Pacifisc
ActiveSummary
Pacifisc has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €768,384 and a net result of €116,288. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▼-16
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 3.52 in 2023; short-term debt: 15.2% and cash: 13.2% of total assets), and 46% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54%
Return on assets
8.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
60 d late
2022
30 d early
2021
11 d late
2020
96 d early
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€768,384▲ 17.8%
2023 · €652,096
Total assets
€1.4m▲ 74.0%
2023 · €817,931
Net result
€116,288▼ 33.1%
2023 · €173,777
Working capital
€529,156▲ 28.4%
2023 · €412,068
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€126,254▲ 78.4%€189,964▲ 50.5%€177,954▼ 6.3%€239,083▲ 34.4%€159,452▼ 33.3%
Net result€96,232above the sector's middle half▲ 82.3%€143,283above the sector's middle half▲ 48.9%€131,742above the sector's middle half▼ 8.1%€173,777above the sector's middle half▲ 31.9%€116,288above the sector's middle half▼ 33.1%
Equity€213,293within the sector's middle half▲ 82.2%€346,576above the sector's middle half▲ 62.5%€478,318above the sector's middle half▲ 38.0%€652,096above the sector's middle half▲ 36.3%€768,384above the sector's middle half▲ 17.8%
Total assets€395,938within the sector's middle half▲ 45.7%€488,486within the sector's middle half▲ 23.4%€639,572above the sector's middle half▲ 30.9%€817,931above the sector's middle half▲ 27.9%€1.4mabove the sector's middle half▲ 74.0%
Debt€182,645▲ 18.0%€141,910▼ 22.3%€161,254▲ 13.6%€165,835▲ 2.8%€654,552▲ 295%
Working capital€115,800within the sector's middle half▲ 34.1%€251,453above the sector's middle half▲ 117%€210,003above the sector's middle half▼ 16.5%€412,068above the sector's middle half▲ 96.2%€529,156above the sector's middle half▲ 28.4%
Solvency53.9%within the sector's middle half▲ 10.8pp70.9%within the sector's middle half▲ 17.1pp74.8%within the sector's middle half▲ 3.8pp79.7%above the sector's middle half▲ 4.9pp54.0%within the sector's middle half▼ 25.7pp
Current ratio2.15within the sector's middle half▼ 4.365.06above the sector's middle half▲ 2.912.30within the sector's middle half▼ 2.763.52within the sector's middle half▲ 1.223.44within the sector's middle half▼ 0.08
Return on assets (ROA)24.3%above the sector's middle half▲ 4.9pp29.3%above the sector's middle half▲ 5.0pp20.6%within the sector's middle half▼ 8.7pp21.2%within the sector's middle half▲ 0.6pp8.2%within the sector's middle half▼ 13.1pp
Staff (FTE)1.9within the sector's middle half▲ 90.0%2.6▲ 36.8%3.3▲ 26.9%4.5▲ 36.4%5▲ 11.1%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.4m
Fixed assets
€677,328 ▲ 179%
Current assets
€745,607 ▲ 29.6%
Equity and liabilities €1.4m
Equity
€768,384 ▲ 17.8%
Debt
€654,552 ▲ 295%
Debt's share of the balance-sheet total rises from 20.3% to 46.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€180,971▼
2023 · €269,863
Cash flow
€137,807▼
2023 · €204,557
Debt to equity
0.85▲
2023 · 0.25
ROE
15.1%▼
2023 · 26.6%
Interest coverage
17.55▼
2023 · 29.34
Debt ≤ 1 year
€216,452▲
2023 · €163,412
Debt > 1 year
€438,101
Income taxes
€34,660▼
2023 · €56,298
Staff costs
€266,782▲
2023 · €229,952
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €107,922 | €132,946 | €229,952 | €266,782 | ▲ 16.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,216 | €26,809 | €30,433 | €30,779 | €21,519 | ▼ 30.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1,818 | €17,042 | €37,373 | ▲ 119% |
| Other operating charges640/8 | - | €3,215 | €9,589 | €7,219 | €26,805 | ▲ 271% |
| Non-recurring operating charges66A | - | - | - | - | €1,418 | - |
| Gross operating margin9900 | €206,932 | €327,910 | €352,740 | €524,075 | €513,349 | ▼ 2.0% |
| Operating profit (loss)9901 | €126,254 | €189,964 | €177,954 | €239,083 | €159,452 | ▼ 33.3% |
| Financial income75/76B | - | €71 | €4 | €190 | €1,810 | ▲ 852% |
| Recurring financial income75 | €22 | €71 | €4 | €190 | €1,810 | ▲ 852% |
| Financial charges65/66B | - | €1,990 | €6,893 | €9,198 | €10,314 | ▲ 12.1% |
| Recurring financial charges65 | €3,533 | €1,990 | €6,893 | €9,198 | €10,314 | ▲ 12.1% |
| Profit (loss) for the period before taxes9903 | €122,744 | €188,045 | €171,065 | €230,076 | €150,948 | ▼ 34.4% |
| Income taxes67/77 | €26,511 | €44,762 | €39,322 | €56,298 | €34,660 | ▼ 38.4% |
| Profit (loss) for the period9904 | €96,232 | €143,283 | €131,742 | €173,777 | €116,288 | ▼ 33.1% |
| Profit (loss) for the period to be appropriated9905 | €96,232 | €143,283 | €131,742 | €173,777 | €116,288 | ▼ 33.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €395,938 | €488,486 | €639,572 | €817,931 | €1.4m | ▲ 74.0% |
| Fixed assets21/28 | €179,503 | €175,075 | €268,315 | €242,452 | €677,328 | ▲ 179% |
| Tangible fixed assets22/27 | €179,503 | €175,075 | €268,315 | €242,452 | €677,328 | ▲ 179% |
| Land and buildings22 | - | €122,609 | €110,348 | €98,087 | €85,826 | ▼ 12.5% |
| Plant, machinery and equipment23 | - | €3,423 | €2,622 | €1,820 | €2,432 | ▲ 33.6% |
| Furniture and vehicles24 | - | €32,221 | €33,324 | €22,416 | €35,052 | ▲ 56.4% |
| Other tangible fixed assets26 | - | €16,821 | €14,929 | €13,036 | €11,143 | ▼ 14.5% |
| Assets under construction and advance payments27 | - | - | €107,093 | €107,093 | €542,875 | ▲ 407% |
| Current assets29/58 | €216,435 | €313,411 | €371,257 | €575,480 | €745,607 | ▲ 29.6% |
| Amounts receivable within one year40/41 | €57,368 | €118,627 | €286,342 | €366,656 | €557,662 | ▲ 52.1% |
| Trade receivables40 | - | €114,832 | €280,665 | €366,656 | €260,457 | ▼ 29.0% |
| Other amounts receivable41 | - | €3,795 | €5,678 | - | €297,205 | - |
| Cash at bank and in hand54/58 | €155,804 | €191,231 | €83,453 | €204,352 | €187,472 | ▼ 8.3% |
| Deferred charges and accrued income490/1 | - | €3,553 | €1,462 | €4,472 | €474 | ▼ 89.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €395,938 | €488,486 | €639,572 | €817,931 | €1.4m | ▲ 74.0% |
| Equity10/15 | €213,293 | €346,576 | €478,318 | €652,096 | €768,384 | ▲ 17.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €192,833 | €326,116 | €457,858 | €631,636 | €747,924 | ▲ 18.4% |
| Amounts payable17/49 | €182,645 | €141,910 | €161,254 | €165,835 | €654,552 | ▲ 295% |
| Amounts payable after more than one year17 | €82,010 | €79,951 | - | - | €438,101 | - |
| Financial debts170/4 | - | €79,951 | - | - | €438,101 | - |
| Amounts payable within one year42/48 | €100,635 | €61,959 | €161,254 | €163,412 | €216,452 | ▲ 32.5% |
| Current portion of amounts payable after more than one year42 | - | €2,059 | €70,000 | €70,000 | €29,697 | ▼ 57.6% |
| Trade debts44 | €22,826 | €13,577 | €16,712 | €16,583 | €141,783 | ▲ 755% |
| Suppliers440/4 | - | €13,577 | €16,712 | €16,583 | €141,783 | ▲ 755% |
| Taxes, remuneration and social security45 | - | €42,677 | €62,298 | €69,842 | €44,972 | ▼ 35.6% |
| Taxes450/3 | - | €28,238 | €45,562 | €41,804 | €15,597 | ▼ 62.7% |
| Remuneration and social security454/9 | - | €14,439 | €16,736 | €28,038 | €29,375 | ▲ 4.8% |
| Other amounts payable47/48 | - | €3,646 | €12,244 | €6,988 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €2,423 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €96,232 | €143,283 | €131,742 | €173,777 | €116,288 | ▼ 33.1% |
| + Depreciation and write-downs630 | €20,216 | €26,809 | €30,433 | €30,779 | €21,519 | ▼ 30.1% |
| Operating cash flow (approximation) | €116,448 | €170,092 | €162,175 | €204,557 | €137,807 | ▼ 32.6% |
| Investment in fixed assets (approximation) | - | -€22,381 | -€123,673 | -€4,916 | -€456,396 | ▼ 9,184% |
| Change in cash | - | €35,427 | -€107,778 | €120,899 | -€16,880 | ▼ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-09
State Gazette act
Incorporation · Founder
Registered office clause · Duration
12-08
State Gazette act
Incorporation · Founder
Corporate purpose · Board rule
13-07
State Gazette act
General meeting · Auditor appointment
Net-asset statement · Auditor report
13-07
State Gazette act
Real estate · Dissolution
Liquidation distribution · Other statement
25-06
State Gazette act
Incorporation · Founder
Name clause · Registered office clause
03-06
State Gazette act
Incorporation · Founder
Name clause · Legal form clause
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Highest result since 2018net €173,777 ▲31.9%
Operating result €239,083, net result €173,777, both a record.
31-12
Financial
Equity above €500,000Eq €652,096 ▲36.3%
6 profitable years in a row build equity to €652,096.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
Show earlier events
2021
31-12
Financial
Liquidity doublescurrent ratio 5.06
Current ratio from 2.15 to 5.06; short-term debt falls from €100,635 to €61,959.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €213,293 ▲82.2%
3 profitable years in a row build equity to €213,293.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Weakest financial yearnet €52,780 ▼3.7%
Net result drops to €52,780, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.51
Current ratio from 2.47 to 6.51; short-term debt falls from €25,741 to €15,675.
31-12
Financial
Equity above €100,000Eq €117,061 ▲60.8%
2 profitable years in a row build equity to €117,061.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
04-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2015
Ground area
1,567 m²
Building footprint
297 m²
Volume, LiDAR
4,389 m³
Parcel 12026B0330/00F007, Flanders · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Pacifisc
since 20152.238.610.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026B0330/00F007 | Flanders | 1,566 m² | 1 · 296 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,609 EUR awarded · 1,609 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 777 EUR | 777 EUR |
| 2024 | 1 | 477 EUR | 477 EUR |
| 2023 | 1 | 171 EUR | 171 EUR |
| 2022 | 1 | 184 EUR | 184 EUR |
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,896 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.pacifisc.be
E-mail
info@pacifisc.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0578877291
Also
9925:BE0578877291
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.