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Simone Construct Toiture

Active
Private limited companyfounded 2024active for 2 yearsAvenue du Bois La Haut 12, 1330 Rixensart, BelgiumKBO/BCE: BE 1012.011.985
Summary

The computed 12-month bankruptcy probability of Simone Construct Toiture is 5.3% (elevated). The 2025 annual accounts show equity of €14,336 and a net result of €13,836. Its solvency ranks better than 51% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€29,839total assets 2025
Equity
€14,336
Profit
€13,836
Turnover not published (micro format)
Financial health
38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Structure
2025 accounts filed 97 days late
Why 38raises riskFounded in 2024Last filed accounts filed 97 days late; 1 of the last 3 lateLiquidity: current ratio 1.21, cash €0Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 53% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 73
equity 48.0% of total assets
Liquidity 24
short-term debt 52.0% · cash 0.0%
Profitability 100
return on assets 46.4%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 08-2025: 1.9%lowest value 09-2025: 1.9%● unchanged vs 08-2025lowest value 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 2.3%▲ +0.4 percentage points vs 10-2025 12-2025: 2.4%▲ +0.1 percentage points vs 11-2025 01-2026: 2.7%▲ +0.3 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.3 percentage points vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 2.9%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 3.3%▲ +0.4 percentage points vs 06-2026 08-2026: 5.3%▲ +2.0 percentage points vs 07-2026 09-2026: 5.3%● unchanged vs 08-2026 10-2026: 5.3%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.21, below the usual 1.5; short-term debt: 52% and cash: 0% of total assets), and 52% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 52% on solvency, 14% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 97 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.21, cash €0
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 97 days late
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 06-07-2026, 97 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2025
97 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DABLEA Grigore (director) ·…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 97 days View
  • Caution: Among the weakest 20% on equitysector median €57,810 · 34,711 companies €14,336 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€29,839
Profit
€13,836
Solvency
48.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
29-07-2024
Year ends
31-08
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
First Monday of February at 18:00
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Simone Construct Toiture

What is the company number of Simone Construct Toiture?
1012.011.985. In Belgium the VAT number is the company number with BE in front: BE 1012.011.985.
Where is Simone Construct Toiture based?
The registered office is at Avenue du Bois La Haut 12, 1330 Rixensart.Company details
What does Simone Construct Toiture do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of Simone Construct Toiture?
Private limited company (BV).
When was Simone Construct Toiture founded?
On 29-07-2024.
Is Simone Construct Toiture still active?
Yes, Simone Construct Toiture is an active enterprise in the KBO register.
What is the turnover of Simone Construct Toiture?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Simone Construct Toiture profitable?
In financial year 2025, Simone Construct Toiture made a profit of €13,836.
Where can I find the annual accounts of Simone Construct Toiture?
Simone Construct Toiture filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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