SimplyJo
ActiveSummary
The computed 12-month bankruptcy probability of SimplyJo is 1.8% (moderate). The 2024 annual accounts show equity of €4,016 and a net result of €3,875. Equity is growing by ~151.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 9527 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,625 | €3,138 | €3,108 | ▼ 1.0% |
| Other operating charges640/8 | €929 | €472 | €1,256 | ▲ 166% |
| Gross operating margin9900 | €121 | €7,251 | €9,108 | ▲ 25.6% |
| Operating profit (loss)9901 | -€3,433 | €3,642 | €4,744 | ▲ 30.3% |
| Financial income75/76B | €0 | €0 | €97 | ▲ 64,640% |
| Recurring financial income75 | €0 | €0 | €97 | ▲ 64,640% |
| Financial charges65/66B | €134 | €84 | €137 | ▲ 63.1% |
| Recurring financial charges65 | €134 | €84 | €137 | ▲ 63.1% |
| Profit (loss) for the period before taxes9903 | -€3,568 | €3,558 | €4,704 | ▲ 32.2% |
| Income taxes67/77 | €410 | €1,439 | €830 | ▼ 42.3% |
| Profit (loss) for the period9904 | -€3,978 | €2,119 | €3,875 | ▲ 82.9% |
| Profit (loss) for the period to be appropriated9905 | -€3,978 | €2,119 | €3,875 | ▲ 82.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €24,009 | €29,795 | €45,049 | ▲ 51.2% |
| Formation expenses20 | €906 | €665 | €423 | ▼ 36.3% |
| Fixed assets21/28 | €5,739 | €4,580 | €24,532 | ▲ 436% |
| Tangible fixed assets22/27 | €5,276 | €4,117 | €24,069 | ▲ 485% |
| Furniture and vehicles24 | €5,276 | €4,117 | €24,069 | ▲ 485% |
| Financial fixed assets28 | €463 | €463 | €463 | = |
| Current assets29/58 | €17,365 | €24,550 | €20,094 | ▼ 18.2% |
| Amounts receivable within one year40/41 | €6,988 | €4,364 | €964 | ▼ 77.9% |
| Trade receivables40 | €6,988 | €4,364 | €961 | ▼ 78.0% |
| Other amounts receivable41 | - | - | €3 | - |
| Cash at bank and in hand54/58 | €10,017 | €19,360 | €18,082 | ▼ 6.6% |
| Deferred charges and accrued income490/1 | €360 | €827 | €1,048 | ▲ 26.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €24,009 | €29,795 | €45,049 | ▲ 51.2% |
| Equity10/15 | -€1,978 | €141 | €4,016 | ▲ 2,742% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€3,978 | -€1,859 | €2,016 | ▲ 208% |
| Amounts payable17/49 | €25,987 | €29,653 | €41,033 | ▲ 38.4% |
| Amounts payable within one year42/48 | €25,987 | €29,653 | €41,033 | ▲ 38.4% |
| Trade debts44 | €3,362 | €4,737 | €2,423 | ▼ 48.8% |
| Suppliers440/4 | €3,362 | €4,737 | €2,423 | ▼ 48.8% |
| Taxes, remuneration and social security45 | €3,275 | €1,479 | €830 | ▼ 43.9% |
| Taxes450/3 | €2,955 | €1,479 | €830 | ▼ 43.9% |
| Remuneration and social security454/9 | €320 | - | - | - |
| Other amounts payable47/48 | €19,350 | €23,438 | €37,780 | ▲ 61.2% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,978 | €2,119 | €3,875 | ▲ 82.9% |
| + Depreciation and write-downs630 | €2,625 | €3,138 | €3,108 | ▼ 1.0% |
| Operating cash flow (approximation) | -€1,353 | €5,257 | €6,983 | ▲ 32.8% |
| Investment in fixed assets (approximation) | - | -€1,979 | -€23,060 | ▼ 1,065% |
| Change in cash | - | €9,343 | -€1,278 | ▼ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0177/00G000 | Brussels | 221 m² | 1 · 75 m² | 13.0 m · 4 fl. |
| 21614E0218/00S002 | Brussels | 184 m² | 1 · 89 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
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