Simone Construct Toiture
ActiveSummary
The computed 12-month bankruptcy probability of Simone Construct Toiture is 5.3% (elevated). The 2025 annual accounts show equity of €14,336 and a net result of €13,836. Its solvency ranks better than 51% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €14,336
- Profit
- €13,836
Why 38raises riskFounded in 2024Last filed accounts filed 97 days late; 1 of the last 3 lateLiquidity: current ratio 1.21, cash €0Sector: Specialised construction activities (NACE 43)Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 52% on solvency, 14% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: DABLEA Grigore (director) ·…
Financials · financial year 2025, micro format
2025 annual accounts filed late (97 days) Filed on 6 July 2026, deadline 31 March 2026 (7 months after the close on 31 August 2025, Companies Code art. 3:10). Source: NBB, 2026-00281448.
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,253 |
| Other operating charges640/8 | €298 |
| Gross operating margin9900 | €18,900 |
| Operating profit (loss)9901 | €17,349 |
| Financial charges65/66B | €55 |
| Recurring financial charges65 | €55 |
| Profit (loss) for the period before taxes9903 | €17,294 |
| Income taxes67/77 | €3,459 |
| Profit (loss) for the period9904 | €13,836 |
| Profit (loss) for the period to be appropriated9905 | €13,836 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €29,839 | |
| Fixed assets21/28 | €11,143 | |
| Tangible fixed assets22/27 | €11,143 | |
| Furniture and vehicles24 | €11,143 | |
| Current assets29/58 | €18,695 | |
| Amounts receivable within one year40/41 | €18,695 | |
| Trade receivables40 | €17,028 | |
| Other amounts receivable41 | €1,667 | |
| Cash at bank and in hand54/58 | €0 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €29,839 | |
| Equity10/15 | €14,336 | |
| Contributions10/11 | €500 | |
| Profit (loss) carried forward14 | €13,836 | |
| Amounts payable17/49 | €15,503 | |
| Amounts payable within one year42/48 | €15,503 | |
| Trade debts44 | €12,044 | |
| Suppliers440/4 | €12,044 | |
| Taxes, remuneration and social security45 | €3,459 | |
| Taxes450/3 | €3,459 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €13,836 |
| + Depreciation and write-downs630 | €1,253 |
| Operating cash flow (approximation) | €15,089 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-08-2025 | micro format | 06-07-2026 | 2026-00281448 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DABLEA Grigore |
|
Owners and capital
Capital and shareholders
- DABLEA Grigore 100 shares (100%) · €500 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 31-07-2024 Incorporation · €500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-07
Gazette deed
IncorporationAppointment: DABLEA Grigore (director) · Founder · Founding capital12 facts ▸
- Founder, DABLEA Grigore
- Incorporation, 26-06-2024
- Founding capital, €500
- Other provision, “remise du plan financier au notaire, capitaux propres de départ justifiés” (deed in French)
- Declaration, “faillite de la société dans les trois ans de sa constitution, avertissement sur responsabilité des fondateurs” (deed in French)
- Shareholding, 100, EUR
- Capital
- Other provision, “effectivité décisions finales, conformément à la loi” (deed in French)
- Registered office clause, “1330 Rixensart, Avenue du Bois La Haut 12” (deed in French)
- Director appointment, DABLEA Grigore (director (not named in the articles))
- Board rule, 1
- Pre-incorporation commitments, “reprise, engagements obligations activités entreprises ce jour nom et compte société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1012.011.985
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25091C0384/00D000 | Wallonia | 839 m² | 1 · 92 m² | 7.8 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Simone Construct Toiture
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, établissement de sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, personnes physiques ou morales actionnaires ou non” (deed in French)“Fixe ou proportionnelle, frais generaux independamment frais representation voyages deplacements” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires peuvent prendre connaissance pour leurs titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitie cedant et moitie acquereurs au prorata si plusieurs, tenus solliciter agrement memes formalites si non actionnaires plein droit” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Actions nouvelles a souscrire en numeraire, courrier electronique” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of February at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution quelque cause et moment, si aucun autre désigné” (deed in French)