Losses
-€11,745 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Singular IT
Lifetime
8 annual accounts with figures on one time axispeak €16,595 (2023)
€4,947▼ 47.3%
lowest -€9,260 (2025)
-€9,260▼ €6,775
peak €15,230 (2023)
€3,485▼ 72.7%
€59,940▼ 14.1%
Board1 name since 2021
1 directorDe Bruyn Jarno
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Gross margin from €9,390 to €4,947Loss of €9,260Equity from €12,745 to €3,485Cash from €36 to €2,197
Key points
from the 2025 annual accountsChecked score
49
Fair
Financially stronger than 17% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,130 companies (NACE 95, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 12.9%
01-2025: 5.4%▼ -7.5 percentage points vs 12-2024
02-2025: 5.4%● unchanged vs 01-2025
03-2025: 5.5%▲ +0.1 percentage points vs 02-2025
04-2025: 5.9%▲ +0.4 percentage points vs 03-2025
05-2025: 6.0%▲ +0.1 percentage points vs 04-2025
06-2025: 5.8%▼ -0.2 percentage points vs 05-2025
07-2025: 5.8%● unchanged vs 06-2025
08-2025: 7.2%▲ +1.4 percentage points vs 07-2025
09-2025: 8.0%▲ +0.8 percentage points vs 08-2025
10-2025: 11.7%▲ +3.7 percentage points vs 09-2025
11-2025: 11.9%▲ +0.2 percentage points vs 10-2025
12-2025: 13.0%▲ +1.1 percentage points vs 11-2025highest value
01-2026: 8.0%▼ -5.0 percentage points vs 12-2025
02-2026: 7.7%▼ -0.3 percentage points vs 01-2026
03-2026: 7.7%● unchanged vs 02-2026
04-2026: 5.7%▼ -2.0 percentage points vs 03-2026
05-2026: 5.6%▼ -0.1 percentage points vs 04-2026
06-2026: 5.3%▼ -0.3 percentage points vs 05-2026
07-2026: 5.0%▼ -0.3 percentage points vs 06-2026
08-2026: 5.3%▲ +0.3 percentage points vs 07-2026
09-2026: 2.9%▼ -2.4 percentage points vs 08-2026
10-2026: 2.7%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 2.7%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 19 days late; 2 of the last 3 accounts late
Loss of €9,260, the second in a row (financial year 2025)
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Size: total assets €63,425
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 20% of them on solvency, 24% on liquidity, 16% on profitability and 7% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 646 companies had the same profile as Singular IT has now. Each dot stands for 2 companies, two years later.
85.9%
were still trading
5.7%
stopped another way
7.3%
went bankrupt
Another 1.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Singular IT itself: 2.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 646 companies, not a prediction for Singular IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.12 (0.4 in 2024), below 1. Short-term debt is 45.6% and cash 3.5% of total assets. 94.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,260
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3315 sector peers (2025).
NBB · sector comparisonPosition among 3315 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
19 days late
2024
131 days late
2023
153 days late
2022
60 days late
2021
129 days late
2020
122 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 92 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 December (4 of the last 5 accounts filed within 69 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0699575084
Appointment: De Bruyn Jarno (director)
Legal-form conversion: to private limited company · General meeting of 29-02-2024 · Gazette deed
Incorporation
published on 05-07-2018 · Gazette deed
First establishment
Dendermondestraat 53, Schelle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Singular IT Schelle | €63,425 | €4,947 | 5.5% | - |
| HJLAA COMPANY Woluwe-Saint-Lambert | €57,089 | €3,400 | 52.1% | - |
| SimFort Herent | €66,214 | €2,481 | -24.0% | - |
| PHONEXPRESS Jodoigne | €32,103 | €4,631 | 27.3% | - |
| BELGATELECOM Genk | €97,998 | €12,857 | 17.2% | - |
| ZAKI & ACTIVATION Brussels | €29,956 | €8,768 | -135.1% | - |
| GRP COMPUTER Binche | €85,338 | €4,714 | -2.7% | - |
These companies have the same main activity as Singular IT: repair and maintenance of computers and communication equipment (NACE 95100). They are comparable in size and age: total assets between €30,000 and €98,000, founded between 2013 and 2020.
Official details
Source: KBO- Status
- Active since 03-07-2018Normal situation
- Activity
- Repair and maintenance of computers and communication equipmentNACE 95100
- Establishment unit
- 2.277.291.8632627 Schelle, since 03-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Insights on Singular IT
Singular IT files the micro format. That format states no turnover. The gross margin fell from €10,968 in 2018 to €4,947 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Singular IT
- What is the company number of Singular IT?
- The company number of Singular IT is 0699.575.084. The VAT number is the same number with BE in front: BE 0699.575.084.
- Where is Singular IT based?
- The registered office is at Dendermondestraat 53, 2627 Schelle.Company details
- What does Singular IT do?
- According to the KBO register, the main activity is repair and maintenance of computers and communication equipment (NACE 95100).
- What is the legal form of Singular IT?
- Singular IT is a private limited company (BV).
- When was Singular IT founded?
- Singular IT was founded on 03-07-2018.
- Is Singular IT still active?
- Yes, Singular IT is an active enterprise in the KBO register.
- What is the turnover of Singular IT?
- The turnover in financial year 2025 is ≈ €38,000. This figure is estimated from the gross margin of €4,947 and 119 comparable companies (NACE 95). It probably lies between €16,000 and €79,000. It is a rough estimate.Financials
- Is Singular IT profitable?
- In financial year 2025, Singular IT made a loss of €9,260.
- Where can I find the annual accounts of Singular IT?
- Singular IT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Singular IT due?
- Singular IT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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