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LUC & CO

Active
Private limited companyfounded 20214 years activeBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0778.861.203
Summary

The computed 12-month bankruptcy probability of LUC & CO is 4.5% (elevated). The 2026 annual accounts show equity of €66,361 and a net result of €15,496. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 378 sector peers (NACE 43, fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€113,722turnover 2026
Equity
€66,361
Profit
€15,496
Financial health
39 Weak Checked score 2026
Bankruptcy probability, 12 months
4.5%
Structure
Accounts on time0 of 3 deeds read
Why 39- Founded in 2021- Ex-officio strike-off in the KBO- Size: turnover €113,722, total assets €110,167- 1 of the last 3 lateShow the evidence

Checked score

Score 2026
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 44% of its sector peers (NACE 43, micro)
Financial strength · tick = 2025
Strong
Solvency 85-15
equity 60.2% of total assets
Liquidity 47+3
short-term debt 39.8% · cash 12.1%
Profitability 73-27
return on assets 14.1%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 10.2% 12-2024: 10.2%● unchanged vs 11-2024 01-2025: 10.2%● unchanged vs 12-2024 02-2025: 10.2%● unchanged vs 01-2025 03-2025: 10.2%● unchanged vs 02-2025 04-2025: 10.2%● unchanged vs 03-2025 05-2025: 10.2%● unchanged vs 04-2025 06-2025: ≥ 25%▲ +16.0 percentage points vs 05-2025highest value 07-2025: 16.8%▼ -9.4 percentage points vs 06-2025 08-2025: ≥ 25%▲ +8.4 percentage points vs 07-2025 09-2025: 16.3%▼ -8.9 percentage points vs 08-2025 10-2025: 7.0%▼ -9.3 percentage points vs 09-2025 11-2025: 7.0%● unchanged vs 10-2025 12-2025: 6.8%▼ -0.2 percentage points vs 11-2025 01-2026: 6.8%● unchanged vs 12-2025 02-2026: 6.9%▲ +0.1 percentage points vs 01-2026 03-2026: 6.9%● unchanged vs 02-2026 04-2026: 6.9%● unchanged vs 03-2026 05-2026: 8.3%▲ +1.4 percentage points vs 04-2026 06-2026: 9.6%▲ +1.3 percentage points vs 05-2026 07-2026: 10.0%▲ +0.4 percentage points vs 06-2026 08-2026: 9.6%▼ -0.4 percentage points vs 07-2026 09-2026: 4.5%▼ -5.1 percentage points vs 08-2026lowest value 10-2026: 4.5%● unchanged vs 09-2026lowest value
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.51 against 4.14 in 2025; short-term debt: 39.8% and cash: 12.1% of total assets), and 39.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 66% on solvency, 37% on liquidity, 43% on profitability and 28% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Size: turnover €113,722, total assets €110,167
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
on the day
2025
19 days late
2024
269 days late
2023
608 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 224 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 23 January (3 of the last 4 filed years within 145 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-01-2027 close31-08-2027 deadline
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Weakest financial yearnet €15,496 ▼41.5%
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Turnover 20264 fiscal years filed €113,722 View
  • Active since 2021founded 20-12-2021 4 years View

By topic

Financials

Fiscal year
2026
Turnover
€113,722
Profit
€15,496
Solvency
60.2%
Turnover▼ 11.5%
Net result
20232026
Go to Financials

Timeline

Events
9
Since
2024
Next accounts
by 31-08-2027
  1. 18-07-2025Address strikeout annulled
  2. 27-05-2025Annual accounts filed
  3. 16-05-2025Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
20-12-2021
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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