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SIMON PONCELET

Active Risk: not assessed
Private limited companyfounded 2023active for 3 yearsRue de la Gare,Noirefontaine 28, 6831 Bouillon, BelgiumKBO/BCE: BE 0804.940.246
Summary

SIMON PONCELET is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €23,116 and a net result of €25,315. Its solvency ranks better than 27% of 9,736 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€103,219total assets 2025
Equity
€23,116
Profit
€25,315
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
2025 accounts 36 days early
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
36 days early
2024
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 4 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €25,315
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€23,116
2024 · -€2,199
Net result
€25,315
2024 · -€5,199
Total assets
€103,219▼ 2.0%
2024 · €105,323
Solvency
22.4%▲ 24.5pp
2024 · -2.1%
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €816 after €421 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€816 2025 Net result€25,315 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€421--€816
Net result-€5,199below the sector's middle half-€25,315within the sector's middle half
Equity-€2,199below the sector's middle half-€23,116below the sector's middle half
Total assets€105,323below the sector's middle half-€103,219below the sector's middle half▼ 2.0%
Debt€107,523-€80,103▼ 25.5%
Working capital-€37,822below the sector's middle half--€24,859below the sector's middle half▲ 34.3%
Solvency-2.1%below the sector's middle half-22.4%within the sector's middle half▲ 24.5pp
Current ratio0.11below the sector's middle half-0.09below the sector's middle half▼ 0.02
Return on assets (ROA)-4.9%below the sector's middle half-24.5%within the sector's middle half▲ 29.5pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,219
Fixed assets €100,650 =
Current assets €2,569 ▼ 45.0%
Equity and liabilities €103,219
Equity €23,116
Debt €80,103
Debt finances 77.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
ROE
109.5%
Debt ≤ 1 year
€27,428▼
2024 · €42,495
Debt > 1 year
€52,675▼
2024 · €65,028
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€105,323€103,219▼
Fixed assets21/28€100,650€100,650=
Financial fixed assets28€100,650€100,650=
Current assets29/58€4,673€2,569▼
Amounts receivable within one year40/41€4,517€2,500▼
Trade receivables40€4,517€2,500▼
Cash at bank and in hand54/58€156€69▼
Equity and liabilities
Total equity and liabilities10/49€105,323€103,219▼
Equity10/15-€2,199€23,116▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€5,199€20,116▲
Amounts payable17/49€107,523€80,103▼
Amounts payable after more than one year17€65,028€52,675▼
Financial debts170/4€65,028€52,675▼
Amounts payable within one year42/48€42,495€27,428▼
Current portion of amounts payable after more than one year42€11,825€12,353▲
Trade debts44€1,955€168▼
Suppliers440/4€1,955€168▼
Taxes, remuneration and social security45€5,444€4,239▼
Taxes450/3€3,844€2,639▼
Remuneration and social security454/9€1,600€1,600=
Other amounts payable47/48€23,271€10,668▼
Income statement Code20242025
Other operating charges640/8€32€127▲
Gross operating margin9900€453-€689▼
Operating profit (loss)9901€421-€816▼
Financial income75/76B-€30,001
Recurring financial income75-€30,001
Financial charges65/66B€5,620€3,869▼
Recurring financial charges65€5,620€3,869▼
Profit (loss) for the period before taxes9903-€5,199€25,315▲
Profit (loss) for the period9904-€5,199€25,315▲
Profit (loss) for the period to be appropriated9905-€5,199€25,315▲
Appropriation of the result
Profit (loss) to be appropriated9906-€5,199€20,116▲
Profit (loss) brought forward from the previous period14P--€5,199

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€32€127▲ 301%
Gross operating margin9900€453-€689-
Operating profit (loss)9901€421-€816-
Financial income75/76B-€30,001-
Recurring financial income75-€30,001-
Financial charges65/66B€5,620€3,869▼ 31.2%
Recurring financial charges65€5,620€3,869▼ 31.2%
Profit (loss) for the period before taxes9903-€5,199€25,315-
Profit (loss) for the period9904-€5,199€25,315-
Profit (loss) for the period to be appropriated9905-€5,199€25,315-
Line20242025Change
Assets
Total assets20/58€105,323€103,219▼ 2.0%
Fixed assets21/28€100,650€100,650=
Financial fixed assets28€100,650€100,650=
Current assets29/58€4,673€2,569▼ 45.0%
Amounts receivable within one year40/41€4,517€2,500▼ 44.7%
Trade receivables40€4,517€2,500▼ 44.7%
Cash at bank and in hand54/58€156€69▼ 56.0%
Equity and liabilities
Total equity and liabilities10/49€105,323€103,219▼ 2.0%
Equity10/15-€2,199€23,116-
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€5,199€20,116-
Amounts payable17/49€107,523€80,103▼ 25.5%
Amounts payable after more than one year17€65,028€52,675▼ 19.0%
Financial debts170/4€65,028€52,675▼ 19.0%
Amounts payable within one year42/48€42,495€27,428▼ 35.5%
Current portion of amounts payable after more than one year42€11,825€12,353▲ 4.5%
Trade debts44€1,955€168▼ 91.4%
Suppliers440/4€1,955€168▼ 91.4%
Taxes, remuneration and social security45€5,444€4,239▼ 22.1%
Taxes450/3€3,844€2,639▼ 31.4%
Remuneration and social security454/9€1,600€1,600=
Other amounts payable47/48€23,271€10,668▼ 54.2%
Line20242025Change
Profit (loss) for the period9904-€5,199€25,315-
Operating cash flow (approximation)-€5,199€25,315-
Investment in fixed assets (approximation)-€0-
Change in cash--€88-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 25-06-2026 2026-00228746
31-12-2024 micro format 28-08-2025 2025-00456147

Similar companies · same sector, comparable size

Of the 24,456 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,093. 8,157 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
PONCELET Simon Michèle Stéphane
Director (not named in the articles) · since 23-08-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
PONCELET Simon Michèle Stéphane
  • Director (not named in the articles), from 23-08-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 23-08-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 23-08-2023 Incorporation · €3,000 · 100 shares

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of SIMON PONCELET and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SIMON PONCELET was incorporated on 21 August 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, PONCELET Simon Michèle Stéphane has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-08-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Back to profitnet €25,315
Net result €25,315 after one loss-making year.
28-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 28 days late
2023
23-08
Gazette deed Incorporation
Appointment: PONCELET Simon Michèle Stéphane (director) · Registered office clause · Board rule6 facts ▸
  • Other provision, “dispositions_transitoires_effectivité, dépôt au greffe du tribunal de l’entreprise d’une expédition de l’acte constitutif” (deed in French)
  • Registered office clause, “6831 Noirefontaine (Bouillon),rue de la Gare,28” (deed in French)
  • Board rule, 1
  • Director appointment, PONCELET Simon Michèle Stéphane (director (not named in the articles))
  • Founder, PONCELET Simon Michèle Stéphane (actionnaire)
  • Founding capital, €3,000
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-08-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804940246
Also 9925:BE0804940246
Registered 16-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Bouillon · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
525 m²
Building footprint
138 m²
Building volume
1,076 m³
Parcel 84044D0256/00L000, Wallonia · tallest building 9.9 m. Linked by address, not a title deed.
1 establishment unit
SIMON PONCELET
Rue de la Gare,Noirefontaine 28, 6831 BouillonActivities of holding companies
since 2023unit no. 2.351.970.282
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
84044D0256/00L000 Wallonia 524 m² 1 · 138 m² 9.9 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“La constitution,la gestion,la conservation,le développement et la valorisation dans son sens le plus large,d’un patrimoine immobilier et…” (deed in French)
19 activities (deed in French)
  1. La constitution,la gestion,la conservation,le développement et la valorisation dans son sens le plus large,d’un patrimoine immobilier et financier. Dans ce cadre,la société pourra valoriser ce(s) patrimoine(s) mobilier(s) et/ou immobilier(s) par des actes de gestion et même de disposition,s’il échet,tels que – la présente liste étant énonciative et non limitative - : investissement,achat,vente,aménagements,location et leasing,construction,prise de participation directe ou indirecte dans toutes affaires,entreprises (commerciales,industrielles,financières,mobilières et immobilières).
  2. L’utilisation de tous les moyens propres à la prise de participation sous quelque forme que ce soit,dans toutes les sociétés ou entreprises ; détention de titres représentatifs du capital desdites sociétés ou entreprises,ou de tous droits de souscription,d’options,de warrants,…
  3. La détention à long terme des actions émanant de plusieurs autres entreprises classées dans différents secteurs économiques ;
  4. L’intervention dans la gestion journalière,la représentation des entreprises sur base de la possession ou du contrôle du capital social et autres activités d’administration d’entreprises,comparables aux activités exercées par les sièges sociaux et administratifs de certaines entreprises ;
  5. L’assistance et la participation à la gestion de toute affaire,entreprise,groupement,association ou société,ainsi que la tutelle de ces sociétés et entreprises ;
  6. Toutes activités de conseil vis-à-vis de ces sociétés et entreprises,en matière de gestion,de marketing,de management,d’organisation financière,administrative ou autre et de ressources humaines,à l’exclusion des activités réglementées par la loi du 04 décembre 1990 sur la gestion de fortune ;
  7. Le commerce / la fabrication sous toutes ses formes de tels produits / l’exécution de telles prestations de services.
  8. Elle peut notamment se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non.
  9. La société peut effectuer,tant en Belgique qu’à l’étranger,toutes opérations industrielles,commerciales,financières,mobilières ou immobilières qui sont de nature à élargir ou à promouvoir de manière directe ou indirecte son entreprise.
  10. Elle peut notamment s’intéresser par voie d’apport,de fusion,de souscription,d’intervention financière ou par tout autre mode,dans toutes sociétés ou entreprises en Belgique et à l’étranger,ayant en tout ou en partie un objet similaire ou connexe au sien ou susceptible d’en favoriser l’extension et le développement.
  11. La mise à disposition partielle du patrimoine à (aux) administrateur(s).
  12. L'énumération qui précède n'est pas limitative de sorte que la société peut effectuer toutes opérations susceptibles de contribuer à la réalisation de tout ou partie de son objet.
  13. La société a également pour objet,tant en Belgique qu’à l’étranger,pour son propre compte,la constitution et la gestion d’un patrimoine mobilier et immobilier et la location financement de biens immeubles aux tiers,l’acquisition par l’achat ou autrement,la vente,l’échange,la construction,la transformation,l’amélioration,l’équipement,l’aménagement,l’embellissement,l’entretien,la location,la prise en location,le lotissement,la prospection et l’exploitation de biens immobiliers,ainsi que toutes opérations qui,directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l’accroissement et le rapport d’un patrimoine immobilier,de même que se porter caution pour la bonne fin d’engagements pris par des tiers qui auraient la jouissance de ces biens immobiliers.
  14. Elle pourra également dans le cadre de cet objet exercer toutes activités de relations publiques et de prospection de clientèles.
  15. Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
  16. La société pourra d'une façon générale,accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières,se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement,la réalisation.
  17. La société peut également exercer les fonctions d'administrateur ou de liquidateur dans d'autres sociétés.
  18. La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large.
  19. Au cas où la prestation de certains actes serait soumise à des conditions préalables d'accès à la profession,la société subordonnera son action,en ce qui concerne la prestation de ces actes,à la réalisation de ces conditions.

The full purpose is in the deed

Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, rue de la Gare,28,6831 Noirefontaine (Bouillon)” (deed in French)

deed of 23-08-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“8. GESTION,Article 14. Organe d’administration, personnes physiques ou morales,actionnaires ou non” (deed in French)

deed of 23-08-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Saturday of May at 19:00

deed of 23-08-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 23-08-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Délibérations, majorité des voix quel que soit nombre de titres représentés” (deed in French)
Other provision: “Affectation du bénéfice annuel net, décider affectation et montant des distributions” (deed in French)
Liquidation distribution: “Après apurement de toutes dettes,charges et frais de liquidation ou après consignation des montants nécessaires, remis pour être partagés…” (deed in French)
Other provision: “Pouvoirs d’administration de l’organe d’administration, pouvoirs spéciaux à tout mandataire” (deed in French)
Other provision: “Gestion journalière ainsi que représentation pour cette gestion, gestion journalière” (deed in French)
3 more provisions in the deed, see the deed of 23-08-2023

deed of 23-08-2023