Simpha
ActiveSimpha has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €22k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.51 against 2.66 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
22.6%
Age of the figures
17 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
8 d early
2023
26 d early
2022
6 d early
2021
6 d early
2020
1 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close11-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 39.1%
2024 · €56k
2019: €13k
2020: €15k
2021: €20k
2022: €39k
2023: €45k
2024: €56k
2019 → 2025
Total assets
€97k▲ 8.0%
2024 · €90k
2019: €24k
2020: €38k
2021: €34k
2022: €64k
2023: €61k
2024: €90k
2019 → 2025
Net result
€22k▲ 103%
2024 · €11k
2019: €3k
2020: €1k
2021: €6k
2022: €19k
2023: €7k
2024: €11k
2019 → 2025
Working capital
€72k▲ 40.0%
2024 · €51k
2019: €8k
2020: €8k
2021: €17k
2022: €37k
2023: €44k
2024: €51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€39k▲ 91.8%€45k▲ 17.0%€56k▲ 23.8%€78k▲ 39.1%
Operating result€8k-€22k▲ 173%€11k▼ 47.6%€25k▲ 118%€26k▲ 3.6%
Net result€6k-€19k▲ 225%€7k▼ 64.4%€11k▲ 63.4%€22k▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€9k▲ 22.0%
Current assets
€88k▲ 6.7%
Equity and liabilities €97k
Equity
€78k▲ 39.1%
Debt
€19k▼ 43.7%
The debt ratio falls from 37.6% to 19.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▲
2024 · €28k
Cash flow
€26k▲
2024 · €14k
Solvency
80.4%▲
2024 · 62.4%
Current ratio
5.51▲
2024 · 2.66
Quick ratio
5.51▲
2024 · 2.66
Debt / equity
0.24▼
2024 · 0.60
ROE
28.1%▲
2024 · 19.2%
ROA
22.6%▲
2024 · 12.0%
Interest coverage
128.59▲
2024 · 98.10
Debt
€19k▼
2024 · €34k
Debt ≤ 1 year
€16k▼
2024 · €31k
Income taxes
€4k▼
2024 · €14k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€97k▲
Formation expenses20€0€0=
Fixed assets21/28€7k€9k▲
Tangible fixed assets22/27€7k€9k▲
Land and buildings22€3k€2k▼
Furniture and vehicles24€4k€7k▲
Current assets29/58€83k€88k▲
Amounts receivable within one year40/41€0€20k▲
Trade receivables40-€20k
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€83k€68k▼
Equity and liabilities
Total equity and liabilities10/49€90k€97k▲
Equity10/15€56k€78k▲
Contributions10/11€10k€10k=
Reserves13€5k€5k=
Non-distributable reserves130/1€225€225=
Reserves not available under the articles1311€225€225=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€42k€64k▲
Amounts payable17/49€34k€19k▼
Amounts payable within one year42/48€31k€16k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€18k€9k▼
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€132€141▲
Gross operating margin9900€31k€32k▲
Operating profit (loss)9901€25k€26k▲
Financial charges65/66B€290€230▼
Recurring financial charges65€290€230▼
Profit (loss) for the period before taxes9903€25k€26k▲
Income taxes67/77€14k€4k▼
Profit (loss) for the period9904€11k€22k▲
Profit (loss) for the period to be appropriated9905€11k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€64k▲
Profit (loss) brought forward from the previous period14P€31k€42k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €22k ▲103%
Operating result €26k, net result €22k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 5.51
Current ratio from 2.66 to 5.51; short-term debt falls from €31k to €16k.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼56.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2018
Ground area
749 m²
Building footprint
130 m²
Volume, LiDAR
671 m³
Parcel 44054B0309/00P000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Simpha
since 20182.273.565.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0309/00P000 | Flanders | 749 m² | 1 · 130 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVL GROUP
BE 0711.697.017
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GAEGO
BE 0795.169.871
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STONEX-CONSULT
BE 0790.156.357
Visé · Eq €78k
INTERIM MANAGEMENT TRAINING AND CONSULTANCY
BE 0477.165.368
Grez-Doiceau · Eq €78k
A.O.C. Consulting
BE 1001.890.729
Destelbergen · Eq €78k
Of 82,190 companies in sector 70200 we hold annual accounts for 52,402. 39,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2018
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.