Simtacon
ActiveSimtacon has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332k and a net result of €65k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-10
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 40.65 in 2024; short-term debt: 27.8% and cash: 57.9% of total assets), and 27.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
14.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
71 d early
2023
on the day
2022
28 d early
2021
3 d late
2020
9 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€332k▼ 19.5%
2024 · €413k
2018: €136k
2019: €184k
2020: €233k
2021: €274k
2022: €333k
2023: €385k
2024: €413k
2018 → 2025
Total assets
€459k▲ 8.7%
2024 · €423k
2018: €149k
2019: €196k
2020: €241k
2021: €279k
2022: €347k
2023: €390k
2024: €423k
2018 → 2025
Net result
€65k▲ 37.9%
2024 · €47k
2018: €20k
2019: €48k
2020: €48k
2021: €41k
2022: €59k
2023: €51k
2024: €47k
2018 → 2025
Working capital
€324k▼ 19.7%
2024 · €403k
2018: €135k
2019: €182k
2020: €222k
2021: €264k
2022: €325k
2023: €374k
2024: €403k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€274k-€333k▲ 21.6%€385k▲ 15.4%€413k▲ 7.2%€332k▼ 19.5%
Operating result€58k-€82k▲ 40.9%€71k▼ 13.6%€77k▲ 9.5%€79k▲ 1.9%
Net result€41k-€59k▲ 43.1%€51k▼ 13.1%€47k▼ 8.1%€65k▲ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €459k
Fixed assets
€8k▼ 12.5%
Current assets
€451k▲ 9.2%
Equity and liabilities €459k
Equity
€332k▼ 19.5%
Debt
€128k▲ 1,154%
The debt ratio rises from 2.4% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €81k
Cash flow
€68k▲
2024 · €51k
Solvency
72.2%▼
2024 · 97.6%
Current ratio
3.54▼
2024 · 40.65
Quick ratio
3.54▼
2024 · 40.65
Debt / equity
0.38▲
2024 · 0.02
ROE
19.7%▲
2024 · 11.5%
ROA
14.2%▲
2024 · 11.2%
Interest coverage
-9.63▼
2024 · 7.86
Debt
€128k▲
2024 · €10k
Debt ≤ 1 year
€128k▲
2024 · €10k
Income taxes
€24k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€423k€459k▲
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€414k€451k▲
Amounts receivable within one year40/41€24k€26k▲
Trade receivables40€18k€16k▼
Other amounts receivable41€6k€11k▲
Current investments50/53€149k€158k▲
Cash at bank and in hand54/58€239k€266k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€423k€459k▲
Equity10/15€413k€332k▼
Contributions10/11€6k€19k▲
Reserves13€406k€313k▼
Distributable reserves133€406k€313k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€10k€128k▲
Amounts payable within one year42/48€10k€128k▲
Financial debts43€2k€720▼
Credit institutions430/8€2k€720▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€6k€28k▲
Taxes450/3€6k€28k▲
Other amounts payable47/48€0€96k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€83k€84k▲
Operating profit (loss)9901€77k€79k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€10k€-8k▼
Recurring financial charges65€10k€-8k▼
Profit (loss) for the period before taxes9903€69k€89k▲
Income taxes67/77€21k€24k▲
Profit (loss) for the period9904€47k€65k▲
Profit (loss) for the period to be appropriated9905€47k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€65k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€20k€158k▲
Transfer to equity691/2€47k€65k▲
To other reserves6921€47k€65k▲
Profit to be distributed694/7€20k€158k▲
Return on contributions (dividend)694€20k€158k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €65k ▲37.9%
Net result €65k, the highest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 75.51
Current ratio from 25.44 to 75.51; short-term debt falls from €13k to €5k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €233k ▲26.3%
3 profitable years in a row build equity to €233k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €150kEq €184k ▲35.7%
2 profitable years in a row build equity to €184k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wandelweg 682980 ZoerselGround area
2,769 m²
Building footprint
264 m²
Volume, LiDAR
1,378 m³
Parcel 11017A0286/00C000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Simtacon
since 20142.233.960.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017A0286/00C000 | Flanders | 2,769 m² | 1 · 264 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FULLBOX
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MAIROBI
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Wuustwezel · Eq €332k
IMMOBILIERE BOPZ
BE 0433.724.711
Péruwelz · Eq €332k
ANTARES
BE 0443.782.621
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Also Space
BE 0787.733.139
Elsene · Eq €332k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.