Skip to content

BILBON

Active
Private limited companyfounded 20205 yrs activeKorenbeekstraat 197, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0755.753.031
Summary

BILBON has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,104 and a net result of €12,201. Equity is growing by ~59.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency67▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.22 in 2024; short-term debt: 58.5% and cash: 0.2% of total assets), and 58.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.5%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
27 d late
2024
55 d late
2023
29 d late
2022
70 d late
2021
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 October 2020, BILBON was incorporated as a Private limited company.1 Total assets went from EUR 110,840 in 2021 to EUR 82,128 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€34,104▲ 55.7%
2024 · €21,903
Total assets
€82,128▲ 46.0%
2024 · €56,240
Net result
€12,201▼ 70.9%
2024 · €41,913
Working capital
€20,102▲ 169%
2024 · €7,463
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€31,970--€3,012▲ 90.6%-€3,471▼ 15.2%€41,939€15,129▼ 63.9%
Net result-€31,967below the sector's middle half--€3,676below the sector's middle half▲ 88.5%-€4,368below the sector's middle half▼ 18.8%€41,913within the sector's middle half€12,201within the sector's middle half▼ 70.9%
Equity-€11,967below the sector's middle half--€15,642below the sector's middle half▼ 30.7%-€20,010below the sector's middle half▼ 27.9%€21,903within the sector's middle half€34,104within the sector's middle half▲ 55.7%
Total assets€110,840within the sector's middle half-€36,581below the sector's middle half▼ 67.0%€32,467below the sector's middle half▼ 11.2%€56,240within the sector's middle half▲ 73.2%€82,128within the sector's middle half▲ 46.0%
Debt€122,807-€52,223▼ 57.5%€52,477▲ 0.5%€34,337▼ 34.6%€48,024▲ 39.9%
Working capital-€11,794below the sector's middle half--€30,886below the sector's middle half▼ 162%-€34,852below the sector's middle half▼ 12.8%€7,463within the sector's middle half€20,102within the sector's middle half▲ 169%
Solvency-10.8%below the sector's middle half--42.8%below the sector's middle half▼ 32.0pp-61.6%below the sector's middle half▼ 18.9pp38.9%within the sector's middle half▲ 100.6pp41.5%within the sector's middle half▲ 2.6pp
Current ratio0.90within the sector's middle half-0.41below the sector's middle half▼ 0.490.34below the sector's middle half▼ 0.071.22within the sector's middle half▲ 0.881.42within the sector's middle half▲ 0.20
Return on assets (ROA)-28.8%below the sector's middle half--10.0%below the sector's middle half▲ 18.8pp-13.5%below the sector's middle half▼ 3.4pp74.5%above the sector's middle half▲ 88.0pp14.9%within the sector's middle half▼ 59.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: -€31,970-€31,970Net result 2021: -€31,967-€31,967Operating result 2022: -€3,012-€3,012Net result 2022: -€3,676-€3,676Operating result 2023: -€3,471-€3,471Net result 2023: -€4,368-€4,368Operating result 2024: €41,939€41,939Net result 2024: €41,913€41,913Operating result 2025: €15,129€15,129Net result 2025: €12,201€12,20120212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€3,471-€3,470Net result 2023: -€4,368-€4,370Operating result 2024: €41,939€41,900Net result 2024: €41,913€41,900Operating result 2025: €15,129€15,100Net result 2025: €12,201€12,200202320242025
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82,128
Fixed assets €14,002 ▼ 3.0%
Current assets €68,126 ▲ 63.0%
Equity and liabilities €82,128
Equity €34,104 ▲ 55.7%
Debt €48,024 ▲ 39.9%
Debt's share of the balance-sheet total falls from 61.1% to 58.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,567▼
2024 · €42,340
Cash flow
€12,639▼
2024 · €42,315
Debt to equity
1.41▼
2024 · 1.57
ROE
35.8%▼
2024 · 191.4%
Interest coverage
31.30▼
2024 · 1677.52
Debt ≤ 1 year
€48,024▲
2024 · €34,337
Income taxes
€2,431
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€56,240€82,128▲
Fixed assets21/28€14,440€14,002▼
Tangible fixed assets22/27€14,440€14,002▼
Land and buildings22€14,440€14,002▼
Current assets29/58€41,800€68,126▲
Amounts receivable within one year40/41€41,784€67,947▲
Trade receivables40€41,355€67,265▲
Other amounts receivable41€428€682▲
Cash at bank and in hand54/58€17€179▲
Equity and liabilities
Total equity and liabilities10/49€56,240€82,128▲
Equity10/15€21,903€34,104▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14€1,903€14,104▲
Amounts payable17/49€34,337€48,024▲
Amounts payable within one year42/48€34,337€48,024▲
Trade debts44€2,700€2,400▼
Suppliers440/4€2,700€2,400▼
Taxes, remuneration and social security45-€19,484
Taxes450/3-€19,484
Other amounts payable47/48€31,637€26,140▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€402€438▲
Other operating charges640/8-€2,983
Gross operating margin9900€42,340€18,550▼
Operating profit (loss)9901€41,939€15,129▼
Financial charges65/66B€25€497▲
Recurring financial charges65€25€497▲
Profit (loss) for the period before taxes9903€41,913€14,632▼
Income taxes67/77-€2,431
Profit (loss) for the period9904€41,913€12,201▼
Profit (loss) for the period to be appropriated9905€41,913€12,201▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,903€14,104▲
Profit (loss) brought forward from the previous period14P-€40,010€1,903▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€4,440-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,762€1,332€402€402€438▲ 8.9%
Other operating charges640/8€371€353--€2,983-
Gross operating margin9900-€25,397-€1,326-€3,069€42,340€18,550▼ 56.2%
Operating profit (loss)9901-€31,970-€3,012-€3,471€41,939€15,129▼ 63.9%
Financial income75/76B€15-----
Recurring financial income75€15-----
Financial charges65/66B€12€664€897€25€497▲ 1,870%
Recurring financial charges65€12€664€897€25€497▲ 1,870%
Profit (loss) for the period before taxes9903-€31,967-€3,676-€4,368€41,913€14,632▼ 65.1%
Income taxes67/77----€2,431-
Profit (loss) for the period9904-€31,967-€3,676-€4,368€41,913€12,201▼ 70.9%
Profit (loss) for the period to be appropriated9905-€31,967-€3,676-€4,368€41,913€12,201▼ 70.9%
Line20212022202320242025Change
Assets
Total assets20/58€110,840€36,581€32,467€56,240€82,128▲ 46.0%
Fixed assets21/28€7,627€15,243€14,841€14,440€14,002▼ 3.0%
Tangible fixed assets22/27€7,627€15,243€14,841€14,440€14,002▼ 3.0%
Land and buildings22€7,627€15,243€14,841€14,440€14,002▼ 3.0%
Current assets29/58€103,213€21,338€17,625€41,800€68,126▲ 63.0%
Amounts receivable within one year40/41€96,085€21,338€17,625€41,784€67,947▲ 62.6%
Trade receivables40€85,124€21,144€17,355€41,355€67,265▲ 62.7%
Other amounts receivable41€10,961€194€270€428€682▲ 59.2%
Cash at bank and in hand54/58€7,127-€0€17€179▲ 967%
Equity and liabilities
Total equity and liabilities10/49€110,840€36,581€32,467€56,240€82,128▲ 46.0%
Equity10/15-€11,967-€15,642-€20,010€21,903€34,104▲ 55.7%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14-€31,967-€35,642-€40,010€1,903€14,104▲ 641%
Amounts payable17/49€122,807€52,223€52,477€34,337€48,024▲ 39.9%
Amounts payable after more than one year17€7,800-----
Financial debts170/4€7,800-----
Amounts payable within one year42/48€115,007€52,223€52,477€34,337€48,024▲ 39.9%
Financial debts43-€2,882€13---
Credit institutions430/8-€2,882€13---
Trade debts44€100,142€24,390€22,087€2,700€2,400▼ 11.1%
Suppliers440/4€100,142€24,390€22,087€2,700€2,400▼ 11.1%
Taxes, remuneration and social security45€14,865€11,825€40-€19,484-
Taxes450/3€5,239€2,199€40-€19,484-
Remuneration and social security454/9€9,626€9,626----
Other amounts payable47/48-€13,126€30,337€31,637€26,140▼ 17.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€31,967-€3,676-€4,368€41,913€12,201▼ 70.9%
+ Depreciation and write-downs630€1,762€1,332€402€402€438▲ 8.9%
Operating cash flow (approximation)-€30,205-€2,343-€3,966€42,315€12,639▼ 70.1%
Investment in fixed assets (approximation)--€8,948€0€0€0-
Change in cash---€17€163▲ 867%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial Back to profitnet €41,913
Net result €41,913 after 3 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 1.22
Current ratio from 0.34 to 1.22; short-term debt falls from €52,477 to €34,337.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,366 m²
Building footprint
491 m²
Volume, LiDAR
8,566 m³
2 parcels, Brussels · tallest building 21.6 m, ±7 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
BILBON
Maurice Albert Raskinstraat 27, 1070 AnderlechtLimited-service restaurants
since 20202.308.538.038
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0162/00E000 Brussels 2,880 m² 1 · 394 m² 21.6 m · 7 fl.
21302A0114/00T000 Brussels 486 m² 1 · 98 m² 15.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
56112Limited-service restaurants, excluding mobile food services
56210Event catering
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.