SIMONS HUBERT
ActiveSummary
SIMONS HUBERT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.51M and a net result of €480k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-2
Solvency68▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.66 in 2024; short-term debt: 55.4% and cash: 26.2% of total assets), but 57.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
13.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
45 d early
2023
35 d early
2022
36 d early
2021
47 d early
2020
31 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€1.51M=
2024 · €1.51M
Total assets
€3.54M▲ 9.3%
2024 · €3.24M
Net result
€480k▼ 1.8%
2024 · €489k
Working capital
€1.16M▲ 5.9%
2024 · €1.10M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€255k▼ 2.7%€151k▼ 40.9%€239k▲ 58.6%€732k▲ 206%€726k▼ 0.9%
Net result€237k▲ 19.1%€119k▼ 49.7%€189k▲ 57.9%€489k▲ 160%€480k▼ 1.8%
Equity€1.39M=€1.51M▲ 8.6%€1.51M▲ 0.2%€1.51M▲ 0.3%€1.51M=
Total assets€2.64M▼ 3.6%€2.55M▼ 3.4%€2.92M▲ 14.1%€3.24M▲ 11.0%€3.54M▲ 9.3%
Debt€1.26M▼ 7.3%€1.05M▼ 16.6%€1.41M▲ 34.2%€1.72M▲ 22.6%€2.02M▲ 17.4%
Working capital€1.21M▲ 3.2%€1.35M▲ 11.7%€1.05M▼ 22.5%€1.10M▲ 4.7%€1.16M▲ 5.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.54M
Fixed assets
€414k ▼ 12.0%
Current assets
€3.12M ▲ 12.9%
Equity and liabilities €3.54M
Equity
€1.51M =
Debt
€2.02M ▲ 17.4%
Debt's share of the balance-sheet total rises from 53.3% to 57.2%. Debt is higher.
Key figures and ratios
EBITDA
€747k▼
2024 · €763k
Cash flow
€502k▼
2024 · €521k
Current ratio
1.59▼
2024 · 1.66
Quick ratio
0.60▲
2024 · 0.36
Debt to equity
1.34▲
2024 · 1.14
ROE
31.8%▼
2024 · 32.4%
ROA
13.6%▼
2024 · 15.1%
Interest coverage
11.76▼
2024 · 13.57
Debt ≤ 1 year
€1.96M▲
2024 · €1.67M
Income taxes
€182k▼
2024 · €187k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €30k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €24k | €38k | €31k | €22k | ▼ 30.8% |
| Other operating charges640/8 | - | €10k | €9k | €9k | €10k | ▲ 20.6% |
| Non-recurring operating charges66A | - | - | - | - | €35k | - |
| Gross operating margin9900 | €308k | €185k | €286k | €772k | €793k | ▲ 2.7% |
| Operating profit (loss)9901 | €255k | €151k | €239k | €732k | €726k | ▼ 0.9% |
| Financial income75/76B | - | €71k | €62k | €90 | - | - |
| Recurring financial income75 | €97k | €71k | €62k | €90 | - | - |
| Financial charges65/66B | - | €37k | €36k | €56k | €64k | ▲ 12.9% |
| Recurring financial charges65 | €39k | €37k | €36k | €56k | €64k | ▲ 12.9% |
| Profit (loss) for the period before taxes9903 | €313k | €185k | €265k | €676k | €662k | ▼ 2.1% |
| Income taxes67/77 | €76k | €65k | €77k | €187k | €182k | ▼ 2.7% |
| Profit (loss) for the period9904 | €237k | €119k | €189k | €489k | €480k | ▼ 1.8% |
| Profit (loss) for the period to be appropriated9905 | €237k | €119k | €189k | €489k | €480k | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.64M | €2.55M | €2.92M | €3.24M | €3.54M | ▲ 9.3% |
| Fixed assets21/28 | €214k | €191k | €496k | €471k | €414k | ▼ 12.0% |
| Tangible fixed assets22/27 | €214k | €191k | €496k | €471k | €414k | ▼ 12.0% |
| Land and buildings22 | - | €98k | €426k | €418k | €409k | ▼ 2.0% |
| Plant, machinery and equipment23 | - | - | - | €5k | €5k | ▼ 10.2% |
| Furniture and vehicles24 | - | €92k | €70k | €48k | €534 | ▼ 98.9% |
| Current assets29/58 | €2.43M | €2.36M | €2.42M | €2.77M | €3.12M | ▲ 12.9% |
| Stocks and contracts in progress3 | €1.51M | €1.96M | €1.73M | €2.17M | €1.95M | ▼ 10.1% |
| Stocks30/36 | - | €1.96M | €1.73M | €2.17M | €1.95M | ▼ 10.1% |
| Amounts receivable within one year40/41 | €732k | €69k | €374k | €556k | €248k | ▼ 55.4% |
| Trade receivables40 | - | €69k | €374k | €556k | €248k | ▼ 55.4% |
| Other amounts receivable41 | - | €273 | - | - | €106 | - |
| Cash at bank and in hand54/58 | €191k | €329k | €313k | €44k | €928k | ▲ 2,009% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.64M | €2.55M | €2.92M | €3.24M | €3.54M | ▲ 9.3% |
| Equity10/15 | €1.39M | €1.51M | €1.51M | €1.51M | €1.51M | = |
| Contributions10/11 | - | €100k | €100k | €100k | €100k | = |
| Reserves13 | €310k | €425k | €425k | €425k | €425k | = |
| Non-distributable reserves130/1 | - | €10k | €10k | €10k | €10k | = |
| Reserves not available under the articles1311 | - | €10k | €10k | €10k | €10k | = |
| Distributable reserves133 | - | €415k | €415k | €415k | €415k | = |
| Profit (loss) carried forward14 | €976k | €980k | €983k | €988k | €988k | = |
| Amounts payable17/49 | €1.26M | €1.05M | €1.41M | €1.72M | €2.02M | ▲ 17.4% |
| Amounts payable within one year42/48 | €1.22M | €1.01M | €1.37M | €1.67M | €1.96M | ▲ 17.5% |
| Trade debts44 | €783 | €813 | €154k | €3k | €5k | ▲ 76.7% |
| Suppliers440/4 | - | €813 | €154k | €3k | €5k | ▲ 76.7% |
| Taxes, remuneration and social security45 | - | €69k | €149k | €199k | €235k | ▲ 17.6% |
| Taxes450/3 | - | €69k | €149k | €199k | €235k | ▲ 17.6% |
| Other amounts payable47/48 | - | €942k | €1.07M | €1.47M | €1.72M | ▲ 17.4% |
| Accrued charges and deferred income492/3 | - | €37k | €36k | €56k | €63k | ▲ 13.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €237k | €119k | €189k | €489k | €480k | ▼ 1.8% |
| + Depreciation and write-downs630 | €42k | €24k | €38k | €31k | €22k | ▼ 30.8% |
| Operating cash flow (approximation) | €279k | €144k | €227k | €521k | €502k | ▼ 3.6% |
| Investment in fixed assets (approximation) | - | €-541 | €-343k | €-6k | €35k | ▲ 664% |
| Change in cash | - | €138k | €-16k | €-269k | €884k | ▲ 428% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €489k ▲160%
Operating result €732k, net result €489k, both a record.
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €119k ▼49.7%
Net result drops to €119k, the lowest in the series; recovery starts the following year.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2012
Ground area
2.5 ha
Building footprint
9,333 m²
Volume, LiDAR
97,451 m³
2 parcels, Flanders · tallest building 30.0 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Steenweg op Gierle 228, 2300 Turnhout
since 20122.211.235.160
Elizabetlaan 160C, 8300 Knokke-Heist
since 20212.312.717.748
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0041/00B000 | Flanders | 2.0 ha | 1 · 7,654 m² | 30.0 m · 4 fl. |
| 13453O0904/00X010 | Flanders | 5,182 m² | 1 · 1,679 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,220. 2,605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2008
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Scores and ratios are computed by Checked and are not a credit decision.