SIMPOOLS
ActiveSummary
The computed 12-month bankruptcy probability of SIMPOOLS is 2.2% (moderate). The 2025 annual accounts show equity of €35,655 and a net result of €915. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 35% of 28051 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+1
Solvency58=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.16 in 2024; short-term debt: 41.8% and cash: 43.6% of total assets), but 66.6% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
56 d early
2024
56 d early
2023
57 d early
2022
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€35,655▲ 2.6%
2024 · €34,739
Total assets
€106,616▲ 2.6%
2024 · €103,866
Net result
€915▲ 240%
2024 · €269
Working capital
€35,043▲ 272%
2024 · €9,419
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€40,960-€1,794▼ 95.6%€698▼ 61.1%€1,625▲ 133%
Net result€32,417-€854▼ 97.4%€269▼ 68.5%€915▲ 240%
Equity€33,617-€34,470▲ 2.5%€34,739▲ 0.8%€35,655▲ 2.6%
Total assets€74,287-€54,679▼ 26.4%€103,866▲ 90.0%€106,616▲ 2.6%
Debt€40,670-€20,209▼ 50.3%€69,126▲ 242%€70,961▲ 2.7%
Working capital€26,980-€28,587▲ 6.0%€9,419▼ 67.1%€35,043▲ 272%
Staff (FTE)0.50.2▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 133% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,616
Fixed assets
€26,981 ▼ 21.4%
Current assets
€79,635 ▲ 14.5%
Equity and liabilities €106,616
Equity
€35,655 ▲ 2.6%
Debt
€70,961 ▲ 2.7%
Debt's share of the balance-sheet total stays at 66.6%.
Key figures and ratios
EBITDA
€9,897▲
2024 · €5,719
Cash flow
€9,187▲
2024 · €5,290
Current ratio
1.79▲
2024 · 1.16
Quick ratio
1.41▲
2024 · 0.62
Debt to equity
1.99=
2024 · 1.99
ROE
2.6%▲
2024 · 0.8%
ROA
0.9%▲
2024 · 0.3%
Interest coverage
85.30▲
2024 · 29.21
Debt ≤ 1 year
€44,592▼
2024 · €60,126
Debt > 1 year
€9,000=
2024 · €9,000
Income taxes
€610▲
2024 · €233
Staff costs
€8,151▲
2024 · €2,062
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €2,062 | €8,151 | ▲ 295% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,756 | €3,322 | €5,021 | €8,272 | ▲ 64.7% |
| Other operating charges640/8 | €1,839 | €1,513 | €1,047 | €1,175 | ▲ 12.2% |
| Gross operating margin9900 | €44,556 | €6,629 | €8,828 | €19,223 | ▲ 118% |
| Operating profit (loss)9901 | €40,960 | €1,794 | €698 | €1,625 | ▲ 133% |
| Financial income75/76B | €14 | €65 | €0 | €16 | - |
| Recurring financial income75 | €14 | €65 | €0 | €16 | - |
| Financial charges65/66B | €416 | €363 | €196 | €116 | ▼ 40.7% |
| Recurring financial charges65 | €416 | €363 | €196 | €116 | ▼ 40.7% |
| Profit (loss) for the period before taxes9903 | €40,558 | €1,496 | €502 | €1,525 | ▲ 204% |
| Income taxes67/77 | €8,141 | €642 | €233 | €610 | ▲ 162% |
| Profit (loss) for the period9904 | €32,417 | €854 | €269 | €915 | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | €32,417 | €854 | €269 | €915 | ▲ 240% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €74,287 | €54,679 | €103,866 | €106,616 | ▲ 2.6% |
| Fixed assets21/28 | €9,205 | €5,883 | €34,320 | €26,981 | ▼ 21.4% |
| Intangible fixed assets21 | - | - | €31,760 | €25,068 | ▼ 21.1% |
| Tangible fixed assets22/27 | €8,855 | €5,533 | €2,210 | €1,563 | ▼ 29.3% |
| Plant, machinery and equipment23 | €1,609 | €1,286 | €964 | €1,563 | ▲ 62.2% |
| Furniture and vehicles24 | €7,247 | €4,247 | €1,247 | €0 | ▼ 100% |
| Financial fixed assets28 | €350 | €350 | €350 | €350 | = |
| Current assets29/58 | €65,082 | €48,797 | €69,546 | €79,635 | ▲ 14.5% |
| Stocks and contracts in progress3 | €32,158 | €22,788 | €32,192 | €16,824 | ▼ 47.7% |
| Stocks30/36 | €32,158 | €22,788 | €32,192 | €16,824 | ▼ 47.7% |
| Amounts receivable within one year40/41 | €1,795 | €1,662 | €662 | €10,604 | ▲ 1,501% |
| Trade receivables40 | €1,261 | €0 | €622 | €10,358 | ▲ 1,565% |
| Other amounts receivable41 | €534 | €1,662 | €40 | €246 | ▲ 515% |
| Cash at bank and in hand54/58 | €30,263 | €23,265 | €33,491 | €46,480 | ▲ 38.8% |
| Deferred charges and accrued income490/1 | €866 | €1,082 | €3,201 | €5,727 | ▲ 78.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €74,287 | €54,679 | €103,866 | €106,616 | ▲ 2.6% |
| Equity10/15 | €33,617 | €34,470 | €34,739 | €35,655 | ▲ 2.6% |
| Contributions10/11 | €1,200 | €1,200 | €1,200 | €1,200 | = |
| Reserves13 | €32,417 | €33,270 | €33,539 | €34,455 | ▲ 2.7% |
| Distributable reserves133 | €32,417 | €33,270 | €33,539 | €34,455 | ▲ 2.7% |
| Amounts payable17/49 | €40,670 | €20,209 | €69,126 | €70,961 | ▲ 2.7% |
| Amounts payable after more than one year17 | €2,568 | €0 | €9,000 | €9,000 | = |
| Financial debts170/4 | €2,568 | €0 | €9,000 | €9,000 | = |
| Amounts payable within one year42/48 | €38,102 | €20,209 | €60,126 | €44,592 | ▼ 25.8% |
| Current portion of amounts payable after more than one year42 | €5,000 | €2,568 | €0 | - | - |
| Trade debts44 | €18,553 | €7,224 | €7,142 | €3,932 | ▼ 44.9% |
| Suppliers440/4 | €18,553 | €7,224 | €7,142 | €3,932 | ▼ 44.9% |
| Taxes, remuneration and social security45 | €8,141 | €8,784 | €5,009 | €3,812 | ▼ 23.9% |
| Taxes450/3 | €8,141 | €8,784 | €5,009 | €3,812 | ▼ 23.9% |
| Other amounts payable47/48 | €6,408 | €1,633 | €47,975 | €36,848 | ▼ 23.2% |
| Accrued charges and deferred income492/3 | - | - | - | €17,369 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,417 | €854 | €269 | €915 | ▲ 240% |
| + Depreciation and write-downs630 | €1,756 | €3,322 | €5,021 | €8,272 | ▲ 64.7% |
| Operating cash flow (approximation) | €34,173 | €4,176 | €5,290 | €9,187 | ▲ 73.7% |
| Investment in fixed assets (approximation) | - | €0 | -€33,459 | -€933 | ▲ 97.2% |
| Change in cash | - | -€6,998 | €10,226 | €12,990 | ▲ 27.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €269 ▼68.5%
Net result drops to €269, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2021
Ground area
2,143 m²
Building footprint
268 m²
Volume, LiDAR
1,880 m³
Parcel 44413A0570/00Y000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMPOOLS
since 20212.324.124.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44413A0570/00Y000 | Flanders | 2,143 m² | 1 · 268 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 9,975 EUR awarded · 9,975 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 9,000 EUR | 9,000 EUR |
| 2023 | 1 | 975 EUR | 975 EUR |
Similar companies · same sector, comparable size
PMRADAPT
BE 1017.766.758
Charleroi · Eq €35,656
AM TRADE
BE 1012.145.411
Brussel · Eq €35,679
K&K - Bos - Schurmans
BE 0760.368.845
Genk · Eq €35,697
BIP-CONSTRUCT
BE 0802.674.109
Brugge · Eq €35,713
Meta-Chapewerken
BE 0892.782.456
Brussel · Eq €35,730
Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.