Simon.Expert
ActiveSummary
For Simon.Expert, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €203,916 and a net result of €54,969. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 95% of 18483 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
99.7%
Return on assets
26.9%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-10-2024, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
90 d late
2022
30 d late
2021
23 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€203,916▲ 36.9%
2022 · €148,947
Total assets
€204,542▲ 30.4%
2022 · €156,818
Net result
€54,969▲ 32.3%
2022 · €41,550
Working capital
€182,853▲ 45.8%
2022 · €125,372
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€20,864-€54,166▲ 160%€55,803▲ 3.0%€52,127▼ 6.6%€74,171▲ 42.3%
Net result€16,496-€42,990▲ 161%€44,311▲ 3.1%€41,550▼ 6.2%€54,969▲ 32.3%
Equity€20,096-€63,086▲ 214%€107,397▲ 70.2%€148,947▲ 38.7%€203,916▲ 36.9%
Total assets€39,538-€88,587▲ 124%€107,654▲ 21.5%€156,818▲ 45.7%€204,542▲ 30.4%
Debt€19,442-€25,502▲ 31.2%€257▼ 99.0%€7,871▲ 2,966%€626▼ 92.0%
Working capital€13,898-€57,405▲ 313%€102,339▲ 78.3%€125,372▲ 22.5%€182,853▲ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 42% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €204,542
Fixed assets
€21,064 ▼ 10.7%
Current assets
€183,479 ▲ 37.7%
Equity and liabilities €204,542
Equity
€203,916 ▲ 36.9%
Debt
€626 ▼ 92.0%
Debt's share of the balance-sheet total falls from 5.0% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81,347▲
2022 · €56,810
Cash flow
€62,145▲
2022 · €46,233
Debt to equity
0.00▼
2022 · 0.05
ROE
27.0%▼
2022 · 27.9%
ROA
26.9%▲
2022 · 26.5%
Interest coverage
725.67▲
2022 · 571.93
Debt ≤ 1 year
€626▼
2022 · €7,871
A ratio outside any meaningful range has been withheld (balance sheet total €204,542, equity €203,916).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,780 | €3,872 | €3,489 | €4,683 | €7,177 | ▲ 53.2% |
| Other operating charges640/8 | - | - | €357 | €857 | €1,241 | ▲ 44.8% |
| Gross operating margin9900 | €22,734 | €58,334 | €59,649 | €57,667 | €82,588 | ▲ 43.2% |
| Operating profit (loss)9901 | €20,864 | €54,166 | €55,803 | €52,127 | €74,171 | ▲ 42.3% |
| Financial income75/76B | - | - | €0 | €417 | €896 | ▲ 115% |
| Recurring financial income75 | - | - | €0 | €417 | €896 | ▲ 115% |
| Financial charges65/66B | - | - | €84 | €99 | €20,098 | ▲ 20,134% |
| Recurring financial charges65 | - | €36 | €84 | €99 | €112 | ▲ 12.9% |
| Non-recurring financial charges66B | - | - | - | - | €19,986 | - |
| Profit (loss) for the period before taxes9903 | €20,864 | €54,130 | €55,719 | €52,444 | €54,969 | ▲ 4.8% |
| Income taxes67/77 | €4,368 | €11,141 | €11,408 | €10,894 | - | - |
| Profit (loss) for the period9904 | €16,496 | €42,990 | €44,311 | €41,550 | €54,969 | ▲ 32.3% |
| Profit (loss) for the period to be appropriated9905 | €16,496 | €42,990 | €44,311 | €41,550 | €54,969 | ▲ 32.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39,538 | €88,587 | €107,654 | €156,818 | €204,542 | ▲ 30.4% |
| Fixed assets21/28 | €6,198 | €5,681 | €5,058 | €23,575 | €21,064 | ▼ 10.7% |
| Tangible fixed assets22/27 | €6,198 | €5,681 | €5,058 | €23,575 | €21,064 | ▼ 10.7% |
| Furniture and vehicles24 | - | - | €5,058 | €23,575 | €21,064 | ▼ 10.7% |
| Current assets29/58 | €33,340 | €82,906 | €102,596 | €133,243 | €183,479 | ▲ 37.7% |
| Amounts receivable within one year40/41 | €19,850 | €20,074 | €29,331 | €37,319 | €67,205 | ▲ 80.1% |
| Trade receivables40 | - | - | €24,393 | €23,365 | €23,370 | = |
| Other amounts receivable41 | - | - | €4,938 | €13,953 | €43,836 | ▲ 214% |
| Cash at bank and in hand54/58 | €13,490 | €62,501 | €72,820 | €94,601 | €115,311 | ▲ 21.9% |
| Deferred charges and accrued income490/1 | - | - | €444 | €1,323 | €962 | ▼ 27.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39,538 | €88,587 | €107,654 | €156,818 | €204,542 | ▲ 30.4% |
| Equity10/15 | €20,096 | €63,086 | €107,397 | €148,947 | €203,916 | ▲ 36.9% |
| Contributions10/11 | - | - | €3,600 | €3,600 | €3,600 | = |
| Outside capital11 | - | - | €3,600 | €3,600 | - | - |
| Other1109/19 | - | - | €3,600 | €3,600 | - | - |
| Profit (loss) carried forward14 | €16,496 | €59,486 | €103,797 | €145,347 | €200,316 | ▲ 37.8% |
| Amounts payable17/49 | €19,442 | €25,502 | €257 | €7,871 | €626 | ▼ 92.0% |
| Amounts payable within one year42/48 | €19,442 | €25,502 | €257 | €7,871 | €626 | ▼ 92.0% |
| Trade debts44 | €70 | €37 | €181 | €871 | €626 | ▼ 28.1% |
| Suppliers440/4 | - | - | €181 | €871 | €626 | ▼ 28.1% |
| Taxes, remuneration and social security45 | - | - | €76 | €7,000 | - | - |
| Taxes450/3 | - | - | €76 | €7,000 | - | - |
| Other amounts payable47/48 | - | - | €0 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,496 | €42,990 | €44,311 | €41,550 | €54,969 | ▲ 32.3% |
| + Depreciation and write-downs630 | €1,780 | €3,872 | €3,489 | €4,683 | €7,177 | ▲ 53.2% |
| Operating cash flow (approximation) | €18,276 | €46,861 | €47,800 | €46,233 | €62,145 | ▲ 34.4% |
| Investment in fixed assets (approximation) | - | -€3,354 | -€2,866 | -€23,200 | -€4,665 | ▲ 79.9% |
| Change in cash | - | €49,011 | €10,319 | €21,780 | €20,710 | ▼ 4.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Highest result since 2019net €54,969 ▲32.3%
Operating result €74,171, net result €54,969, both a record.
31-12
Financial
Liquidity times 17current ratio 293.15
Current ratio from 16.93 to 293.15; short-term debt falls from €7,871 to €626.
31-12
Financial
Equity above €200,000Eq €203,916 ▲36.9%
5 profitable years in a row build equity to €203,916.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity times 123current ratio 399.66
Current ratio from 3.25 to 399.66; short-term debt falls from €25,502 to €257.
31-12
Financial
Equity above €100,000Eq €107,397 ▲70.2%
3 profitable years in a row build equity to €107,397.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2019
Ground area
306 m²
Building footprint
59 m²
Volume, LiDAR
511 m³
Parcel 52032A0147/08K000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Simon.Expert
since 20192.294.370.296
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52032A0147/08K000 | Wallonia | 306 m² | 1 · 59 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 6,612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0734963852
Also
9925:BE0734963852
Registered
29-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.