Simple Group
ActiveSummary
Simple Group has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €90k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 83% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+39
Solvency100▲+4
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 2.06 in 2024; short-term debt: 13.4% and cash: 35.1% of total assets), and 17.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
3 d early
2023
19 d late
2022
4 d late
2021
16 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is this a good employer? Staff, turnover and training against the sector.Employer check
Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by equity in Verviers, Telecoms and IT sector#6 company by total assets in Verviers, Telecoms and IT sector
Equity
€447k▲ 25.4%
2024 · €356k
Total assets
€544k▲ 8.0%
2024 · €503k
Net result
€90k
2024 · €-72k
Working capital
€196k▲ 75.3%
2024 · €112k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€50k▲ 319%€-24k€8k€-67k€95k
Net result€49k▲ 61.0%€-27k€5k€-72k€90k
Equity€449k▲ 12.2%€423k▼ 5.9%€428k▲ 1.2%€356k▼ 16.7%€447k▲ 25.4%
Total assets€525k▲ 16.8%€502k▼ 4.3%€503k▲ 0.2%€503k=€544k▲ 8.0%
Debt€76k▲ 53.8%€80k▲ 5.0%€76k▼ 5.2%€147k▲ 94.6%€97k▼ 34.2%
Working capital€277k▼ 3.5%€193k▼ 30.2%€151k▼ 22.0%€112k▼ 25.8%€196k▲ 75.3%
Staff (FTE)1▼ 77.8%4▲ 300%4=3▼ 25.0%2.2▼ 26.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €95k after a loss of €67k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €544k
Fixed assets
€275k ▼ 4.0%
Current assets
€269k ▲ 23.7%
Equity and liabilities €544k
Equity
€447k ▲ 25.4%
Debt
€97k ▼ 34.2%
Debt's share of the balance-sheet total falls from 29.2% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€266k▲
2024 · €103k
Cash flow
€262k▲
2024 · €98k
Current ratio
3.69▲
2024 · 2.06
Debt to equity
0.22▼
2024 · 0.41
ROE
20.2%▲
2024 · -20.1%
ROA
16.6%▲
2024 · -14.2%
Interest coverage
55.30▲
2024 · 18.37
Debt ≤ 1 year
€73k▼
2024 · €106k
Debt > 1 year
€24k▼
2024 · €42k
Staff costs
€82k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €131k | €152k | €150k | €121k | €82k | ▼ 32.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85k | €99k | €143k | €170k | €171k | ▲ 0.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €1k | - | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €4k | €2k | - | - |
| Other operating charges640/8 | €6k | €9k | €4k | €2k | €1k | ▼ 22.9% |
| Gross operating margin9900 | €273k | €236k | €309k | €228k | €350k | ▲ 53.5% |
| Operating profit (loss)9901 | €50k | €-24k | €8k | €-67k | €95k | ▲ 242% |
| Financial income75/76B | €10 | €57 | €13 | €960 | €11 | ▼ 98.8% |
| Recurring financial income75 | €10 | €57 | €13 | €960 | €11 | ▼ 98.8% |
| Financial charges65/66B | €1k | €2k | €3k | €6k | €5k | ▼ 13.9% |
| Recurring financial charges65 | €1k | €2k | €3k | €6k | €5k | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €49k | €-27k | €5k | €-72k | €90k | ▲ 226% |
| Profit (loss) for the period9904 | €49k | €-27k | €5k | €-72k | €90k | ▲ 226% |
| Profit (loss) for the period to be appropriated9905 | €49k | €-27k | €5k | €-72k | €90k | ▲ 226% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €525k | €502k | €503k | €503k | €544k | ▲ 8.0% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €172k | €229k | €280k | €286k | €275k | ▼ 4.0% |
| Intangible fixed assets21 | €161k | €218k | €269k | €276k | €264k | ▼ 4.1% |
| Tangible fixed assets22/27 | €1k | €664 | €135 | €71 | €29 | ▼ 58.5% |
| Furniture and vehicles24 | €1k | €664 | €135 | €71 | €29 | ▼ 58.5% |
| Financial fixed assets28 | €10k | €10k | €10k | €10k | €10k | = |
| Current assets29/58 | €353k | €273k | €224k | €217k | €269k | ▲ 23.7% |
| Amounts receivable within one year40/41 | €56k | €66k | €54k | €62k | €78k | ▲ 25.7% |
| Trade receivables40 | €50k | €60k | €50k | €59k | €74k | ▲ 25.7% |
| Other amounts receivable41 | €6k | €6k | €4k | €3k | €4k | ▲ 25.9% |
| Cash at bank and in hand54/58 | €297k | €206k | €163k | €155k | €191k | ▲ 23.1% |
| Deferred charges and accrued income490/1 | €240 | €291 | €7k | €207 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €525k | €502k | €503k | €503k | €544k | ▲ 8.0% |
| Equity10/15 | €449k | €423k | €428k | €356k | €447k | ▲ 25.4% |
| Contributions10/11 | €400k | €400k | €400k | €400k | €400k | = |
| Capital10 | €178k | €178k | €178k | €178k | €178k | = |
| Issued capital100 | €178k | €178k | €178k | €178k | €178k | = |
| Outside capital11 | €222k | €222k | €222k | €222k | €222k | = |
| Share premium1100/10 | €222k | €222k | €222k | €222k | €222k | = |
| Profit (loss) carried forward14 | €49k | €23k | €28k | €-44k | €47k | ▲ 206% |
| Amounts payable17/49 | €76k | €80k | €76k | €147k | €97k | ▼ 34.2% |
| Amounts payable after more than one year17 | - | - | - | €42k | €24k | ▼ 42.2% |
| Financial debts170/4 | - | - | - | €42k | €24k | ▼ 42.2% |
| Amounts payable within one year42/48 | €76k | €80k | €73k | €106k | €73k | ▼ 31.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €21k | €20k | ▼ 6.7% |
| Trade debts44 | €28k | €42k | €31k | €53k | €37k | ▼ 29.9% |
| Suppliers440/4 | €28k | €42k | €31k | €53k | €37k | ▼ 29.9% |
| Taxes, remuneration and social security45 | €48k | €37k | €42k | €31k | €15k | ▼ 49.7% |
| Taxes450/3 | €15k | €1k | €1k | €9k | €972 | ▼ 88.7% |
| Remuneration and social security454/9 | €32k | €36k | €40k | €22k | €15k | ▼ 34.6% |
| Other amounts payable47/48 | €133 | €118 | €42 | €121 | €121 | = |
| Accrued charges and deferred income492/3 | €0 | - | €3k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €-27k | €5k | €-72k | €90k | ▲ 226% |
| + Depreciation and write-downs630 | €85k | €99k | €143k | €170k | €171k | ▲ 0.9% |
| Operating cash flow (approximation) | €134k | €73k | €148k | €98k | €262k | ▲ 166% |
| Investment in fixed assets (approximation) | - | €-156k | €-194k | €-176k | €-160k | ▲ 9.2% |
| Change in cash | - | €-91k | €-43k | €-8k | €36k | ▲ 521% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €90k
Net result €90k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2018
Ground area
178 m²
Building footprint
63 m²
Volume, LiDAR
867 m³
Parcel 63079D0090/00X000, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue des Martyrs 48, 4800 Verviers
since 20182.283.207.477
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0090/00X000 | Wallonia | 178 m² | 1 · 63 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 5,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47120Other non-specialised retail sale
62200Computer consultancy and computer facilities management
85599Other education
Contact
E-mail
direction@crm-pour-pme.fr
Scores and ratios are computed by Checked and are not a credit decision.