COENE MARIO
ActiveCOENE MARIO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €26k. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+4
Solvency58▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.76 in 2024; short-term debt: 26.3% and cash: 6.6% of total assets), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
8.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
38 d early
2023
23 d early
2022
20 d early
2021
5 d late
2020
39 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 34.5%
2024 · €75k
2018: €11k
2019: €18k
2020: €2k
2021: €34k
2022: €80k
2023: €59k
2024: €75k
2018 → 2025
Total assets
€302k▼ 3.9%
2024 · €314k
2018: €275k
2019: €306k
2020: €320k
2021: €318k
2022: €299k
2023: €325k
2024: €314k
2018 → 2025
Net result
€26k▲ 60.2%
2024 · €16k
2018: €-16k
2019: €7k
2020: €-16k
2021: €32k
2022: €45k
2023: €-6k
2024: €16k
2018 → 2025
Working capital
€7k
2024 · €-18k
2018: €-3k
2019: €-15k
2020: €13k
2021: €5k
2022: €22k
2023: €-17k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€80k▲ 132%€59k▼ 26.3%€75k▲ 27.4%€101k▲ 34.5%
Operating result€40k-€71k▲ 75.5%€7k▼ 90.6%€44k▲ 565%€59k▲ 32.0%
Net result€32k-€45k▲ 39.9%€-6k€16k€26k▲ 60.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€216k▼ 15.8%
Current assets
€86k▲ 49.0%
Equity and liabilities €302k
Equity
€101k▲ 34.5%
Debt
€201k▼ 15.9%
The debt ratio falls from 76.1% to 66.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€110k▲
2024 · €94k
Cash flow
€77k▲
2024 · €66k
Solvency
33.4%▲
2024 · 23.9%
Current ratio
1.09▲
2024 · 0.76
Quick ratio
1.02▲
2024 · 0.69
Debt / equity
2.00▼
2024 · 3.19
ROE
25.6%▲
2024 · 21.5%
ROA
8.6%▲
2024 · 5.1%
Interest coverage
15.20▲
2024 · 10.84
Debt
€201k▼
2024 · €239k
Debt ≤ 1 year
€79k▲
2024 · €76k
Debt > 1 year
€122k▼
2024 · €163k
Income taxes
€26k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€314k€302k▼
Fixed assets21/28€256k€216k▼
Tangible fixed assets22/27€256k€216k▼
Land and buildings22€115k€111k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€38k€29k▼
Leasing and similar rights25€102k€73k▼
Current assets29/58€58k€86k▲
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€25k€56k▲
Trade receivables40€5k€40k▲
Other amounts receivable41€20k€16k▼
Cash at bank and in hand54/58€23k€20k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€314k€302k▼
Equity10/15€75k€101k▲
Contributions10/11€6k€6k=
Reserves13€69k€95k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€93k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€239k€201k▼
Amounts payable after more than one year17€163k€122k▼
Financial debts170/4€163k€122k▼
Amounts payable within one year42/48€76k€79k▲
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€26k€16k▼
Suppliers440/4€26k€16k▼
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€11k€22k▲
Other amounts payable47/48€0€523▲
Accrued charges and deferred income492/3€31€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€51k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€99k€115k▲
Operating profit (loss)9901€44k€59k▲
Financial income75/76B€208€2▼
Recurring financial income75€208€2▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€36k€51k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€16k€26k▲
Profit (loss) for the period to be appropriated9905€16k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€26k▲
Transfer from equity791/2€0-
Transfer to equity691/2€16k€26k▲
To other reserves6921€16k€26k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €101k ▲34.5%
2 profitable years in a row build equity to €101k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €45k ▲39.9%
Operating result €71k, net result €45k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-16k ▼335%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zarrendreef 158650 HouthulstGround area
8,825 m²
Building footprint
5,776 m²
Volume, LiDAR
1,889 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IT Italian Fashion
since 20092.182.939.666
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011C0407/00C002 | Flanders | 8,065 m² | 1 · 5,664 m² | 9.1 m |
| 32006C0581/00H000 | Flanders | 760 m² | 1 · 113 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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YOSAN
BE 0733.755.906
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MG KITCHEN
BE 1021.255.887
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MEUBART-L
BE 0698.996.252
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MKDA
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2009
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.