Equity
€955,937 ▲ 130%
Equity rose in 2025 from €415,181 to €955,937.
Simpato
Lifetime
9 annual accounts with figures on one time axisGross marginpeak €588,163 (2025)
€588,163▲ 275%
Resultpeak €580,756 (2025)
€580,756▲ 419%
Equitypeak €955,937 (2025)
€955,937▲ 130%
Debts
€42,263▼ 64.6%
Board1 name since 2022
-
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €156,941 to €588,163Result from €111,893 to €580,756Registered office moved within Oostkamp 09-07Dividend €35,000Equity from €415,181 to €955,937Debts from €119,241 to €42,263
Key points
from the 2025 annual accountsLiquidity
27.48 was 3.30 in 2024
Short-term debts fell from €101,565 to €28,994.
Filings
9 annual accounts 3 late
The 2023 accounts came latest: 30 days after the end of the period.
Net result +419%: one-off income
Checked score
98
Excellent
Financially stronger than 81% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,094 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 30-08-2026)
Size: total assets €998,200
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 61% on liquidity, 82% on profitability and 92% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Simpato has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Simpato itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Simpato. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 27.48 (3.3 in 2024), above the usual 1.5. Short-term debt is 2.9% and cash 18.1% of total assets. 4.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
30 days late
2024
21 days early
2023
30 days late
2022
20 days early
2021
13 days late
2020
96 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Oostkamp
New registered office: Gruuthuselaan 22, 8020 Oostkamp · Previous registered office: Hertsbergsestraat 34, 8020 Oostkamp · Board meeting of 25-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0655920235
Change of role: Simoens Tom, from manager and director to director
Director discharge: Simoens Tom · General meeting of 04-07-2023 · Gazette deed
Registered office moved within Oostkamp
New registered office: Hertsbergsestraat 34, 8020 Oostkamp · Previous registered office: Gagelstraat 2, 8020 Oostkamp · Board meeting of 18-03-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Simpato Oostkamp | €1.0m | €588,163 | 95.8% | - |
| F.A.C.C. Waregem | €1.2m | €547,253 | 9.7% | 1.5 |
| O'5 ACCOUNTANCY Deinze | €1.0m | €552,508 | 58.5% | 5.8 |
| FIDUCIAIRE DE L'EST Welkenraedt | €1.0m | €611,910 | 34.1% | 0.8 |
| DW accountants en belastingadviseurs Rumst | €1.1m | €636,584 | 53.0% | - |
| AVISEO Fiduciaire Renaux Courcelles | €1.0m | €624,907 | 21.3% | 6.5 |
| Pacifisc Nijlen | €1.1m | €647,360 | 30.8% | - |
These companies have the same main activity as Simpato: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €958,000 and €1.2m, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 03-06-2016Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.254.575.1568020 Oostkamp, since 03-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 25-07-2024
Annual accounts 2025
- Turnover
- ≈ €1.0mestimated
- Total assets
- €998,200▲ 86.8%
- Filing
- Filed on 30-08-2026
Insights on Simpato
Simpato files the micro format. That format states no turnover. The gross margin rose from €61,252 in 2017 to €588,163 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Simpato
- What is the company number of Simpato?
- The company number of Simpato is 0655.920.235. The VAT number is the same number with BE in front: BE 0655.920.235.
- Where is Simpato based?
- The registered office is at Gruuthuselaan 22, 8020 Oostkamp.Company details
- What does Simpato do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Simpato?
- Simpato is a private limited company (BV).
- When was Simpato founded?
- Simpato was founded on 03-06-2016.
- Is Simpato still active?
- Yes, Simpato is an active enterprise in the KBO register.
- What is the turnover of Simpato?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €588,163 and 34 comparable companies (NACE 69201). It probably lies between €890,000 and €1.2m.Financials
- Is Simpato profitable?
- In financial year 2025, Simpato made a profit of €580,756.
- Where can I find the annual accounts of Simpato?
- Simpato filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Simpato due?
- Simpato must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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