Simplit
ActiveSimplit has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €417k and a net result of €85k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency86▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.84 in 2024; short-term debt: 31.2% and cash: 28.5% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
27 d early
2023
23 d early
2022
14 d early
2021
34 d early
2020
37 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€417k▼ 1.2%
2024 · €422k
2018: €141k
2019: €167k
2020: €257k
2021: €357k
2022: €328k
2023: €381k
2024: €422k
2018 → 2025
Total assets
€681k▲ 6.4%
2024 · €640k
2018: €162k
2019: €207k
2020: €343k
2021: €480k
2022: €535k
2023: €580k
2024: €640k
2018 → 2025
Net result
€85k▼ 1.7%
2024 · €87k
2018: €29k
2019: €27k
2020: €91k
2021: €100k
2022: €46k
2023: €79k
2024: €87k
2018 → 2025
Working capital
€305k▲ 2.8%
2024 · €297k
2018: €131k
2019: €117k
2020: €216k
2021: €342k
2022: €195k
2023: €244k
2024: €297k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€357k-€328k▼ 8.0%€381k▲ 15.9%€422k▲ 10.8%€417k▼ 1.2%
Operating result€139k-€60k▼ 56.9%€111k▲ 85.1%€126k▲ 13.2%€118k▼ 5.8%
Net result€100k-€46k▼ 53.6%€79k▲ 69.7%€87k▲ 10.3%€85k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681k
Fixed assets
€163k▼ 10.2%
Current assets
€518k▲ 13.0%
Equity and liabilities €681k
Equity
€417k▼ 1.2%
Debt
€264k▲ 21.1%
The debt ratio rises from 34.1% to 38.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€139k▼
2024 · €148k
Cash flow
€106k▼
2024 · €109k
Solvency
61.2%▼
2024 · 65.9%
Current ratio
2.44▼
2024 · 2.84
Quick ratio
2.44▼
2024 · 2.84
Debt / equity
0.63▲
2024 · 0.52
ROE
20.5%▼
2024 · 20.6%
ROA
12.5%▼
2024 · 13.6%
Interest coverage
99.48▲
2024 · 84.55
Debt
€264k▲
2024 · €218k
Debt ≤ 1 year
€213k▲
2024 · €161k
Debt > 1 year
€51k▼
2024 · €56k
Income taxes
€38k▼
2024 · €38k
Staff costs
€221k▼
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€640k€681k▲
Fixed assets21/28€181k€163k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€174k€158k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€9k€4k▼
Other tangible fixed assets26€163k€153k▼
Financial fixed assets28€1k€1k=
Current assets29/58€459k€518k▲
Amounts receivable after more than one year29€55k€51k▼
Other amounts receivable291€55k€51k▼
Amounts receivable within one year40/41€174k€115k▼
Trade receivables40€99k€107k▲
Other amounts receivable41€75k€8k▼
Current investments50/53€40k€152k▲
Cash at bank and in hand54/58€183k€194k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€640k€681k▲
Equity10/15€422k€417k▼
Contributions10/11€19k€19k=
Reserves13€402k€397k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€402k€397k▼
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€218k€264k▲
Amounts payable after more than one year17€56k€51k▼
Financial debts170/4€56k€51k▼
Amounts payable within one year42/48€161k€213k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€25k€24k▼
Suppliers440/4€25k€24k▼
Taxes, remuneration and social security45€82k€93k▲
Taxes450/3€50k€59k▲
Remuneration and social security454/9€32k€34k▲
Other amounts payable47/48€50k€91k▲
Accrued charges and deferred income492/3€557€257▼
Income statement
Code20242025
Remuneration, social security and pensions62€235k€221k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-433€0▲
Other operating charges640/8€652€7k▲
Gross operating margin9900€383k€367k▼
Operating profit (loss)9901€126k€118k▼
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€2k▲
Non-recurring financial income76B-€4k
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€125k€123k▼
Income taxes67/77€38k€38k▼
Profit (loss) for the period9904€87k€85k▼
Profit (loss) for the period to be appropriated9905€87k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€87k▼
Profit (loss) brought forward from the previous period14P€4k€1k▼
Transfer from equity791/2€43k€90k▲
Transfer to equity691/2€87k€85k▼
To other reserves6921€87k€85k▼
Profit to be distributed694/7€46k€90k▲
Return on contributions (dividend)694€46k€90k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €100k ▲9.6%
Operating result €139k, net result €100k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €257k ▲54.2%
3 profitable years in a row build equity to €257k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €27k ▼7.7%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €167k ▲18.4%
2 profitable years in a row build equity to €167k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-01-2026
Geldhof Nathalie: Resigned as Director
08-01-2026
Vercruyssen Kristof: Resigned as Director
04-06-2021
Vercruyssen Kristof: Resigned as Director
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toleindestraat 209080 LochristiGround area
969 m²
Building footprint
901 m²
Volume, LiDAR
8,309 m³
Parcel 44008B0664/00C000, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Trivali
since 20082.168.360.071
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008B0664/00C000 | Flanders | 969 m² | 1 · 901 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,575 EUR awarded · 2,575 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 435 EUR | 435 EUR |
| 2023 | 1 | 802 EUR | 802 EUR |
| 2022 | 1 | 1,338 EUR | 1,338 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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IT-TECHNICS
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DOT-I
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Kapelle-op-den-Bos · Eq €416k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 12,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.