is Private limited company (pre-2019) (BVBA).
- When was PANERIA founded?
- PANERIA was founded on 17-12-1990.
- Is PANERIA still active?
- Yes, PANERIA is an active enterprise in the KBO register.
- How many employees does PANERIA have?
- PANERIA had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PANERIA?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €48,130 and 64 comparable companies (NACE 56112). It probably lies between €200,000 and €350,000.
- Is PANERIA profitable?
- In financial year 2025, PANERIA made a loss of €7,321.
- Where can I find the annual accounts of PANERIA?
- PANERIA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of PANERIA due?
- PANERIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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