BRUKO
ActiveBRUKO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €50k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 32% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency58▼-42
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 2.98 in 2024), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
20.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 39.1%
2024 · €128k
2023: €66k
2024: €128k
2023 → 2025
Total assets
€242k▲ 22.4%
2024 · €197k
2023: €126k
2024: €197k
2023 → 2025
Net result
€50k▼ 20.2%
2024 · €63k
2023: €63k
2024: €63k
2023 → 2025
Working capital
€54k▼ 46.9%
2024 · €101k
2023: €39k
2024: €101k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€66k-€128k▲ 95.3%€78k▼ 39.1%
Operating result€81k-€80k▼ 1.4%€64k▼ 20.0%
Net result€63k-€63k▼ 0.9%€50k▼ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€34k▼ 26.1%
Current assets
€208k▲ 37.1%
Equity and liabilities €242k
Equity
€78k▼ 39.1%
Debt
€164k▲ 136%
The debt ratio rises from 35.1% to 67.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€78k▼
2024 · €94k
Cash flow
€64k▼
2024 · €76k
Solvency
32.3%▼
2024 · 64.9%
Current ratio
1.35▼
2024 · 2.98
Quick ratio
1.35▼
2024 · 2.98
Debt / equity
2.10▲
2024 · 0.54
ROE
63.9%▲
2024 · 48.8%
ROA
20.6%▼
2024 · 31.7%
Interest coverage
153.98▲
2024 · 120.58
Debt
€164k▲
2024 · €69k
Debt ≤ 1 year
€154k▲
2024 · €51k
Debt > 1 year
€9k▼
2024 · €18k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€242k▲
Fixed assets21/28€46k€34k▼
Tangible fixed assets22/27€46k€34k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€42k€29k▼
Current assets29/58€152k€208k▲
Amounts receivable within one year40/41€22k€23k▲
Trade receivables40€18k€11k▼
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€130k€183k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€197k€242k▲
Equity10/15€128k€78k▼
Contributions10/11€3k€3k=
Reserves13€126k€76k▼
Distributable reserves133€126k€76k▼
Amounts payable17/49€69k€164k▲
Amounts payable after more than one year17€18k€9k▼
Financial debts170/4€18k€9k▼
Amounts payable within one year42/48€51k€154k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Taxes, remuneration and social security45€42k€45k▲
Taxes450/3€42k€45k▲
Other amounts payable47/48-€100k
Accrued charges and deferred income492/3€99-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€118€752▲
Gross operating margin9900€94k€79k▼
Operating profit (loss)9901€80k€64k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€778€505▼
Recurring financial charges65€778€505▼
Profit (loss) for the period before taxes9903€79k€63k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€63k€50k▼
Profit (loss) for the period to be appropriated9905€63k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€50k▼
Transfer from equity791/2-€100k
Transfer to equity691/2€63k€50k▼
To other reserves6921€63k€50k▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €50k ▼20.2%
Net result drops to €50k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €128k ▲95.3%
2 profitable years in a row build equity to €128k.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rubenslaan 252980 ZoerselGround area
2,754 m²
Building footprint
269 m²
Parcel 11055D0107/00H005, Flanders. Linked by address, not a title deed.
1 establishment unit
Bruko bv
since 20222.333.520.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055D0107/00H005 | Flanders | 2,754 m² | 1 · 269 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.O.C. Consulting
BE 1001.890.729
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Nevadis
BE 0771.298.369
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STONEX-CONSULT
BE 0790.156.357
Visé · Eq €78k
MVL GROUP
BE 0711.697.017
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Simpha
BE 0689.856.674
Deinze · Eq €78k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,883 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
33200Installation of industrial machinery and equipment
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.