SIMPLY SOLUTIONS
ActiveSIMPLY SOLUTIONS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €44k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-1
Solvency67=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.25 in 2024; short-term debt: 48% and cash: 46.2% of total assets), and 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
32 d early
2022
3 d early
2021
2 d late
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 21.2%
2024 · €103k
2019: €82k
2020: €103k
2021: €79k
2022: €48k
2023: €82k
2024: €103k
2019 → 2025
Total assets
€300k▲ 24.0%
2024 · €242k
2019: €138k
2020: €163k
2021: €128k
2022: €88k
2023: €163k
2024: €242k
2019 → 2025
Net result
€44k▲ 17.4%
2024 · €37k
2019: €16k
2020: €22k
2021: €-24k
2022: €-31k
2023: €74k
2024: €37k
2019 → 2025
Working capital
€49k▲ 95.6%
2024 · €25k
2019: €72k
2020: €85k
2021: €64k
2022: €35k
2023: €60k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€48k▼ 39.2%€82k▲ 70.0%€103k▲ 25.9%€125k▲ 21.2%
Operating result€-24k-€-30k▼ 28.8%€77k€67k▼ 12.9%€66k▼ 1.0%
Net result€-24k-€-31k▼ 28.2%€74k€37k▼ 49.9%€44k▲ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€107k▼ 8.7%
Current assets
€193k▲ 54.7%
Equity and liabilities €300k
Equity
€125k▲ 21.2%
Debt
€176k▲ 26.0%
The debt ratio rises from 57.5% to 58.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€97k▲
2024 · €93k
Cash flow
€74k▲
2024 · €63k
Solvency
41.5%▼
2024 · 42.5%
Current ratio
1.34▲
2024 · 1.25
Quick ratio
1.34▲
2024 · 1.25
Debt / equity
1.41▲
2024 · 1.35
ROE
34.9%▼
2024 · 36.0%
ROA
14.5%▼
2024 · 15.3%
Interest coverage
25.76▲
2024 · 20.90
Debt
€176k▲
2024 · €139k
Debt ≤ 1 year
€144k▲
2024 · €100k
Debt > 1 year
€31k▼
2024 · €40k
Income taxes
€20k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€300k▲
Fixed assets21/28€118k€107k▼
Tangible fixed assets22/27€118k€107k▼
Land and buildings22€11k€9k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€89k€84k▼
Leasing and similar rights25€5k€3k▼
Current assets29/58€125k€193k▲
Amounts receivable within one year40/41€40k€29k▼
Trade receivables40€24k€26k▲
Other amounts receivable41€17k€3k▼
Current investments50/53€22k€22k=
Cash at bank and in hand54/58€61k€139k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€242k€300k▲
Equity10/15€103k€125k▲
Contributions10/11€19k€19k=
Reserves13€84k€106k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€82k€104k▲
Amounts payable17/49€139k€176k▲
Amounts payable after more than one year17€40k€31k▼
Financial debts170/4€40k€31k▼
Amounts payable within one year42/48€100k€144k▲
Current portion of amounts payable after more than one year42€18k€23k▲
Financial debts43€11k€9k▼
Credit institutions430/8€11k€9k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€4k€28k▲
Taxes450/3€4k€28k▲
Other amounts payable47/48€66k€83k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€30k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€94k€98k▲
Operating profit (loss)9901€67k€66k▼
Financial income75/76B€315€814▲
Recurring financial income75€315€814▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€63k€63k▲
Income taxes67/77€26k€20k▼
Profit (loss) for the period9904€37k€44k▲
Profit (loss) for the period to be appropriated9905€37k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€44k▲
Transfer from equity791/2€16k€22k▲
Transfer to equity691/2€37k€44k▲
To other reserves6921€37k€44k▲
Profit to be distributed694/7€16k€22k▲
Return on contributions (dividend)694€16k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €103k ▲25.9%
2 profitable years in a row build equity to €103k.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €74k
Net result €74k after 2 loss-making years.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Equity above €100kEq €103k ▲26.6%
2 profitable years in a row build equity to €103k.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2010
Ground area
1,358 m²
Building footprint
230 m²
Volume, LiDAR
727 m³
Parcel 46444D2094/00F000, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Simply Solutions
since 20102.187.083.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D2094/00F000 | Flanders | 1,358 m² | 1 · 230 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2010
Fiscal year end31-03
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.