BENI ZNASSEN
ActiveSummary
The computed 12-month bankruptcy probability of BENI ZNASSEN is 7.9% (elevated). The annual accounts of BENI ZNASSEN for fiscal year 2025 show a net loss of 88% of total assets and of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 86% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency99▼-1
Growth68=
Track record100
Bankruptcy probability, 12 months
7.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.87 against 7.36 in 2024; short-term debt: 25.9% and cash: 42.5% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
-87.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
29 d late
2022
31 d late
2021
4 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€118k▲ 114%
2020 · €55k
2020: €55k
2020 → 2024
EBIT margin
-1.7%▼ 14.8pp
2020 · 13.1%
2020: 13.1%
2020 → 2024
Net result
€-9k▼ 116%
2024 · €-4k
2020: €7k
2021: €7k
2022: €4k
2023: €278
2024: €-4k
2020 → 2025
Working capital
€8k▼ 54.2%
2024 · €17k
2020: €7k
2021: €16k
2022: €21k
2023: €21k
2024: €17k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€118k
Equity€16k-€21k▲ 25.6%€21k▲ 1.4%€17k▼ 20.1%€8k▼ 54.2%
Operating result€7k-€4k▼ 40.9%€451▼ 89.7%€-2k€-9k▼ 341%
Net result€7k-€4k▼ 42.1%€278▼ 93.4%€-4k€-9k▼ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€8k ▼ 54.2%
Debt
€3k ▲ 1.5%
Debt's share of the balance-sheet total rises from 13.6% to 25.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
3.87▼
2024 · 7.36
Quick ratio
2.46▼
2024 · 6.01
Debt to equity
0.35▲
2024 · 0.16
ROE
-118.4%▼
2024 · -25.1%
ROA
-87.8%▼
2024 · -21.7%
Debt ≤ 1 year
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€10k▼
Current assets29/58€19k€10k▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€13k€2k▼
Trade receivables40€6k-
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€19k€10k▼
Equity10/15€17k€8k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€15k€6k▼
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€3k€825▼
Taxes450/3€3k€825▼
Income statement
Code20242025
Turnover70€118k-
Goods, raw materials, services and sundry goods60/61€120k-
Other operating charges640/8€239€243▲
Gross operating margin9900€-2k€-9k▼
Operating profit (loss)9901€-2k€-9k▼
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903€-2k€-9k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€-4k€-9k▼
Profit (loss) for the period to be appropriated9905€-4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€6k▼
Profit (loss) brought forward from the previous period14P€19k€15k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 7.36
Current ratio from 2.76 to 7.36; short-term debt falls from €12k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 8.57
Current ratio from 3.38 to 8.57; short-term debt falls from €7k to €3k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold II laan 1291080 Sint-Jans-MolenbeekGround area
62 m²
Building footprint
46 m²
Volume, LiDAR
647 m³
Parcel 21012A0121/00R004, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BENI ZNASSEN
since 20192.289.557.613
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0121/00R004 | Brussels | 62 m² | 1 · 46 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.289.557.613
Similar companies · same sector, comparable size
SCHERPENBERG
BE 0442.212.607
Heuvelland · Eq €7,611
SHANTI SHOP
BE 0899.438.438
Mortsel · Eq €7,609
Pain perdu
BE 0444.037.591
Gent · Eq €7,625
Djingel Djangel
BE 0672.839.411
Antwerpen · Eq €7,605
LA BELLA ITALIA
BE 0471.765.834
Aalter · Eq €7,601
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 6,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.