SIMONA'S
ActiveThe computed 12-month bankruptcy probability of SIMONA'S is 5.2% (elevated). The 2024 annual accounts show equity of €8k and a net result of €-3k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 18939 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▲+2
Solvency65▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.28 against 1.56 in 2023; short-term debt: 59.8% and cash: 16.2% of total assets), and 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.2%
Return on assets
-13.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
37 d early
2022
11 d early
2021
18 d early
2020
17 d early
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k▼ 25.2%
2023 · €11k
2019: €1k
2020: €15k
2021: €12k
2022: €15k
2023: €11k
2019 → 2024
Total assets
€20k▼ 1.0%
2023 · €20k
2019: €8k
2020: €27k
2021: €27k
2022: €28k
2023: €20k
2019 → 2024
Net result
€-3k▲ 42.2%
2023 · €-5k
2019: €-2k
2020: €14k
2021: €-3k
2022: €3k
2023: €-5k
2019 → 2024
Working capital
€3k▼ 28.9%
2023 · €5k
2020: €12k
2021: €10k
2022: €9k
2023: €5k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€12k▼ 19.0%€15k▲ 22.4%€11k▼ 30.3%€8k▼ 25.2%
Operating result€14k-€-3k€3k€-4k€-3k▲ 42.6%
Net result€14k-€-3k€3k€-5k€-3k▲ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20k
Fixed assets
€5k▼ 32.4%
Current assets
€15k▲ 15.3%
Equity and liabilities €20k
Equity
€8k▼ 25.2%
Debt
€12k▲ 26.6%
The debt ratio rises from 46.8% to 59.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-298▲
2023 · €-1k
Cash flow
€-468▲
2023 · €-2k
Solvency
40.2%▼
2023 · 53.2%
Current ratio
1.28▼
2023 · 1.56
Quick ratio
1.26▼
2023 · 1.53
Debt / equity
1.49▲
2023 · 0.88
ROE
-33.7%▲
2023 · -43.6%
ROA
-13.5%▲
2023 · -23.2%
Interest coverage
-3.49▲
2023 · -18.79
Debt
€12k▲
2023 · €9k
Debt ≤ 1 year
€12k▲
2023 · €8k
Income taxes
€144▲
2023 · €136
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€20k€20k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€7k€5k▼
Current assets29/58€13k€15k▲
Stocks and contracts in progress3€250€250=
Stocks30/36€250€250=
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€1k€951▼
Cash at bank and in hand54/58€9k€3k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€20k€20k▼
Equity10/15€11k€8k▼
Contributions10/11€3k€3k=
Reserves13€8k€5k▼
Distributable reserves133€8k€5k▼
Amounts payable17/49€9k€12k▲
Amounts payable within one year42/48€8k€12k▲
Trade debts44€495€3k▲
Suppliers440/4€495€3k▲
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€136€144▲
Taxes450/3€136€144▲
Other amounts payable47/48€8k€3k▼
Accrued charges and deferred income492/3€892-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€523€388▼
Gross operating margin9900€-784€90▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€59€59▲
Recurring financial income75€59€59▲
Financial charges65/66B€182€85▼
Recurring financial charges65€70€85▲
Non-recurring financial charges66B€113-
Profit (loss) for the period before taxes9903€-4k€-3k▲
Income taxes67/77€136€144▲
Profit (loss) for the period9904€-5k€-3k▲
Profit (loss) for the period to be appropriated9905€-5k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Transfer from equity791/2€5k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼266%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Baurscheitlaan 522100 AntwerpenGround area
357 m²
Building footprint
103 m²
Volume, LiDAR
784 m³
Parcel 11346B0546/00A002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SIMONA'S
since 20192.297.754.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0546/00A002 | Flanders | 357 m² | 1 · 103 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.297.754.806
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,454. 6,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.