Singular IT
ActiveThe annual accounts of Singular IT for fiscal year 2025 show a net loss of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €3k and a net result of €-9k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 2538 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-42
Solvency30▼-10
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.12 against 0.4 in 2024; short-term debt: 45.6% and cash: 3.5% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
-14.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2538 sector peers (2025).
NBB · sector comparisonPosition among 2538 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
19 d late
2024
131 d late
2023
153 d late
2022
60 d late
2021
129 d late
2020
122 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 72.7%
2024 · €13k
2018: €10k
2019: €14k
2020: €12k
2021: €6k
2022: €6k
2023: €15k
2024: €13k
2018 → 2025
Total assets
€63k▼ 23.1%
2024 · €83k
2018: €91k
2019: €74k
2020: €60k
2021: €49k
2022: €47k
2023: €49k
2024: €83k
2018 → 2025
Net result
€-9k▼ 273%
2024 · €-2k
2018: €3k
2019: €4k
2020: €-2k
2021: €-6k
2022: €-495
2023: €10k
2024: €-2k
2018 → 2025
Working capital
€-25k▼ 39.0%
2024 · €-18k
2018: €-4k
2019: €-2k
2020: €-6k
2021: €-12k
2022: €-5k
2023: €6k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▼ 8.0%€15k▲ 168%€13k▼ 16.3%€3k▼ 72.7%
Operating result€-4k-€2k€13k▲ 564%€-861€-7k▼ 687%
Net result€-6k-€-495▲ 91.1%€10k€-2k€-9k▼ 273%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €861 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€60k▼ 15.0%
Current assets
€4k▼ 70.6%
Equity and liabilities €63k
Equity
€3k▼ 72.7%
Debt
€60k▼ 14.1%
The debt ratio rises from 84.6% to 94.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €8k
Cash flow
€1k▼
2024 · €6k
Solvency
5.5%▼
2024 · 15.4%
Current ratio
0.12▼
2024 · 0.40
Quick ratio
0.12▼
2024 · 0.40
Debt / equity
17.20▲
2024 · 5.47
ROE
-265.7%▼
2024 · -19.5%
ROA
-14.6%▼
2024 · -3.0%
Interest coverage
1.70▼
2024 · 5.08
Debt
€60k▼
2024 · €70k
Debt ≤ 1 year
€29k▼
2024 · €30k
Debt > 1 year
€31k▼
2024 · €39k
Income taxes
€259▲
2024 · €101
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€63k▼
Fixed assets21/28€70k€60k▼
Tangible fixed assets22/27€70k€60k▼
Land and buildings22€29k€28k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€40k€30k▼
Current assets29/58€12k€4k▼
Amounts receivable within one year40/41€12k€1k▼
Trade receivables40€12k€1k▼
Other amounts receivable41€279€79▼
Cash at bank and in hand54/58€36€2k▲
Equity and liabilities
Total equity and liabilities10/49€83k€63k▼
Equity10/15€13k€3k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-1k€-10k▼
Amounts payable17/49€70k€60k▼
Amounts payable after more than one year17€39k€31k▼
Financial debts170/4€39k€31k▼
Amounts payable within one year42/48€30k€29k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€15k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€9k€5k▼
Operating profit (loss)9901€-861€-7k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-2k€-9k▼
Income taxes67/77€101€259▲
Profit (loss) for the period9904€-2k€-9k▼
Profit (loss) for the period to be appropriated9905€-2k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-10k▼
Profit (loss) brought forward from the previous period14P€1k€-1k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.64
Current ratio from 0.62 to 1.64; short-term debt falls from €13k to €9k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 129 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondestraat 532627 SchelleGround area
915 m²
Building footprint
488 m²
Volume, LiDAR
15 m³
Parcel 11038A0088/00F002, Flanders · tallest building 1.6 m. Linked by address, not a title deed.
1 establishment unit
Singular IT
since 20182.277.291.863
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0088/00F002 | Flanders | 914 m² | 1 · 488 m² | 1.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOODRENTAL
BE 0553.941.660
Heist-op-den-Berg · Eq €3k
iDoctor
BE 0422.274.355
Ottignies-Louvain-la-Neuve · Eq €3k
Smarti Group SRL
BE 1019.893.830
Arlon · Eq €4k
INFORMATIQUE AZ
BE 1029.500.194
Montigny-le-Tilleul · Eq €3k
MISTER'S SCREEN
BE 1006.027.382
Sint-Gillis (bij-Brussel) · Eq €3k
Of 863 companies in sector 95100 we hold annual accounts for 265. 83 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end31-12
Activities, NACEBEL
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.