Private limited company · founded 1990 · active for 36 yearsCampinaweg 19, 2960 Brecht, BelgiumKBO/BCE: BE 0440.231.233
Summary
CREATIVE SERVICES AND FACILITIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €12,421 and a net result of €792. Equity is growing by about 35% per year across the filed financial years. Its solvency ranks better than 15% of 9,863 sector peers (NACE 64, financial year 2024). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.
#3 oldest company in Brecht, Finance and insurance sector1 site
Size
€121,278total assets 2024
Equity
€12,421
Profit
€792
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 70 days overdue0 of 1 deed read
Signalsraises riskWeak solvency vs sectorneutralFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
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neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Annual accounts filedfinancial year 2023 · micro…
Annual accounts filedfinancial year 2022 · micro…
Key points
Caution: Among the weakest 14% on equitysector median €137,613 · 9,869 companies€12,421View
Caution: Accounts not fileddeadline was 31-07-202670 days lateView