Simpato
ActiveSimpato has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €956k and a net result of €581k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 27.48 against 3.3 in 2024; short-term debt: 2.9% and cash: 18.1% of total assets), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
58.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
21 d early
2023
30 d late
2022
20 d early
2021
13 d late
2020
96 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€956k▲ 130%
2024 · €415k
2018: €96k
2019: €225k
2020: €383k
2021: €393k
2022: €380k
2023: €368k
2024: €415k
2018 → 2025
Total assets
€998k▲ 86.8%
2024 · €534k
2018: €298k
2019: €384k
2020: €515k
2021: €496k
2022: €490k
2023: €448k
2024: €534k
2018 → 2025
Net result
€581k▲ 419%
2024 · €112k
2018: €38k
2019: €124k
2020: €177k
2021: €30k
2022: €12k
2023: €8k
2024: €112k
2018 → 2025
Working capital
€768k▲ 229%
2024 · €233k
2018: €3k
2019: €68k
2020: €449k
2021: €278k
2022: €205k
2023: €186k
2024: €233k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€393k-€380k▼ 3.2%€368k▼ 3.2%€415k▲ 12.7%€956k▲ 130%
Operating result€35k-€20k▼ 44.9%€53k▲ 172%€151k▲ 184%€576k▲ 282%
Net result€30k-€12k▼ 58.8%€8k▼ 36.4%€112k▲ 1,311%€581k▲ 419%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 282% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €998k
Fixed assets
€201k▲ 0.9%
Current assets
€797k▲ 138%
Equity and liabilities €998k
Equity
€956k▲ 130%
Debt
€42k▼ 64.6%
The debt ratio falls from 22.3% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€586k▲
2024 · €155k
Cash flow
€590k▲
2024 · €116k
Solvency
95.8%▲
2024 · 77.7%
Current ratio
27.48▲
2024 · 3.30
Quick ratio
27.48▲
2024 · 3.30
Debt / equity
0.04▼
2024 · 0.29
ROE
60.8%▲
2024 · 27.0%
ROA
58.2%▲
2024 · 20.9%
Interest coverage
418.59▲
2024 · 100.70
Debt
€42k▼
2024 · €119k
Debt ≤ 1 year
€29k▼
2024 · €102k
Debt > 1 year
€13k▼
2024 · €18k
Income taxes
€6k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€534k€998k▲
Fixed assets21/28€200k€201k▲
Tangible fixed assets22/27€25k€16k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€18k€12k▼
Financial fixed assets28€174k€185k▲
Current assets29/58€335k€797k▲
Amounts receivable after more than one year29€305k€603k▲
Other amounts receivable291€305k€603k▲
Amounts receivable within one year40/41€21k€12k▼
Trade receivables40€21k€12k▼
Cash at bank and in hand54/58€9k€181k▲
Deferred charges and accrued income490/1-€645
Equity and liabilities
Total equity and liabilities10/49€534k€998k▲
Equity10/15€415k€956k▲
Contributions10/11€10k€10k=
Reserves13€405k€946k▲
Tax-exempt reserves132€17k€17k=
Distributable reserves133€389k€929k▲
Amounts payable17/49€119k€42k▼
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€18k€8k▼
Other amounts payable178/9-€6k
Amounts payable within one year42/48€102k€29k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€35k€17k▼
Taxes450/3€35k€17k▼
Other amounts payable47/48€55k-
Income statement
Code20242025
Non-recurring operating income76A€88k€564k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Other operating charges640/8€958€2k▲
Non-recurring operating charges66A€708€584▼
Gross operating margin9900€157k€588k▲
Operating profit (loss)9901€151k€576k▲
Financial income75/76B€5k€12k▲
Recurring financial income75€5k€12k▲
Financial charges65/66B€32k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€31k-
Profit (loss) for the period before taxes9903€124k€587k▲
Income taxes67/77€12k€6k▼
Profit (loss) for the period9904€112k€581k▲
Profit (loss) for the period to be appropriated9905€112k€581k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€581k▲
Transfer from equity791/2-€35k
Transfer to equity691/2€47k€576k▲
To other reserves6921€47k€576k▲
Profit to be distributed694/7€65k€40k▼
Return on contributions (dividend)694€65k€35k▼
Directors or managers695-€5k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2018net €581k ▲419%
Operating result €576k, net result €581k, both a record.
31-12
Financial
Liquidity times 8current ratio 27.48
Current ratio from 3.30 to 27.48; short-term debt falls from €102k to €29k.
31-12
Financial
Equity above €500kEq €956k ▲130%
8 profitable years in a row build equity to €956k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €8k ▼36.4%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 8.73
Current ratio from 2.19 to 8.73.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.19
Current ratio from 1.04 to 2.19; short-term debt falls from €68k to €57k.
31-12
Financial
Equity above €200kEq €225k ▲134%
2 profitable years in a row build equity to €225k.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gruuthuselaan 228020 OostkampGround area
1,112 m²
Building footprint
219 m²
Volume, LiDAR
1,274 m³
Parcel 31022I0410/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Simpato
since 20162.254.575.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0410/00A000 | Flanders | 1,112 m² | 1 · 219 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ESPERTO Brugge-Kust
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 4,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2016
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.impaccta.be
Website:www.finatieq.be