De Berken
ActiveDe Berken has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €44k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency99▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.81 in 2024; short-term debt: 20.5% and cash: 9% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
70 d early
2023
12 d late
2022
28 d early
2021
27 d early
2020
61 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€399k▲ 12.3%
2024 · €355k
2018: €113k
2019: €141k
2020: €191k
2021: €224k
2022: €263k
2023: €286k
2024: €355k
2018 → 2025
Total assets
€540k▲ 8.9%
2024 · €495k
2018: €394k
2019: €389k
2020: €426k
2021: €415k
2022: €420k
2023: €435k
2024: €495k
2018 → 2025
Net result
€44k▼ 36.4%
2024 · €69k
2018: €11k
2019: €28k
2020: €50k
2021: €21k
2022: €39k
2023: €24k
2024: €69k
2018 → 2025
Working capital
€25k
2024 · €-19k
2018: €308k
2019: €316k
2020: €333k
2021: €246k
2022: €264k
2023: €202k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€263k▲ 17.3%€286k▲ 9.0%€355k▲ 24.0%€399k▲ 12.3%
Operating result€29k-€58k▲ 96.2%€17k▼ 70.7%€23k▲ 33.6%€67k▲ 199%
Net result€21k-€39k▲ 84.0%€24k▼ 38.8%€69k▲ 190%€44k▼ 36.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 199% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets
€404k▼ 2.6%
Current assets
€136k▲ 68.4%
Equity and liabilities €540k
Equity
€399k▲ 12.3%
Debt
€141k▲ 0.4%
The debt ratio falls from 28.3% to 26.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €50k
Cash flow
€58k▼
2024 · €96k
Solvency
73.9%▲
2024 · 71.7%
Current ratio
1.23▲
2024 · 0.81
Quick ratio
1.23▲
2024 · 0.81
Debt / equity
0.35▼
2024 · 0.40
ROE
11.0%▼
2024 · 19.3%
ROA
8.1%▼
2024 · 13.9%
Interest coverage
18.08▲
2024 · 9.54
Debt
€141k▲
2024 · €140k
Debt ≤ 1 year
€111k▲
2024 · €99k
Debt > 1 year
€26k▼
2024 · €38k
Income taxes
€27k▼
2024 · €39k
Staff costs
€2k=
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€540k▲
Fixed assets21/28€415k€404k▼
Tangible fixed assets22/27€53k€42k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€81€2k▲
Leasing and similar rights25€50k€37k▼
Financial fixed assets28€362k€362k=
Current assets29/58€81k€136k▲
Amounts receivable after more than one year29€53k€63k▲
Other amounts receivable291€53k€63k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€12k€17k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€2k€49k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€495k€540k▲
Equity10/15€355k€399k▲
Contributions10/11€19k€19k=
Reserves13€337k€380k▲
Distributable reserves133€337k€380k▲
Amounts payable17/49€140k€141k▲
Amounts payable after more than one year17€38k€26k▼
Financial debts170/4€38k€26k▼
Amounts payable within one year42/48€99k€111k▲
Current portion of amounts payable after more than one year42€62k€63k▲
Financial debts43€240€2k▲
Credit institutions430/8€240€2k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€17k€25k▲
Taxes450/3€15k€25k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€15k€16k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€2k€2k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€14k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€55k€86k▲
Operating profit (loss)9901€23k€67k▲
Financial income75/76B€90k€7k▼
Recurring financial income75€90k€7k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€107k€70k▼
Income taxes67/77€39k€27k▼
Profit (loss) for the period9904€69k€44k▼
Profit (loss) for the period to be appropriated9905€69k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€44k▼
Transfer to equity691/2€69k€44k▼
To other reserves6921€69k€44k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €69k ▲190%
Net result €69k, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €224k ▲17.5%
4 profitable years in a row build equity to €224k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €191k ▲35.7%
3 profitable years in a row build equity to €191k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkendreef (Heide) 102920 KalmthoutGround area
3,418 m²
Building footprint
118 m²
Volume, LiDAR
881 m³
Parcel 11662E0590/00Y036, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Berken
since 20142.232.754.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0590/00Y036 | Flanders | 3,418 m² | 1 · 118 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INNO TUNE
BE 0879.450.993
Gent · Eq €399k
M-Consulting Services
BE 0833.283.547
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NOVOCHAMIC
BE 0524.787.123
Elsene · Eq €399k
HDD MANAGEMENT
BE 0475.313.064
Berlare · Eq €399k
HARACORP INVEST
BE 0685.824.840
Elsene · Eq €399k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 36,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.