JAZRI SAM
ActiveSummary
The computed 12-month bankruptcy probability of JAZRI SAM is 2.1% (moderate). The 2024 annual accounts show equity of €41k and a net result of €17k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 18936 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+42
Solvency100=
Growth53▲+4
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 9.75 against 26.69 in 2023; short-term debt: 10% and cash: 62.1% of total assets), and 10% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €41k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
271 d late
2022
82 d late
2021
29 d late
2020
28 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€65k▲ 23.5%
2023 · €53k
2018: €55k
2019: €51k▼ -6.3% vs 2018
2020: €29k▼ -43.5% vs 2019lowest in 7 years
2021: €34k▲ +17.8% vs 2020
2022: €53k▲ +54.9% vs 2021
2023: €53k▼ -0.3% vs 2022
2024: €65k▲ +23.5% vs 2023highest in 7 years
2018 → 2024
EBIT margin
32.3%▲ 24.8pp
2023 · 7.4%
2018: -4.4%
2019: -7.0%▼ -57.4% vs 2018
2020: -20.6%▼ -194% vs 2019lowest in 7 years
2021: -9.6%▲ +53.2% vs 2020
2022: -10.1%▼ -5.0% vs 2021
2023: 7.4%▲ +174% vs 2022
2024: 32.3%▲ +333% vs 2023highest in 7 years
2018 → 2024
Net result
€17k▲ 530%
2023 · €3k
2018: €-5k
2019: €-4k▲ +22.2% vs 2018
2020: €-7k▼ -59.0% vs 2019lowest in 7 years
2021: €-4k▲ +39.1% vs 2020
2022: €-6k▼ -59.2% vs 2021
2023: €3k▲ +142% vs 2022
2024: €17k▲ +530% vs 2023highest in 7 years
2018 → 2024
Working capital
€40k▲ 76.7%
2023 · €23k
2018: €41khighest in 7 years
2019: €38k▼ -8.5% vs 2018
2020: €32k▼ -16.5% vs 2019
2021: €28k▼ -12.6% vs 2020
2022: €20k▼ -28.8% vs 2021lowest in 7 years
2023: €23k▲ +14.8% vs 2022
2024: €40k▲ +76.7% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€29k-€34k▲ 17.8%€53k▲ 54.9%€53k▼ 0.3%€65k▲ 23.5%
2020: €29klowest in 5 years
2021: €34k▲ +17.8% vs 2020
2022: €53k▲ +54.9% vs 2021
2023: €53k▼ -0.3% vs 2022
2024: €65k▲ +23.5% vs 2023highest in 5 years
Equity€32k-€28k▼ 12.8%€21k▼ 23.4%€24k▲ 12.8%€41k▲ 71.7%
2020: €32k
2021: €28k▼ -12.8% vs 2020
2022: €21k▼ -23.4% vs 2021lowest in 5 years
2023: €24k▲ +12.8% vs 2022
2024: €41k▲ +71.7% vs 2023highest in 5 years
Operating result€-6k-€-3k▲ 44.9%€-5k▼ 62.6%€4k€21k▲ 435%
2020: €-6klowest in 5 years
2021: €-3k▲ +44.9% vs 2020
2022: €-5k▼ -62.6% vs 2021
2023: €4k▲ +173% vs 2022
2024: €21k▲ +435% vs 2023highest in 5 years
Net result€-7k-€-4k▲ 39.1%€-6k▼ 59.2%€3k€17k▲ 530%
2020: €-7klowest in 5 years
2021: €-4k▲ +39.1% vs 2020
2022: €-6k▼ -59.2% vs 2021
2023: €3k▲ +142% vs 2022
2024: €17k▲ +530% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 435% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€1k ▼ 13.8%
Current assets
€44k ▲ 89.5%
Equity and liabilities €46k
Equity
€41k ▲ 71.7%
Debt
€5k ▲ 419%
Debt's share of the balance-sheet total rises from 3.5% to 10.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2023 · €4k
Cash flow
€17k▲
2023 · €3k
Current ratio
9.75▼
2023 · 26.69
Debt to equity
0.11▲
2023 · 0.04
ROE
41.8%▲
2023 · 11.4%
ROA
37.6%▲
2023 · 11.0%
Interest coverage
23.87▲
2023 · 3.39
Debt ≤ 1 year
€5k▲
2023 · €878
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€25k€46k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Plant, machinery and equipment23€1k€1k▼
Financial fixed assets28€25€25=
Current assets29/58€23k€44k▲
Stocks and contracts in progress3€372-
Stocks30/36€372-
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€553-
Other amounts receivable41€19k€16k▼
Cash at bank and in hand54/58€4k€28k▲
Deferred charges and accrued income490/1-€315
Equity and liabilities
Total equity and liabilities10/49€25k€46k▲
Equity10/15€24k€41k▲
Contributions10/11€6k€8k▲
Outside capital11€6k-
Other1109/19€6k-
Reserves13€34k€32k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-16k€1k▲
Amounts payable17/49€878€5k▲
Amounts payable within one year42/48€878€5k▲
Trade debts44€874€3k▲
Suppliers440/4€874€3k▲
Taxes, remuneration and social security45€4€1k▲
Taxes450/3€4€1k▲
Income statement
Code20232024
Turnover70€53k€65k▲
Goods, raw materials, services and sundry goods60/61€49k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183€183=
Other operating charges640/8€728€741▲
Non-recurring operating charges66A€180-
Gross operating margin9900€5k€22k▲
Operating profit (loss)9901€4k€21k▲
Financial income75/76B€0€171▲
Recurring financial income75€0€171▲
Financial charges65/66B€1k€889▼
Recurring financial charges65€1k€889▼
Profit (loss) for the period before taxes9903€3k€20k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€3k€17k▲
Profit (loss) for the period to be appropriated9905€3k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€1k▲
Profit (loss) brought forward from the previous period14P€-19k€-16k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €29k | €34k | €53k | €53k | €65k | ▲ 23.5% |
| Non-recurring operating income76A | - | €1k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €50k | €57k | €49k | €43k | ▼ 11.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €436 | €84 | €183 | €183 | €183 | = |
| Other operating charges640/8 | - | €348 | €946 | €728 | €741 | ▲ 1.8% |
| Non-recurring operating charges66A | - | - | - | €180 | - | - |
| Gross operating margin9900 | €-4k | €-3k | €-4k | €5k | €22k | ▲ 337% |
| Operating profit (loss)9901 | €-6k | €-3k | €-5k | €4k | €21k | ▲ 435% |
| Financial income75/76B | - | - | €24 | €0 | €171 | ▲ 1,710,200% |
| Recurring financial income75 | €0 | - | €24 | €0 | €171 | ▲ 1,710,200% |
| Financial charges65/66B | - | €764 | €1k | €1k | €889 | ▼ 26.7% |
| Recurring financial charges65 | €640 | €764 | €1k | €1k | €889 | ▼ 26.7% |
| Profit (loss) for the period before taxes9903 | €-7k | €-4k | €-6k | €3k | €20k | ▲ 647% |
| Income taxes67/77 | - | - | - | - | €3k | - |
| Profit (loss) for the period9904 | €-7k | €-4k | €-6k | €3k | €17k | ▲ 530% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-4k | €-6k | €3k | €17k | ▲ 530% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33k | €28k | €21k | €25k | €46k | ▲ 84.0% |
| Fixed assets21/28 | €109 | €25 | €2k | €1k | €1k | ▼ 13.8% |
| Tangible fixed assets22/27 | €84 | - | €1k | €1k | €1k | ▼ 14.1% |
| Plant, machinery and equipment23 | - | - | €1k | €1k | €1k | ▼ 14.1% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €33k | €28k | €20k | €23k | €44k | ▲ 89.5% |
| Stocks and contracts in progress3 | - | - | - | €372 | - | - |
| Stocks30/36 | - | - | - | €372 | - | - |
| Amounts receivable within one year40/41 | €33k | €25k | €16k | €19k | €16k | ▼ 17.6% |
| Trade receivables40 | - | €308 | - | €553 | - | - |
| Other amounts receivable41 | - | €25k | €16k | €19k | €16k | ▼ 15.1% |
| Cash at bank and in hand54/58 | €258 | €3k | €4k | €4k | €28k | ▲ 624% |
| Deferred charges and accrued income490/1 | - | - | - | - | €315 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33k | €28k | €21k | €25k | €46k | ▲ 84.0% |
| Equity10/15 | €32k | €28k | €21k | €24k | €41k | ▲ 71.7% |
| Contributions10/11 | - | €6k | €6k | €6k | €8k | ▲ 30.0% |
| Outside capital11 | - | €6k | €6k | €6k | - | - |
| Other1109/19 | - | €6k | €6k | €6k | - | - |
| Reserves13 | €34k | €34k | €34k | €34k | €32k | ▼ 5.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | €32k | €32k | €32k | €32k | = |
| Profit (loss) carried forward14 | €-8k | €-12k | €-19k | €-16k | €1k | ▲ 108% |
| Amounts payable17/49 | €1k | €276 | €308 | €878 | €5k | ▲ 419% |
| Amounts payable within one year42/48 | €1k | €276 | €308 | €878 | €5k | ▲ 419% |
| Trade debts44 | €1k | - | €308 | €874 | €3k | ▲ 266% |
| Suppliers440/4 | - | - | €308 | €874 | €3k | ▲ 266% |
| Taxes, remuneration and social security45 | - | €276 | - | €4 | €1k | ▲ 36,049% |
| Taxes450/3 | - | €276 | - | €4 | €1k | ▲ 36,049% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-4k | €-6k | €3k | €17k | ▲ 530% |
| + Depreciation and write-downs630 | €436 | €84 | €183 | €183 | €183 | = |
| Operating cash flow (approximation) | €-6k | €-4k | €-6k | €3k | €17k | ▲ 496% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €0 | €0 | - |
| Change in cash | - | €3k | €643 | €329 | €24k | ▲ 7,317% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 271 days late
2024
31-12
Financial
Highest result since 2018net €17k ▲530%
Operating result €21k, net result €17k, both a record.
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 5 loss-making years.
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 82 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 101.10
Current ratio from 26.99 to 101.10; short-term debt falls from €1k to €276.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1996
Ground area
78 m²
Building footprint
78 m²
Volume, LiDAR
1,485 m³
Parcel 21811M1857/00N002, Brussels · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
CROISSANT DE LUNE
since 19962.076.096.740
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1857/00N002 | Brussels | 78 m² | 1 · 78 m² | 22.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.076.096.740
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 8,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.