SIM CONSULT
ActiveSummary
SIM CONSULT has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89,817 and a net result of €14,077. Equity is shrinking by about 7.1% per year across the filed financial years. Its solvency ranks better than 51% of 20,539 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
- Equity
- €89,817
- Profit
- €14,077
- Liesbet BERBÉDirector
- Wim SIMONSDirector
Why 55raises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 07-01-2026)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Founded in 1999Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 56% on solvency, 38% on liquidity, 42% on profitability and 64% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 118 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €14,077
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 29 October 2026.
2019 to 2024, 5 financial years 2018 to 2024, 6 financial years
The operating result returns to profit in 2024: €20,007 after a loss of €13,646 in 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,359 | €7,001 | €8,187 | €10,660 | €23,906 | €21,864 | ▼ 8.5% |
| Other operating charges640/8 | - | - | - | €509 | €802 | €569 | ▼ 29.0% |
| Gross operating margin9900 | €48,515 | €18,385 | €35,843 | €5,300 | €11,062 | €42,440 | ▲ 284% |
| Operating profit (loss)9901 | €34,933 | €10,264 | €26,398 | -€5,869 | -€13,646 | €20,007 | - |
| Financial income75/76B | - | - | - | €10,073 | €10 | €946 | ▲ 93× |
| Recurring financial income75 | €819 | €725 | €540 | €455 | €10 | €946 | ▲ 93× |
| Non-recurring financial income76B | - | - | - | €9,618 | - | - | - |
| Financial charges65/66B | - | - | - | €446 | €2,362 | €6,696 | ▲ 183% |
| Recurring financial charges65 | €258 | €424 | €138 | €446 | €2,362 | €6,696 | ▲ 183% |
| Profit (loss) for the period before taxes9903 | €35,495 | €10,565 | €26,800 | €3,758 | -€15,998 | €14,257 | - |
| Income taxes67/77 | €11,963 | €6,667 | €9,598 | - | €176 | €180 | ▲ 2.1% |
| Profit (loss) for the period9904 | €23,532 | €3,899 | €17,201 | €3,758 | -€16,174 | €14,077 | - |
| Profit (loss) for the period to be appropriated9905 | €23,532 | €3,899 | €17,201 | €3,758 | -€16,174 | €14,077 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €161,692 | €151,806 | €166,478 | €223,045 | €162,438 | €141,638 | ▼ 12.8% |
| Fixed assets21/28 | €7,622 | €5,338 | €5,929 | €66,381 | €92,157 | €78,010 | ▼ 15.4% |
| Tangible fixed assets22/27 | €7,622 | €5,338 | €5,929 | €66,381 | €92,157 | €78,010 | ▼ 15.4% |
| Land and buildings22 | - | - | - | - | €432 | €316 | ▼ 26.8% |
| Plant, machinery and equipment23 | - | - | - | €2,572 | €55,761 | €54,969 | ▼ 1.4% |
| Furniture and vehicles24 | - | - | - | €63,809 | €35,964 | €22,725 | ▼ 36.8% |
| Current assets29/58 | €154,071 | €146,468 | €160,549 | €156,664 | €70,281 | €63,627 | ▼ 9.5% |
| Stocks and contracts in progress3 | - | - | - | - | €7,986 | €7,865 | ▼ 1.5% |
| Stocks30/36 | - | - | - | - | €7,986 | €7,865 | ▼ 1.5% |
| Amounts receivable within one year40/41 | €60,059 | €37,833 | €47,068 | €42,992 | €38,370 | €37,435 | ▼ 2.4% |
| Trade receivables40 | - | - | - | €27,135 | €22,513 | €21,578 | ▼ 4.2% |
| Other amounts receivable41 | - | - | - | €15,857 | €15,857 | €15,857 | = |
| Cash at bank and in hand54/58 | €94,011 | €108,634 | €113,481 | €113,673 | €23,888 | €15,787 | ▼ 33.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €37 | €2,540 | ▲ 69× |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €161,692 | €151,806 | €166,478 | €223,045 | €162,438 | €141,638 | ▼ 12.8% |
| Equity10/15 | €139,327 | €143,226 | €160,427 | €164,185 | €75,740 | €89,817 | ▲ 18.6% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €97,046 | €100,944 | €118,146 | €118,146 | €118,146 | €118,146 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | €36,860 | €36,860 | €36,860 | = |
| Distributable reserves133 | - | - | - | €79,426 | €79,426 | €79,426 | = |
| Profit (loss) carried forward14 | €29,882 | €29,882 | €29,882 | €33,639 | -€54,806 | -€40,729 | ▲ 25.7% |
| Amounts payable17/49 | €22,365 | €8,580 | €6,051 | €58,861 | €86,698 | €51,820 | ▼ 40.2% |
| Amounts payable after more than one year17 | €2,158 | - | - | €33,409 | €23,746 | €18,998 | ▼ 20.0% |
| Financial debts170/4 | - | - | - | €33,409 | €23,746 | €18,998 | ▼ 20.0% |
| Amounts payable within one year42/48 | €19,498 | €8,580 | €6,051 | €25,452 | €62,952 | €32,822 | ▼ 47.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €14,646 | €36,292 | €16,487 | ▼ 54.6% |
| Trade debts44 | €6,012 | €2,239 | - | - | €11,079 | - | - |
| Suppliers440/4 | - | - | - | - | €11,079 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €9,987 | €7,476 | €7,574 | ▲ 1.3% |
| Taxes450/3 | - | - | - | €9,987 | €7,476 | €7,574 | ▲ 1.3% |
| Other amounts payable47/48 | - | - | - | €819 | €8,105 | €8,761 | ▲ 8.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,532 | €3,899 | €17,201 | €3,758 | -€16,174 | €14,077 | - |
| + Depreciation and write-downs630 | €12,359 | €7,001 | €8,187 | €10,660 | €23,906 | €21,864 | ▼ 8.5% |
| Operating cash flow (approximation) | €35,891 | €10,899 | €25,389 | €14,417 | €7,732 | €35,941 | ▲ 365% |
| Investment in fixed assets (approximation) | - | -€4,717 | -€8,779 | -€71,111 | - | -€7,717 | - |
| Change in cash | - | €14,623 | €4,847 | €191 | - | -€8,101 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 31-12-2025 | 2026-00002771 |
| 31-12-2023 | micro format | 24-10-2024 | 2024-00526073 |
| 31-12-2021 | micro format | 28-04-2023 | 2023-00069527 |
| 31-12-2020 | micro format | 27-10-2021 | 2021-74200053 |
| 31-12-2019 | micro format | 27-09-2020 | 2020-57800470 |
| 31-12-2018 | micro format | 24-09-2019 | 2019-65700596 |
| 31-12-2017 | micro format | 19-09-2018 | 2018-63600420 |
| 31-12-2015 | abbreviated format | 29-08-2016 | 2016-49300219 |
| 31-12-2014 | abbreviated format | 21-08-2015 | 2015-47600396 |
| 31-12-2013 | abbreviated format | 29-08-2014 | 2014-52200529 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Liesbet BERBÉ |
|
| Wim SIMONS |
|
Owners and capital
Capital and shareholders
- 25-01-2024 Converted to unavailable equity
- 25-01-2024 Converted to unavailable equity
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-01
Gazette deed
Resignation: Wim SIMONS (statutory manager)Appointments: Wim SIMONS (director) and Liesbet BERBÉ (director) · Legal form clause · Capital15 facts ▸
- General meeting, 29-11-2023
- Other provision, “onderwerping aan WVV en aanpassing statuten, statuten in overeenstemming brengen overeenkomstig artikel 39,§1,derde lid Wet 2019-03-23” (deed in Dutch)
- Legal form clause, “besloten vennootschap, BV” (deed in Dutch)
- Capital
- Capital conversion, “omvorming in beschikbare eigen vermogensrekening, artikel 39 §2 derde lid Wet 23-03-2019” (deed in Dutch)
- Registered office clause, “3128 Tremelo (Baal),Van Regenmortelstraat 29” (deed in Dutch)
- Other provision, “analytisch uittreksel, VOOR EENSLUIDEND ANALYTISCH UITTREKSEL” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “omvorming statutair onbeschikbare in beschikbare eigen vermogensrekening, overboeking naar beschikbare eigen vermogensrekeningen” (deed in Dutch)
- Director resignation, Wim SIMONS (statutory manager)
- Director appointment, Wim SIMONS (director (not named in the articles))
- Director appointment, Liesbet BERBÉ (director (not named in the articles))
- +3 further facts in this act
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24065B0207/00F000 | Flanders | 942 m² | 1 · 76 m² | 3.9 m · 1 |
| 24006C0287/00S000 | Flanders | 911 m² | 1 · 177 m² | 10.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De uitbating van een frituur,drankgelegenheid,taverne,koffiebar,snackbar en sandwichbar,verbruikerssalon; De aan- en verkoop van…” (deed in Dutch)
14 activities (deed in Dutch)
- De uitbating van een frituur,drankgelegenheid,taverne,koffiebar,snackbar en sandwichbar,verbruikerssalon;
- De aan- en verkoop van voedingsmiddelen,brood,banketgebak,suikerwaren,snoep,roomijs,belegde broodjes,vleeswaren,wild en gevogelte,delicatessen,alcoholische en andere dranken,dit alles zowel in groot- als in kleinhandel;
- Verder zal de vennootschap kunnen optreden als restauratiehouder,waarin begrepen de verkoop van bereide schotels en het inrichten van banketten,bereidingen en bedeling van soep;
- Het uitoefenen van alle activiteiten in de horecasector en in het horeca-bedrijf;
- Alle roerend- en onroerend goed transactie die bijdragen tot de verwezenlijking van het voorwerp van de vennootschap.
- Informaticadiensten te verlenen aan andere ondernemingen van klein tot groot.Dit houdt in zowel bijstand als werkuren verlenen ter plaatse bij de klant als het uitwerken van systemen op vraag van de klant,waarvan de uitwerking dan gebeurt in de zetel of in één van de bijkomende zetels.
- Het aanbieden van maatsoftware naar kleine en middelgrote ondernemingen,dewelke ontwikkeld wordt in de zetel of in één van de bijkomende zetels.De software wordt aan de klant geleverd als een afgewerkt product.
- Tevens zal de vennootschap de aan- en verkoop van informatica en telecomproducten verzorgen.
- Door het geheel van dit alles zal de vennootschap in staat zijn een totale IT-service aan te bieden aan haar klanten.
- Alles verband houdende met hetgeen hierboven is vermeld,hierin eveneens begrepen wat thans in de sector waarin de vennootschap actief is,voorhanden is of in de toekomst voorhanden zal zijn.
- De vennootschap kan voor eigen rekening beleggingen doen in roerende en onroerende goederen in de ruimste betekenis van het woord.
- Zij mag daarenboven zowel in België als in het buitenland,voor eigen rekening of voor tekening derden,alle handelingen van commerciële,industriële en financiële,roerende en onroerende aard verrichten die rechtstreeks of onrechtstreeks betrekking hebben op haar voorwerp of die van aard zijn de verwezenlijking ervan te bevorderen.
- De vennootschap zal door middel van inbreng,versmelting,fusie,splitsing of om het even welke andere wijze,mogen deelnemen aan alle ondernemingen,verenigingen of vennootschappen die een gelijksoortig,gelijkaardig of bijhorend doel nastreven of die eenvoudig nuttig zijn tot de gehele of gedeeltelijke verwezenlijking van het voorwerp.Tevens zal zij het beheer ervan mogen waarnemen.
- Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen:zij kan tevens borg staan voor derden,aandeelhouders,bestuursleden als loutere derden,evenals hen leningen,voorschotten en kredieten toestaan,met respect voor de wettelijke beperkingen.
- Name clauseThe name the company operates under according to its articles.
- SIM Consult
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Geen wijziging taalregime, Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Uitvoering in naam en voor rekening rechtspersoon, een of meer bestuurders” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 25 June at 14:00